9.11.01

Please take some time today to remember, in whatever way you choose, those who died on this day seven years ago, and the countless more who have sacrificed their lives and their loved ones for this country since. The list below contains the 2,998 names of those who died in New York, Pennsylvania, and Washington, D.C on September 11, 2001. It is agonizingly long. The sheer volume of the lives lost, of people I did not know, of people my age then and now, of people from my town and my schools, weighs as heavily on my heart as it did seven years ago. We love you. We will not forget you. I grew up in a town about 20 miles from the World Trade Center, where the highest hills yielded way to the sight of the magnificent New York City skyline. The image of the towers, as a symbol of the strength, the passion, and the ambition of all those who imagined it, built it, adored it, and occupied it, is as indelible today in my mind as it was when I was a child. I last saw the towers around ten o'clock in the evening on September 10, 2001, from across the Hudson River. It was about twelve hours and twenty-eight minutes before the second tower fell. When I think back at that night, I have no words of my own to describe the way it takes my breath away. I think of Millay's poem, appropriately or not: "My candle burns at both ends; It will not last the night; But ah, my foes, and oh, my friends– It gives a lovely light!" WORLD TRADE CENTER Gordon McCannel Aamoth Jr., 32, New York, N.Y., USA investment banker, Sandler O'Neill & Partners Edelmiro (Ed) Abad, 54, New York, N.Y., USA senior vice president, Fiduciary Trust International Maria Rose Abad, 49, Syosset, N.Y., USA senior vice president, Keefe, Bruyette & Woods Andrew Anthony Abate, 37, Melville, N.Y., USA bond trader, Cantor Fitzgerald Vincent Abate, 40, New York, N.Y., USA bond trader, Cantor Fitzgerald Laurence Christopher Abel, 37 Cantor Fitzgerald William F. Abrahamson, 58, Cortland Manor, N.Y., USA business analyst, Marsh & McLennan Cos. Inc. Richard Anthony Aceto, 42, Wantagh, N.Y., USA tax specialist, Marsh & McLennan Cos. Inc. Alicia Acevedo Carranza, Teziutlan, Puebla, Mexico Mexican Heinrich B. Ackermann, 38, New York, N.Y., USA Aon Corp. Paul Andrew Acquaviva, 29, Glen Rock, N.J., USA eSpeed vice president of corporate development, Cantor Fitzgerald Donald L. Adams, 28, Chatham, N.J., USA vice president of sales of eSpeed division, Cantor Fitzgerald Patrick Adams, 60, New York, N.Y., USA security officer, Fuji Bank Shannon Lewis Adams, 25, New York, N.Y., USA fixed income accountant, Cantor Fitzgerald Stephen Adams, 51, New York, N.Y., USA beverage manager, Windows on the World Ignatius Adanga, 62, New York, N.Y., USA New York State Department of Transportation Christy A. Addamo, 28, New Hyde Park, N.Y., USA accountant, Marsh & McLennan Cos. Inc. Terence E. Adderley Jr., 22, Bloomfield Hills, Mich., USA Fred Alger Management Sophia B. Addo, 36, New York, N.Y., USA housekeeping, Windows on the World , Guyanese Lee Adler, 48, Springfield, N.J., USA computer designer, Cantor Fitzgerald Daniel Thomas Afflitto, 32, Manalapan, N.J., USA equities trader, Cantor Fitzgerald Emmanuel Afuakwah, 37, New York, N.Y., USA porter, banquets, Windows on the World , Ghanaian Alok Agarwal, 36, Jersey City, N.J., USA senior programmer analyst, Cantor Fitzgerald Mukul Agarwala, 37, New York, N.Y., USA research analyst, Fiduciary Trust International Joseph Agnello, 35, New York, N.Y., USA firefighter, New York Fire Department David Scott Agnes, 46, New York, N.Y., USA assistant vice president, Cantor Fitzgerald Joao A.D. Aguiar Jr., 30, Red Bank, N.J., USA investment banker, Keefe, Bruyette & Woods Lt. Brian G. Ahearn, 43, Huntington, N.Y., USA firefighter, New York Fire Department Jeremiah J. Ahern, 74, Cliffside Park, N.J., USA auditor, New York State Department of Taxation and Finance Joanne Ahladiotis, 27, New York, N.Y., USA QA analyst, Cantor Fitzgerald Shabbir Ahmed, 47, New York, N.Y., USA waiter, Windows on the World Terrance Andre Aiken, 30, New York, N.Y., USA computer consultant, Vital Computer Services Godwin Ajala, 33, New York, N.Y., USA security officer, Summit Security Services Gertrude M. Alagero, 37, New York, N.Y., USA senior vice president and practice leader, Marsh & McLennan Cos. Inc. Andrew Alameno, 37, Westfield, N.J., USA trader, Cantor Fitzgerald Margaret Ann (Peggy) Jezycki Alario, 41, New York, N.Y., USA global products manager, Zurich American Insurance Gary Albero, 39, Emerson, N.J., USA insurance broker, Aon Corp. Jon L. Albert, 46, Upper Nyack, N.Y., USA vice president of information technology, Marsh & McLennan Cos. Inc. Peter Craig Alderman, 25, New York, N.Y., USA salesman, Bloomberg Tradebook Jacquelyn Delaine Aldridge, 46, New York, N.Y., USA accountant, Marsh & McLennan Cos. Inc. Grace Alegre-Cua, 40, Glen Rock, N.J., USA accountant, Mitsui Bank , Filipino David D. Alger, 57, New York, N.Y., USA executive vice president and chief financial officer, Fred Alger Management Ernest Alikakos, 43, New York, N.Y., USA New York State Department of Taxation and Finance Edward L. Allegretto, 51, Colonia, N.J., USA convertible bonds broker, Cantor Fitzgerald Eric Allen, 41, New York, N.Y., USA firefighter, New York Fire Department Joseph Ryan Allen, 39, New York, N.Y., USA bond broker, Cantor Fitzgerald Richard Dennis Allen, 31, New York, N.Y., USA firefighter, New York Fire Department Richard Lanard Allen, 30, New York, N.Y., USA mailroom clerk, Marsh & McLennan Cos. Inc. Christopher Edward Allingham, 36, River Edge, N.J., USA municipal bond broker, Cantor Fitzgerald Janet M. Alonso, 41, Stony Point, N.Y., USA e-mail analyst, Marsh & McLennan Cos. Inc. Anthony Alvarado, 31, New York, N.Y., USA food service handler, Forte Food Service Antonio Javier Alvarez, 23, New York, N.Y., USA grill cook, Windows on the World , Mexican Telmo Alvear, 25, New York, N.Y., USA waiter, Windows on the World Cesar A. Alviar, 60, Bloomfield, N.J., USA Marsh & McLennan Cos. Inc. , Filipino Tariq Amanullah, 40, Metuchen, N.J., USA vice president, Fiduciary Trust International Angelo Amaranto, 60, New York, N.Y., USA janitorial, cleaner, ABM Industries James Amato, 43, Ronkonkoma, N.Y., USA firefighter, New York Fire Department Joseph Amatuccio, 41, New York, N.Y., USA general property manager, Port Authority of New York and New Jersey Christopher Charles Amoroso, 29, New York, N.Y., USA police officer, Port Authority of New York and New Jersey Kazuhiro Anai, 42, Scarsdale, N.Y., USA deputy manager, New York branch, Nishi-Nippon Bank , Japanese Calixto Anaya Jr., 35, Suffern, N.Y., USA firefighter, New York Fire Department Joseph Peter Anchundia, 26, New York, N.Y., USA investment banker, Sandler O'Neill & Partners Kermit Charles Anderson, 57, Green Brook, N.J., USA systems analyst, Marsh Inc. Yvette Anderson, 53, New York, N.Y., USA keyboard specialist, New York State Department of Taxation and Finance John Andreacchio, 52, New York, N.Y., USA human resources, Fuji Bank Michael Rourke Andrews, 34, Belle Harbor, N.Y., USA Cantor Fitzgerald Jean A. Andrucki, 42, Hoboken, N.J., USA risk assessment, Port Authority of New York and New Jersey Siew-Nya Ang, 37, East Brunswick, N.J., USA technical analyst, Marsh & McLennan Cos. Inc. Joseph Angelini Jr., 38, Lindenhurst, N.Y., USA firefighter, Ladder Co. 4, New York Fire Department Joseph Angelini Sr., 63, Lindenhurst, N.Y., USA firefighter, Rescue Co. 1, New York Fire Department Laura Angilletta, 23, New York, N.Y., USA purchase and sales clerk, Cantor Fitzgerald Doreen J. Angrisani, 44, New York, N.Y., USA finance manager, Marsh & McLennan Cos. Inc. Lorraine D. Antigua, 32, Middletown, N.J., USA securities lending department, Cantor Fitzgerald Peter Paul Apollo, 26, Hoboken, N.J., USA equity trader, Cantor Fitzgerald Faustino Apostol Jr., 55, New York, N.Y., USA firefighter, New York Fire Department Frank Thomas Aquilino, 26, New York, N.Y., USA vice president and partner, Cantor Fitzgerald Patrick Michael Aranyos, 26, New York, N.Y., USA bond broker, Euro Brokers Inc. David Gregory Arce, 36, New York, N.Y., USA firefighter, New York Fire Department Michael G. Arczynski, 45, Little Silver, N.J., USA senior vice president, Aon Corp. Louis Arena, 32, New York, N.Y., USA firefighter, New York Fire Department Adam Arias, 37, New York, N.Y., USA vice president of operations, Euro Brokers Inc. Michael J. Armstrong, 34, New York, N.Y., USA vice president of sales, Cantor Fitzgerald Jack Charles Aron, 52, Bergenfield, N.J., USA information technology, Marsh & McLennan Cos. Inc. Joshua Aron, 29, New York, N.Y., USA equities trader, Cantor Fitzgerald Richard Avery Aronow, 48, Mahwah, N.J., USA lawyer, Port Authority of New York and New Jersey Japhet J. Aryee, 49, Spring Valley, N.Y., USA tax auditor, New York State Department of Taxation and Finance Carl Asaro, 39, Middletown, N.Y., USA firefighter, New York Fire Department Michael A. Asciak, 47, Ridgefield, N.J., USA foreign exchange operations clerk, Carr Futures Michael Edward Asher, 53, Monroe, N.Y., USA vice president, senior technology architect, Cantor Fitzgerald Janice Ashley, 25, Rockville Centre, N.Y., USA research associate, Fred Alger Management Thomas J. Ashton, 21, New York, N.Y., USA electrician, Denino Electric Manuel O. Asitimbay, 36, New York, N.Y., USA cook, Windows on the World , Ecuadoran Lt. Gregg Arthur Atlas, 45, Howells, N.Y., USA firefighter, New York Fire Department Gerald Atwood, 38, New York, N.Y., USA firefighter, New York Fire Department James Audiffred, 38, New York, N.Y., USA janitorial, elevator starter, ABM Industries Louis Frank Aversano, 58, Manalapan, N.J., USA director of operations support, risk services, Aon Corp. Ezra Aviles, 41, Commack, N.Y., USA Port Authority of New York and New Jersey Ayodeji Awe, 42, New York, N.Y., USA souvenir vendor, , Nigerian Samuel (Sandy) Ayala, 36, New York, N.Y., USA banquet steward, Windows on the World Arlene T. Babakitis, 47, Secaucus, N.J., USA customer service representative, Port Authority of New York and New Jersey Eustace (Rudy) Bacchus, 48, Metuchen, N.J., USA independent trader, American Stock Exchange John James Badagliacca, 35, New York, N.Y., USA bond salesman, Cantor Fitzgerald Jane Ellen Baeszler, 43, New York, N.Y., USA broker, Cantor Fitzgerald Robert J. Baierwalter, 44, Albertson, N.Y., USA account underwriter, F.M. Global Andrew J. Bailey, 29, New York, N.Y., USA consultant, Marsh & McLennan Cos. Inc. , British Brett T. Bailey, 28, Bricktown, N.J., USA options broker, Euro Brokers Inc. Tatyana Bakalinskaya, 43, New York, N.Y., USA hostess, Marsh & McLennan Michael S. Baksh, 36, Englewood, N.J., USA private client services group, Marsh & McLennan Cos. Inc. Sharon Balkcom, 43, White Plains, N.Y., USA computer systems manager, Marsh & McLennan Cos. Inc. Michael Andrew Bane, 33, Yardley, Pa., USA assistant vice president, casualty claims, Marsh & McLennan Cos. Inc. Kathy Bantis, 44, Chicago, Ill., USA Marsh & McLennan Cos. Inc. Gerard Jean Baptiste, 35, New York, N.Y., USA firefighter, New York Fire Department Walter Baran, 42, New York, N.Y., USA investment banker, Fiduciary Trust International Gerard A. Barbara, 53, New York, N.Y., USA assistant deputy chief, New York Fire Department Paul V. Barbaro, 35, Holmdel, N.J., USA strategic development and software engineer, Cantor Fitzgerald James W. Barbella, 53, Oceanside, N.Y., USA property manager, Port Authority of New York and New Jersey Ivan Kyrillos Fairbanks Barbosa, 30, Jersey City, N.J., USA broker, Cantor Fitzgerald , Brazilian Victor Daniel Barbosa, 23, New York, N.Y., USA maintenance, Windows on the World Colleen Ann Barkow, 26, East Windsor, N.J., USA project manager, Cantor Fitzgerald David Michael Barkway, 34, Toronto, Ontario, Canada managing director, BMO Nesbitt Burns Matthew Barnes, 37, Monroe, N.Y., USA firefighter, New York Fire Department Sheila Patricia Barnes, 55, Bay Shore, N.Y., USA Aon Corp. Evan J. Baron, 38, Bridgewater, N.J., USA energy futures specialist, Carr Futures Renee Barrett-Arjune, 41, Irvington, N.J. compensation accountant, Cantor Fitzgerald Arthur T. Barry, 35, New York, N.Y., USA firefighter, New York Fire Department Diane G. Barry, 60, New York, N.Y., USA administrative assistant, Aon Corp. Maurice Vincent Barry, 49, Rutherford, N.J., USA police officer, Port Authority of New York and New Jersey Scott D. Bart, 28, Malverne, N.Y., USA vice president, Marsh & McLennan Cos. Inc. Carlton W. Bartels, 44, New York, N.Y., USA broker, Cantor Fitzgerald Guy Barzvi, 29, New York, N.Y., USA Cantor Fitzgerald Inna Basina, 43, New York, N.Y., USA staff accountant, Cantor Fitzgerald Alysia Basmajian, 23, Bayonne, N.J., USA accountant, Cantor Fitzgerald Kenneth William Basnicki, 48, Etobicoke, Ontario, Canada marketing director, BEA Systems Lt. Steven J. Bates, 42, New York, N.Y., USA firefighter, New York Fire Department Paul James Battaglia, 22, New York, N.Y., USA consultant, Marsh & McLennan Cos. Inc. W. David Bauer, 45, Rumson, N.J., USA head of global sales for eSpeed, Cantor Fitzgerald Ivhan Luis Carpio Bautista, 24, New York, N.Y., USA Windows on the World , Peruvian Marlyn C. Bautista, 46, Iselin, N.J., USA accounts payable, Marsh & McLennan Cos. Inc. , Filipino Jasper Baxter, 45, Philadelphia, Pa., USA career consultant, Lee Hecht Harrison Michele (Du Berry) Beale, 37, Essex, Britain director of conferences, Risk Waters Group , British Paul F. Beatini, 40, Park Ridge, N.J., USA operations vice president, Allendale Insurance Jane S. Beatty, 53, Belford, N.J., USA technical supervisor, Marsh & McLennan Cos. Inc. , British Larry I. Beck, 38, Baldwin, N.Y., USA mailroom clerk, Cantor Fitzgerald Manette Marie Beckles, 43, Rahway, N.J., USA account processor, Carl John Bedigian, 35, New York, N.Y., USA firefighter, New York Fire Department Michael Beekman, 39, New York, N.Y., USA head trade clerk, LaBranche Maria Behr, 41, Milford, N.J., USA securities trader, Cantor Fitzgerald Yelena Belilovsky, 38, Mamaroneck, N.Y., USA Fred Alger Management Nina Patrice Bell, 39, New York, N.Y., USA senior manager, Marsh & McLennan Cos. Inc. Andrea Della Bella, 59, Jersey City, N.J., USA legal secretary, Aon Corp. Debbie S. Bellows, 30, East Windsor, N.J., USA executive assistant, Cantor Fitzgerald Stephen Elliot Belson, 51, New York, N.Y., USA firefighter, New York Fire Department Paul Michael Benedetti, 32, New York, N.Y., USA assistant director, Aon Corp. Denise Lenore Benedetto, 40, New York, N.Y., USA executive assistant, Aon Corp. Bryan Craig Bennett, 25, New York, N.Y., USA salesman at eSpeed, Cantor Fitzgerald Eric L. Bennett, 29, New York, N.Y., USA area vice president, Alliance Consulting Oliver Duncan Bennett, 29, London, England staff writer, Risk magazine, Risk Waters Group , British Margaret L. Benson, 52, Rockaway, N.J., USA human resources department, Port Authority of New York and New Jersey Dominick J. Berardi, 25, New York, N.Y., USA Cantor Fitzgerald James Patrick Berger, 44, Lower Makefield, Pa., USA senior vice president, Aon Corp. Steven Howard Berger, 45, Manalapan, N.J., USA supervisor of corporate tax auditors, New York State Department of Taxation and Finance John P. Bergin, 39, New York, N.Y., USA firefighter, New York Fire Department Alvin Bergsohn, 48, Baldwin Harbor, N.Y., USA equity trader, Cantor Fitzgerald Daniel D. Bergstein, 38, Teaneck, N.J., USA corporate secretary, Port Authority of New York and New Jersey Michael J. Berkeley, 38, New York, N.Y., USA Donna Bernaerts-Kearns, 44, Hoboken, N.J., USA computer programmer, Accenture David W. Bernard, 57, Chelmsford, Mass., USA technical adviser, Internal Revenue Service William Bernstein, 44, New York, N.Y., USA mortgage bond broker, Cantor Fitzgerald David M. Berray, 39, New York, N.Y., USA vice president, MoneyLine David S. Berry, 43, New York, N.Y., USA chief of research, Keefe, Bruyette & Woods Joseph J. Berry, 55, Saddle River, N.J., USA chairman and CEO, Keefe, Bruyette & Woods William Reed Bethke, 36, Hamilton, N.J., USA computer programmer, Marsh USA Timothy D. Betterly, 42, Little Silver, N.J., USA bond trader, Cantor Fitzgerald Edward F. Beyea, 42, New York, N.Y., USA computer programmer, Empire Blue Cross and Blue Shield Paul Michael Beyer, 37, New York, N.Y., USA firefighter, New York Fire Department Anil T. Bharvaney, 41, East Windsor, N.J., USA senior vice president, Instinet (Reuters) Bella Bhukhan, 24, Union, N.J., USA human resources department, Cantor Fitzgerald Shimmy D. Biegeleisen, 42, New York, N.Y., USA vice president, Fiduciary Trust International Peter Alexander Bielfeld, 44, New York, N.Y., USA firefighter, New York Fire Department William Biggart, 54, New York, N.Y., USA photographer, Brian Bilcher, 36, New York, N.Y., USA firefighter, New York Fire Department Carl Vincent Bini, 44, New York, N.Y., USA firefighter, New York Fire Department Gary Bird, 51, Tempe, Ariz., USA senior vice president, Marsh USA Joshua David Birnbaum, 24, New York, N.Y., USA assistant bond trader, Cantor Fitzgerald George Bishop, 52, Granite Springs, N.Y., USA vice president, Aon Corp. Jeffrey D. Bittner, 27, New York, N.Y., USA research analyst, Keefe, Bruyette & Woods Balewa Albert Blackman, 26, New York, N.Y., USA junior accountant, Cantor Fitzgerald , Jamaican Christopher Joseph Blackwell, 42, Patterson, N.Y., USA firefighter, New York Fire Department Susan L. Blair, 35, East Brunswick, N.J., USA insurance executive, Aon Corp. Harry Blanding Jr., 38, Blakeslee, Pa., USA claims analyst, Aon Corp. Janice L. Blaney, 55, Williston Park, N.Y., USA consultant at Marsh & McLennan Cos. Inc., Craig Michael Blass, 27, Greenlawn, N.Y., USA trader, Cantor Fitzgerald Rita Blau, 52, New York, N.Y., USA supervisor of switchboard operators, Fiduciary Trust International Richard M. Blood Jr., 38, Ridgewood, N.J., USA insurance broker, Aon Corp. Michael A. Boccardi, 30, Bronxville, N.Y., USA senior vice president of institutional relations, Fred Alger Management John Paul Bocchi, 38, New Vernon, N.J., USA managing director of interest rate options, Cantor Fitzgerald Michael L. Bocchino, 45, New York, N.Y., USA firefighter, New York Fire Department Susan Mary Bochino, 36, New York, N.Y., USA client specialist, Aon Corp. Bruce Douglas (Chappy) Boehm, 49, West Hempstead, N.Y., USA government agencies broker, Cantor Fitzgerald Mary Katherine Boffa, 45, New York, N.Y., USA vice president of purchasing, Marsh & McLennan Cos. Inc. Nicholas A. Bogdan, 34, Browns Mills, N.J., USA manager, Marsh & McLennan Cos. Inc. Darren C. Bohan, 34, New York, N.Y., USA temporary employee, Aon Corp. Lawrence Francis Boisseau, 36, Freehold, N.J., USA fire safety director, OCS Security Vincent M. Boland Jr,, 25, Ringwood, N.J., USA business analyst, Marsh & McLennan Cos. Inc. Alan Bondarenko, 53, Flemington, N.J., USA Washington Group International Andre Bonheur Jr., 40, New York, N.Y., USA financial analyst, Citibank Colin Arthur Bonnett, 39, New York, N.Y., USA telecommunications programmer, Marsh & McLennan Cos. Inc. Frank Bonomo, 42, Port Jefferson, N.Y., USA firefighter, New York Fire Department Yvonne L. Bonomo, 30, New York, N.Y., USA corporate travel booker, American Express Sean Booker, 35, Irvington, N.J., USA account associate, Xerox Corp. Sherry Ann Bordeaux, 38, Jersey City, N.J., USA accountant, Fiduciary Trust International Krystine C. Bordenabe, 33, Old Bridge, N.J., USA sales assistant, Keefe, Bruyette & Woods Martin Boryczewski, 29, Parsippany, N.J., USA institutional sales trader, Cantor Fitzgerald Richard E. Bosco, 34, Suffern, N.Y., USA banker, Citibank John Howard Boulton Jr., 29, New York, N.Y., USA options broker, Euro Brokers Inc. , Venezuelan Francisco Bourdier, 41, New York, N.Y., USA security guard, Deutsche Bank Thomas H. Bowden Jr., 36, Wyckoff, N.J., USA equities trader, Cantor Fitzgerald Kimberly S. Bowers, 31, Islip, N.Y., USA administrative staff, Cantor Fitzgerald Veronique (Bonnie) Nicole Bowers, 28, New York, N.Y., USA credit collections manager, Windows on the World Larry Bowman, 46, New York, N.Y., USA security officer, Summit Security Services Shawn Edward Bowman Jr., 28, New York, N.Y., USA human resources information specialist, Cantor Fitzgerald Kevin L. Bowser, 45, Philadelphia, Pa., USA computer trainer, Marsh & McLennan Cos. Inc. Gary R. Box, 37, North Bellmore, N.Y., USA firefighter, New York Fire Department Gennady Boyarsky, 34, New York, N.Y., USA travel agent, American Express Pamela Boyce, 43, New York, N.Y., USA assistant vice president of accounting, Carr Futures Michael Boyle, 37, Westbury, N.Y., USA firefighter, New York Fire Department Alfred Braca, 54, Leonardo, N.J., USA bond broker for eSpeed, Cantor Fitzgerald Sandra Conaty Brace, 60, New York, N.Y., USA administrative assistant, Risk Insurance Solutions Kevin H. Bracken, 37, New York, N.Y., USA firefighter, New York Fire Department David Brian Brady, 41, Summit, N.J., USA financial advisor, Merrill Lynch Alexander Braginsky, 38, Stamford, Conn., USA foreign exchange products manager, Reuters Nicholas W. Brandemarti, 21, Mantua, N.J., USA analyst, Keefe, Bruyette & Woods Michelle Renee Bratton, 23, Yonkers, N.Y., USA executive assistant, marketing, Cantor Fitzgerald Patrice Braut, 31, New York, N.Y., USA technology, Marsh & McLennan Cos. Inc. , Belgian Lydia Estelle Bravo, 50, Dunellen, N.J., USA nurse, Marsh & McLennan Cos. Inc. Ronald Michael Breitweiser, 39, Middletown Township, N.J., USA senior vice president, Fiduciary Trust International Edward A. Brennan III, 37, New York, N.Y., USA vice president, government bonds, Cantor Fitzgerald Frank H. Brennan, 50, New York, N.Y., USA senior vice president and limited partner, Cantor Fitzgerald Michael Emmett Brennan, 27, New York, N.Y., USA firefighter, New York Fire Department Peter Brennan, 30, Ronkonkoma, N.Y., USA firefighter, New York Fire Department Thomas M. Brennan, 32, Scarsdale, N.Y., USA investment banker, Sandler O'Neill & Partners Capt. Daniel Brethel, 43, Farmingdale, N.Y., USA firefighter, New York Fire Department Gary L. Bright, 36, Union City, N.J., USA insurance analyst, Aon Corp. Jonathan Eric Briley, 43, Mount Vernon, N.Y., USA audiovisual technician, Windows on the World Mark A. Brisman, 34, Armonk, N.Y., USA associate, Harris Beach LLP Paul Gary Bristow, 27, New York, N.Y., USA conferences producer, Risk Waters Group , British Victoria Alvarez Brito, 38, New York, N.Y., USA Marsh & McLennan Cos. Inc. Mark Francis Broderick, 42, Old Bridge, N.J., USA accountant, Cantor Fitzgerald Herman C. Broghammer, 58, North Merrick, N.Y., USA senior vice president, Aon Corp. Keith Broomfield, 49, New York, N.Y., USA mechanical technician, Advent Corp. , Jamaican Janice J. Brown, 35, New York, N.Y., USA accountant, Marsh & McLennan Cos. Inc. Lloyd Brown, 28, Bronxville, N.Y., USA compliance officer for institutional equities, Cantor Fitzgerald Capt. Patrick J. Brown, 48, New York, N.Y., USA firefighter, New York Fire Department Bettina Browne, 49, Atlantic Beach, N.Y., USA vice president, mergers and acquisitions, Aon Corp. Mark Bruce, 40, Summit, N.J., USA trader, mortgage-backed securities, Sandler O'Neill & Partners Richard Bruehert, 38, Westbury, N.Y., USA vice president for technology, Marsh & McLennan Cos. Inc. Andrew Brunn, 28, USA firefighter, New York Fire Department Capt. Vincent Brunton, 43, New York, N.Y., USA firefighter, New York Fire Department Ronald Paul Bucca, 47, Tuckahoe, N.Y., USA firefighter, New York Fire Department Brandon J. Buchanan, 24, New York, N.Y., USA equity trader, Cantor Fitzgerald Greg Joseph Buck, 37, New York, N.Y., USA firefighter, New York Fire Department Dennis Buckley, 38, Chatham, N.J., USA bond broker, Cantor Fitzgerald Nancy Bueche, 43, Hicksville, N.Y., USA Aon Corp. Patrick Joseph Buhse, 36, Lincroft, N.J., USA bond trader, Cantor Fitzgerald John E. Bulaga Jr., 35, Paterson, N.J., USA network engineer at eSpeed, Cantor Fitzgerald Stephen Bunin, 45, New York, N.Y. VMS systems engineer, Cantor Fitzgerald Matthew J. Burke, 28, New York, N.Y., USA assistant equities trader, Cantor Fitzgerald Thomas Daniel Burke, 38, Bedford Hills, N.Y., USA managing director, Cantor Fitzgerald Capt. William F. Burke Jr., 46, New York, N.Y., USA firefighter, New York Fire Department Donald James Burns, 61, Nissequogue, N.Y., USA assistant chief, New York Fire Department Kathleen A. Burns, 49, New York, N.Y., USA vice president, office automation, Fiduciary Trust International Keith James Burns, 39, East Rutherford, N.J., USA equities, Cantor Fitzgerald John Patrick Burnside, 36, New York, N.Y., USA firefighter, New York Fire Department Irina Buslo, 32, New York, N.Y., USA administrative assistant, Fuji Bank Milton Bustillo, 37, New York, N.Y., USA computer network operator, Cantor Fitzgerald , Colombian Thomas M. Butler, 37, Kings Park, N.Y., USA firefighter, New York Fire Department Patrick Byrne, 39, New York, N.Y., USA firefighter, New York Fire Department Timothy G. Byrne, 36, Manhattan, N.Y., USA investment banker, Sandler O'Neill & Partners Jesus Cabezas, 66, New York, N.Y., USA cook, Windows on the World Lillian Caceres, 48, New York, N.Y., USA technology administrator, Marsh & McLennan Cos. Inc. Brian Joseph Cachia, 26, New York, N.Y., USA technical support specialist, Cantor Fitzgerald Steven Cafiero Jr., 31, New York, N.Y., USA client specialist, Aon Corp. Richard M. Caggiano, 25, New York, N.Y., USA trade support clerk, Cantor Fitzgerald Cecile M. Caguicla, 55, Boonton, N.J., USA assistance vice president of finance, Marsh & McLennan Cos. Inc. , Filipino Michael John Cahill, 37, East Williston, N.Y., USA senior claims attorney, Marsh & McLennan Cos. Inc. Scott W. Cahill, 30, West Caldwell, N.J., USA municipal bond broker, Cantor Fitzgerald Thomas J. Cahill, 36, Franklin Lakes, N.J., USA securities trader, Cantor Fitzgerald George Cain, 35, Massapequa, N.Y., USA firefighter, New York Fire Department Salvatore B. Calabro, 38, New York, N.Y., USA firefighter, New York Fire Department Joseph Calandrillo, 49, Hawley, Pa., USA treaty accountant, Risk Solutions International Philip V. Calcagno, 57, New York, N.Y., USA assistant vice president, Marsh & McLennan Edward Calderon, 44, Jersey City, N.J., USA operations manager, Port Authority of New York and New Jersey Kenneth Marcus Caldwell, 30, New York, N.Y., USA senior account manager, Alliance Consulting Dominick E. Calia, 40, Manalapan, N.J., USA bond broker, Cantor Fitzgerald Felix (Bobby) Calixte, 38, New York, N.Y., USA BP Air Conditioning Capt. Frank Callahan, 51, New York, N.Y., USA firefighter, New York Fire Department Liam Callahan, 44, Rockaway, N.J., USA police officer, Port Authority of New York and New Jersey Luigi Calvi, 34, East Rutherford, N.J., USA bond trader, Cantor Fitzgerald , Italian Roko Camaj, 60, Manhasset, N.Y., USA janitorial, window cleaner, ABM Industries Michael Cammarata, 22, Huguenot, N.Y., USA firefighter, New York Fire Department David Otey Campbell, 51, Basking Ridge, N.J., USA senior vice president of equity sales, Keefe, Bruyette & Woods Geoffrey Thomas Campbell, 31, New York, N.Y., USA Reuters , British Jill Marie Campbell, 31, New York, N.Y., USA administrative assistant, Baseline Financial Services Robert Arthur Campbell, 25, New York, N.Y., USA painter, Fine Painting and Decorating Sandra Patricia Campbell, 45, New York, N.Y., USA computer programmer, Cantor Fitzgerald Juan Ortega Campos, 32, New York, N.Y., USA delivery man, Fine & Schapiro restaurant , Mexican Sean Canavan, 39, New York, N.Y., USA carpenter, John A. Candela, 42, Glen Ridge, N.J., USA senior trader, Cantor Fitzgerald Vincent Cangelosi, 30, New York, N.Y., USA bond broker, Cantor Fitzgerald Stephen J. Cangialosi, 40, Middletown, N.J., USA bond trader, Cantor Fitzgerald Lisa B. Cannava, 30, New York, N.Y., USA supervisor, Carr Futures Brian Cannizzaro, 30, New York, N.Y., USA firefighter, New York Fire Department Michael R. Canty, 30, Schenectady, N.Y., USA broker, Carr Futures Louis A. Caporicci, 35, New York, N.Y., USA vice president, Cantor Fitzgerald Jonathan N. Cappello, 23, Garden City, N.Y., USA trade support clerk, Cantor Fitzgerald James Christopher Cappers, 33, Wading River, N.Y., USA assistant vice president, Marsh & McLennan Cos. Inc. Richard M. Caproni, 34, Lynbrook, N.Y., USA senior accounting specialist, Marsh & McLennan Cos. Inc. Jose Cardona, 32, New York, N.Y., USA clerk, Carr Futures Dennis M Carey, 51, Wantagh, N.Y., USA firefighter, New York Fire Department Stephen Carey, 50, Chatsworth, CA, USA Edward Carlino, 46, New York, N.Y., USA financial reporting systems, Marsh & McLennan Cos. Inc. Michael Scott Carlo, 34, New York, N.Y., USA firefighter, New York Fire Department David G. Carlone, 46, Randolph, N.J., USA account executive, FM Global Rosemarie C. Carlson, 40, New York, N.Y., USA International Office Center Mark Stephen Carney, 41, Rahway, N.J., USA recruiter, Association of Independent Recruiters Joyce Ann Carpeneto, 40, New York, N.Y., USA call records management assistant, General Telecom Jeremy M. Carrington, 34, New York, N.Y., USA swaps trader, Cantor Fitzgerald , British Michael T. Carroll, 39, New York, N.Y., USA firefighter, New York Fire Department Peter Carroll, 35, New York, N.Y., USA firefighter, New York Fire Department James J. Carson Jr., 32, Massapequa, N.Y., USA computer network administrator, Cantor Fitzgerald Christopher Newton Carter, 52, Middletown, N.J., USA associate director in charge of information technology, Sandler O'Neill & Partners James Marcel Cartier, 26, New York, N.Y., USA electrician, Aon Corp. Vivian Casalduc, 45, New York, N.Y., USA microfiche clerk, Empire Blue Cross/Blue Shield John F. Casazza, 38, Colts Neck, N.J., USA senior vice president, Cantor Fitzgerald Paul Cascio, 23, Manhasset, N.Y., USA trade support, agency desk, Euro Brokers Inc. Margarito Casillas, 54, Guadalajara, Jalisco, Mexico maintenance worker, Mexican Thomas Anthony Casoria, 29, New York, N.Y., USA firefighter, New York Fire Department William Otto Caspar, 57, Eatontown, N.J., USA data processing specialist, Marsh & McLennan Cos. Inc. Alejandro Castano, 35, Englewood, N.J., USA delivery man, Empire Distribution , Colombian German Castillo Galicia, Ozumba, Mexico Mexican Arcelia Castillo, 49, Elizabeth, N.J., USA junior accountant, Marsh & McLennan Cos. Inc. Leonard M. Castrianno, 30, New York, N.Y., USA broker, Cantor Fitzgerald Jose Ramon Castro, 37, New York, N.Y., USA food service handler, Forte Food Service Richard G. Catarelli, 47, New York, N.Y., USA Marsh & McLennan Cos. Inc. Christopher Sean Caton, 34, New York, N.Y., USA bond broker, Cantor Fitzgerald Robert J. Caufield, 48, Valley Stream, N.Y., USA electrician, Denino Electric Mary Teresa Caulfield, 58, New York, N.Y., USA Judson Cavalier, 26, Huntington, N.Y., USA investment banker, Sandler O'Neill & Partners Michael Joseph Cawley, 32, Bellmore, N.Y., USA firefighter, New York Fire Department Jason D. Cayne, 32, Morganville, N.J., USA municipal bond broker and partner, Cantor Fitzgerald Juan Armando Ceballos, 47, New York, N.Y., USA mail carrier, Marcia G. Cecil-Carter, 34, New York, N.Y., USA bank reconciliation clerk, Carr Futures Jason Cefalu, 30, West Hempstead, N.Y., USA broker, Cantor Fitzgerald Thomas J. Celic, 43, New York, N.Y., USA senior vice president, Marsh & McLennan Cos. Inc. Ana M. Centeno, 38, Bayonne, N.J., USA accountant, Marsh & McLennan Cos. Inc. Joni Cesta, 37, Bellmore, N.Y., USA in-house counsel, A.L. Sarroff Jeffrey M. Chairnoff, 35, West Windsor, N.J., USA managing director of the mortgage financing group, Sandler O'Neill & Partners Swarna Chalasani, 33, Jersey City, N.J., USA vice president, Fiduciary Trust International William Chalcoff, 41, Roslyn, N.Y., USA computer systems developer, Marsh & McLennan Eli Chalouh, 23, New York, N.Y., USA New York State Department of Taxation and Finance Charles Lawrence (Chip) Chan, 23, New York, N.Y., USA currency broker, Cantor Fitzgerald Mandy Chang, 40, New York, N.Y., USA First Commercial Bank Mark L. Charette, 38, Millburn, N.J., USA senior vice president, Marsh Inc. Gregorio Manuel Chavez, 48, New York, N.Y., USA Windows on the World Pedro Francisco Checo, 35, New York, N.Y. Investment Operations Administration, Fiduciary Trust International , Colombian Douglas MacMillan Cherry, 38, Maplewood, N.J., USA vice president of professional services group, Aon Corp. Stephen Patrick Cherry, 41, Stamford, Conn., USA partner, Cantor Fitzgerald Vernon Paul Cherry, 49, New York, N.Y., USA firefighter, New York Fire Department Nestor Chevalier, 30, New York, N.Y., USA securities, Cantor Fitzgerald Swede Joseph Chevalier, 26, Locust, N.J., USA equities trader, Cantor Fitzgerald Alexander H. Chiang, 51, New City, N.Y., USA computer specialist, Marsh & McLennan Cos. Inc. Dorothy J. Chiarchiaro, 61, Glenwood, N.J., USA Fred Alger Management Luis Alfonso Chimbo, 39, New York, N.Y., USA receiving attendant, Windows on the World Robert Chin, 33, New York, N.Y., USA account associate, Xerox Corp. Wing Wai (Eddie) Ching, 29, Union, N.J., USA client support administrator, UmeVoice Nicholas P. Chiofalo Jr., 39, Selden, N.Y., USA firefighter, New York Fire Department John Chipura, 39, New York, N.Y., USA firefighter, New York Fire Department Peter A. Chirchirillo, 47, Langhorne, Pa., USA project manager, Marsh & McLennan Cos. Inc. Catherine E. Chirls, 47, Princeton, N.J., USA eSpeed/banker, Cantor Fitzgerald Kyung (Kaccy) Cho, 30, Clifton, N.J., USA executive secretary, Marsh & McLennan Cos. Inc. Abdul K. Chowdhury, 30, New York, N.Y., USA senior assistant analyst, Cantor Fitzgerald Mohammed Salahuddin Chowdhury, 38, New York, N.Y., USA waiter, Windows on the World Kirsten L. Christophe, 39, Maplewood, N.J., USA vice president of risk services, Aon Corp. Pamela Chu, 31, New York, N.Y., USA vice president and equities trader, Cantor Fitzgerald Steven Paul Chucknick, 44, Cliffwood Beach, N.J., USA vice president of communications and facilities, Euro Brokers Inc. Wai-ching Chung, 36, New York, N.Y., USA division vice president, UBS PaineWebber Christopher Ciafardini, 30, New York, N.Y., USA vice president and financial analyst, Fred Alger Management Alex F. Ciccone, 38, New Rochelle, N.Y., USA assistant vice president, Marsh & McLennan Cos. Inc. Frances Ann Cilente, 26, New York, N.Y., USA administrative assistant, Cantor Fitzgerald Elaine Cillo, 40, New York, N.Y., USA vice president, Marsh & McLennan Cos. Inc. Edna Cintron, 46, New York, N.Y., USA administrative assistant, Marsh & McLennan Cos. Inc. Nestor Andre Cintron, 26, New York, N.Y., USA broker, Cantor Fitzgerald Lt. Robert Dominick Cirri, 39, Nutley, N.J., USA police officer, Port Authority of New York and New Jersey Juan Pablo Alvarez Cisneros, 23, Weehawken, N.J., USA bond trader, Cantor Fitzgerald Benjamin Keefe Clark, 39, New York, N.Y., USA chef, Sodexho Eugene Clark, 47, New York, N.Y., USA administrative assistant, Aon Corp. Gregory A. Clark, 40, Teaneck, N.J., USA computer technician, Cantor Fitzgerald Mannie Leroy Clark, 54, New York, N.Y., USA security guard, Marsh & Mclennan Thomas R. Clark, 37, Summit, N.J., USA equity sales trader, Sandler O'Neill & Partners Christopher Robert Clarke, 34, Philadelphia, Pa., USA trader, Sandler O'Neill & Partners Donna Clarke, 39, New York, N.Y., USA Marsh & McLennan Cos. Inc. Michael Clarke, 27, Prince's Bay, N.Y., USA firefighter, New York Fire Department Suria R.E. Clarke, 30, New York, N.Y., USA vice president for media relations at eSpeed, Cantor Fitzgerald , British Kevin Francis Cleary, 38, New York, N.Y., USA broker, Euro Brokers Inc. James D. Cleere, 55, Newton, Iowa, USA assistant vice president, telecommunications, Seabury & Smith Co. Geoffrey W. Cloud, 36, Stamford, Conn., USA lawyer, Cantor Fitzgerald Susan M. Clyne, 42, Lindenhurst, N.Y., USA senior vice president, Marsh & McLennan Cos. Inc. Steven Coakley, 36, Deer Park, N.Y., USA firefighter, New York Fire Department Jeffrey Coale, 31, Souderton, Pa., USA assistant wine master, Windows on the World Patricia A. Cody, 46, Brigantine, N.J., USA managing director, Marsh & McLennan Daniel Michael Coffey, 54, Newburgh, N.Y., USA senior vice president, Guy Carpenter Jason Matthew Coffey, 25, Newburgh, N.Y., USA accountant, Marsh & McLennan Cos. Inc. Florence Cohen, 62, New York, N.Y., USA secretary, New York State Department of Taxation and Finance Kevin Sanford Cohen, 28, Edison, N.J., USA eSpeed desktop support person, Cantor Fitzgerald Anthony Joseph Coladonato, 47, New York, N.Y., USA vice president, Cantor Fitzgerald Mark J. Colaio, 34, New York, N.Y., USA senior managing director, Cantor Fitzgerald Stephen J. Colaio, 32, Montauk, N.Y., USA senior managing director, Cantor Fitzgerald Christopher M. Colasanti, 33, Hoboken, N.J., USA bond trader, Cantor Fitzgerald Kevin Nathaniel Colbert, 25, New York, N.Y., USA Keefe, Bruyette & Woods Michel Paris Colbert, 39, West New York, N.J., USA bond trader, Cantor Fitzgerald Keith Eugene Coleman, 34, Warren, N.J., USA senior vice president and partner, Cantor Fitzgerald Scott Thomas Coleman, 31, New York, N.Y., USA equity broker, Cantor Fitzgerald Tarel Coleman, 32, USA firefighter, New York Fire Department Liam Joseph Colhoun, 34, Flushing,, N.Y. Bank of America Robert D. Colin, 49, West Babylon, N.Y., USA Aon Corp. Robert J. Coll Jr., 35, Glen Ridge, N.J., USA senior vice president of financial markets, Euro Brokers Inc. Jean Marie Collin, 42, New York, N.Y., USA risk manager, Pfizer Inc. John Michael Collins, 42, New York, N.Y., USA firefighter, New York Fire Department Michael L. Collins, 38, Montclair, N.J., USA manager in eSpeed division, Cantor Fitzgerald Thomas J. Collins, 36, New York, N.Y., USA managing director, Sandler O'Neill & Partners Joseph Collison, 50, New York, N.Y. Kidder Peabody-Paine Webber Patricia Malia Colodner, 39, New York, N.Y., USA secretary, Marsh & McLennan Cos. Inc. Linda M. Colon, 46, Perrineville, N.J., USA senior vice president for facilities management, Marsh & McLennan Cos. Inc. Soledi Colon, 39, New York, N.Y., USA Aon Corp. Ronald Comer, 56, Northport, N.Y., USA insurance executive, Marsh & McLennan Cos. Inc. Jaime Concepcion, 46, New York, N.Y., USA receiving clerk, Windows on the World Albert Conde, 62, Englishtown, N.J., USA insurance underwriter, AGI Denease Conley, 44, New York, N.Y., USA security officer, Summit Security Services Susan Clancy Conlon, 41, New York, N.Y., USA supervisor, Bank of America Margaret Mary Conner, 57, New York, N.Y., USA receptionist, Cantor Fitzgerald Cynthia L. Connolly, 40, Metuchen, N.J., USA John E. Connolly, 46, Allenwood, N.J., USA assistant vice president, Euro Brokers Inc. James Lee Connor, 38, Summit, N.J., USA partner, Sandler O'Neill & Partners Jonathan (J.C.) Connors, 55, Old Brookville, N.Y., USA senior vice president, Cantor Fitzgerald Kevin P. Connors, 55, Greenwich, Conn., USA senior vice president, Euro Brokers Inc. Kevin Francis Conroy, 47, New York, N.Y., USA vice president of corporate accounting, Marsh & McLennan Cos. Inc. Brenda E. Conway, 40, New York, N.Y., USA systems analyst, Marsh & McLennan Cos. Inc. Dennis Michael Cook, 33, Colts Neck, N.J., USA assistant trader, Cantor Fitzgerald Helen D. Cook, 24, New York, N.Y., USA customer service account representative, General Telecom John A. Cooper, 40, Bayonne, N.J., USA account manager, SunGard Trading Systems/BRASS Joseph J. Coppo Jr., 47, New Canaan, Conn., USA municipal bond trader, Cantor Fitzgerald Gerard J. Coppola, 46, New Providence, N.J., USA broadcast engineer, WNET-TV Joseph Albert Corbett, 28, Islip, N.Y., USA securities trader, Cantor Fitzgerald Alejandro Cordero, 23, New York, N.Y., USA Marsh & McLennan Cos. Inc. Robert Cordice, 28, New York, N.Y., USA firefighter, New York Fire Department Ruben D. Correa, 44, New York, N.Y., USA firefighter, New York Fire Department Danny A. Correa-Gutierrez, 25, Fairview, N.J., USA accountant, Marsh & McLennan Cos. Inc. James Corrigan, 60, New York, N.Y., USA fire and safety operations, Carlos Cortes, 57, New York, N.Y., USA civil engineer, Washington Group International , Colombian Kevin M. Cosgrove, 46, West Islip, N.Y., USA claims vice president, Aon Corp. Dolores Marie Costa, 53, Middletown, N.J., USA vice president, Fred Alger Management Digna Alexandra Rivera Costanza, 25, New York, N.Y., USA claims specialist, Marsh & McLennan Cos. Inc. Charles Gregory Costello Jr., 46, Old Bridge, N.J., USA elevator technician, Thyssen Kropp Michael S. Costello, 27, Hoboken, N.J., USA institutional equity salesman, Cantor Fitzgerald Conrod K.H. Cottoy Sr., 51, New York, N.Y., USA analyst, Carr Futures Martin Coughlan, 54, New York, N.Y. carpenter, Sweeney and Heeking Carpentry , Irish Sgt. John Gerard Coughlin, 43, Pomona, N.Y., USA police officer, emergency services unit, New York Police Department Timothy John Coughlin, 42, New York, N.Y., USA senior managing director, Cantor Fitzgerald James E. Cove, 48, Rockville Centre, N.Y., USA senior vice president, Aon Corp. Andre Cox, 29, New York, N.Y., USA food service handler, Forte Food Service Frederick John Cox Jr., 27, New York, N.Y., USA investment banker, Sandler O'Neill & Partners James Raymond Coyle, 26, New York, N.Y., USA firefighter, New York Fire Department Michelle Coyle-Eulau, 38, Garden City, N.Y., USA systems analyst/management consultant, Marsh & McLennan Cos. Inc. Anne M. Cramer, 47, New York, N.Y., USA tax specialist, Fiduciary Trust International Christopher Seton Cramer, 34, Manahawkin, N.J., USA assistant vice president for tax operations, Fiduciary Trust International Denise Crant, 46, Hackensack, N.J., USA facilities department employee, Marsh USA James L. Crawford Jr., 33, Madison, N.J., USA assistant trader, Cantor Fitzgerald Robert James Crawford, 62, New York, N.Y., USA firefighter, New York Fire Department Joanne Mary Cregan, 32, New York, N.Y., USA business manager, eSpeed sales, Cantor Fitzgerald Lucia Crifasi, 51, Glendale, N.Y., USA travel coordinator assigned to Marsh & McLennan Cos. Inc., American Express Lt. John Crisci, 48, Holbrook, N.Y., USA firefighter, New York Fire Department Daniel Hal Crisman, 25, New York, N.Y., USA training coordinator, Marsh & McLennan Cos. Inc. Dennis A. Cross, 60, Islip Terrace, N.Y., USA battalion chief, New York Fire Department Helen Crossin-Kittle, 34, Larchmont, N.Y., USA networking specialist, Cantor Fitzgerald Kevin Raymond Crotty, 43, Summit, N.J., USA managing director, Sandler O'Neill & Partners Thomas G. Crotty, 42, Rockville Centre, N.Y., USA bond trader, Sandler O'Neill & Partners John Crowe, 57, Rutherford, N.J., USA employee benefits consultant, Aon Corp. Welles Remy Crowther, 24, Upper Nyack, N.Y., USA equities trader, Sandler O'Neill & Partners Robert L. Cruikshank, 64, New York, N.Y., USA executive vice president, Carr Futures Francisco Cruz, 47, New York, N.Y., USA security officer, Summit Security Services John Robert Cruz, 32, Jersey City, N.J., USA Equities Reporting accountant, Cantor Fitzgerald Kenneth John Cubas, 48, Woodstock, N.Y., USA vice president, Fiduciary Trust International Richard Joseph Cudina, 46, Glen Gardner, N.J., USA bond broker, Cantor Fitzgerald Neil James Cudmore, 38, Port Washington, N.Y., USA sales director, Waters magazine, Risk Waters Group , British Thomas Patrick Cullen III, 31, New York, N.Y., USA firefighter, New York Fire Department Joan McConnell Cullinan, 47, Scarsdale, N.Y., USA assistant to the president, Cantor Fitzgerald Joyce Cummings, 65 Brian Thomas Cummins, 38, Manasquan, N.J., USA partner, Cantor Fitzgerald Nilton Albuquerque Fernao Cunha, 41 Michael Joseph Cunningham, 39, Princeton Junction, N.J., USA securities broker, Euro Brokers Inc. , British Robert Curatolo, 31, New York, N.Y., USA firefighter, New York Fire Department Laurence Curia, 41, Garden City, N.Y., USA broker, Cantor Fitzgerald Paul Dario Curioli, 53, Norwalk, Conn., USA vice president, FM Global Beverly Curry, 41, New York, N.Y., USA operations manager, Cantor Fitzgerald Sgt. Michael Curtin, 45, Medford, N.Y., USA police officer, emergency services unit, New York Police Department Gavin Cushny, 47, Hoboken, N.J., USA computer programmer in eSpeed division, Cantor Fitzgerald , British Manuel Da Mota, 43, Valley Stream, N.Y., USA millwork foreman, Bronx Builders Caleb Arron Dack, 39, Montclair, N.J., USA vice president and director of global sales and alliances, Encompys , British Carlos S. DaCosta, 41, Elizabeth, N.J., USA assistant general manager of building services, Port Authority of New York and New Jersey , Portuguese John D'Allara, 47, Pearl River, N.Y., USA police officer, emergency services unit, New York Police Department Vincent D'Amadeo, 36, East Patchogue, N.Y., USA first vice president, operations, Cantor Fitzgerald Thomas A. Damaskinos, 33, Matawan, N.J., USA vice president for operations, Cantor Fitzgerald Jack L. D'Ambrosi Jr., 45, Woodcliff Lake, N.J., USA vice president of operations, Cantor Fitzgerald Jeannine Marie Damiani-Jones, 28, New York, N.Y., USA bond broker, Cantor Fitzgerald Patrick W. Danahy, 35, Yorktown Heights, N.Y., USA portfolio manager, Fiduciary Trust International Nana Kwuku Danso, 47, New York, N.Y., USA delivery man, Ghanaian Mary D'Antonio, 55, New York, N.Y., USA Marsh & McLennan Cos. Inc. Vincent G. Danz, 38, Farmingdale, N.Y., USA police officer, emergency services unit, New York Police Department Dwight Donald Darcy, 55, Bronxville, N.Y., USA senior attorney, Port Authority of New York and New Jersey Elizabeth Ann Darling, 28, Newark, N.J., USA business analyst, Marsh & McLennan Cos. Inc. Annette Andrea Dataram, 25, New York, N.Y., USA accountant, Windows on the World Lt. Edward Alexander D'Atri, 38, New York, N.Y., USA firefighter, New York Fire Department Michael D. D'Auria, 25, New York, N.Y., USA firefighter, New York Fire Department Lawrence Davidson, 51, New York, N.Y., USA broker, Aon Corp. Michael Allen Davidson, 27, Westfield, N.J., USA equity options trader, derivatives, Cantor Fitzgerald Scott Matthew Davidson, 33, New York, N.Y., USA firefighter, New York Fire Department Titus Davidson, 55, New York, N.Y., USA security guard, Morgan Stanley Niurka Davila, 47, New York, N.Y., USA Port Authority of New York and New Jersey Clinton Davis Sr., 38, New York, N.Y., USA police officer, Port Authority of New York and New Jersey Wayne Terrial Davis, 29, Fort Meade, Md., USA Callixa Anthony Richard Dawson, 32, Southampton, Hampshire, England , British Calvin Dawson, 46, New York, N.Y., USA network technician, Euro Brokers Inc. , British Edward James Day, 45, New York, N.Y., USA firefighter, New York Fire Department Jayceryll M. de Chavez, 24, Carteret, N.J., USA portfolio analyst, Fiduciary Trust International , Filipino Emerita (Emy) De La Pena, 32, New York, N.Y., USA administrative assistant, Fiduciary Trust International Azucena de la Torre, 50, New York, N.Y., USA project manager, vice president, Cantor Fitzgerald Cristina de Laura Colombian Oscar de Laura Colombian Francis (Frank) Albert De Martini, 49, New York, N.Y., USA construction manager, Port Authority of New York and New Jersey William T. Dean, 35, Floral Park, N.Y., USA vice president, claims casualty, Marsh & McLennan Cos. Inc. Robert J. DeAngelis Jr., 48, West Hempstead, N.Y., USA project manager, Washington Group International Thomas P. Deangelis, 51, Westbury, N.Y., USA battalion commander, New York Fire Department Tara Debek, 35, Babylon, N.Y., USA assistant vice president, Marsh & McLennan Cos. Inc. Anna Debin, 30, East Farmingdale, N.Y., USA administrative assistant, Cantor Fitzgerald James V. DeBlase, 45, Manalapan, N.J., USA bond broker, Cantor Fitzgerald Paul DeCola, 39, Ridgewood, N.Y., USA customer service, infrastructure, Cantor Fitzgerald Simon Dedvukaj, 26, Mohegan Lake, N.Y., USA janitorial, foreman, ABM Industries Jason Christopher DeFazio, 29, New York, N.Y., USA bond broker, Cantor Fitzgerald David A. Defeo, 37, New York, N.Y., USA Sandler O'Neill & Partners Jennifer DeJesus, 23, New York, N.Y., USA data entry worker, Morgan Stanley Monique E. DeJesus, 28, New York, N.Y., USA administrative assistant, Cantor Fitzgerald Nereida DeJesus, 30, New York, N.Y., USA claims adjuster, Aon Corp. Manuel Del Valle Jr., 32, New York, N.Y., USA firefighter, New York Fire Department Donald A. Delapenha, 37, Allendale, N.J., USA vice president, chief bond trader, Keefe, Bruyette & Woods Vito Joseph Deleo, 41, New York, N.Y., USA engineering, tenant man, ABM Industries Danielle Delie, 47, New York, N.Y., USA managing consultant, Marsh & McLennan Joseph A. Della Pietra, 24, New York, N.Y., USA broker, Cantor Fitzgerald Palmina Delli Gatti, 33, New York, N.Y., USA accountant, Marsh & McLennan Cos. Inc. Colleen Ann Deloughery, 41, Bayonne, N.J., USA reinsurance specialist, Aon Corp. Anthony Demas, 61, New York, N.Y., USA managing director, Aon Corp. Martin DeMeo, 47, Farmingville, N.Y., USA firefighter, New York Fire Department Francis X. Deming, 47, Franklin Lakes, N.J., USA practice director, Oracle Corp. Carol K. Demitz, 49, New York, N.Y., USA senior vice president, chief corporate counsel, and secretary, Fiduciary Trust International Kevin Dennis, 43, Peapack, N.J., USA vice president, Cantor Fitzgerald , British Thomas F. Dennis, 43, Setauket, N.Y., USA Cantor Fitzgerald Jean C. DePalma, 42, Newfoundland, N.J., USA vice president of C.A.P.S. division, Marsh USA Jose Nicolas DePena, 42, New York, N.Y., USA Windows on the World Robert J. Deraney, 43, New York, N.Y., USA financial consultant, Michael DeRienzo, 37, Hoboken, N.J., USA broker, Cantor Fitzgerald David Paul DeRubbio, 38, New York, N.Y., USA firefighter, New York Fire Department Jemal Legesse DeSantis, 28, Jersey City, N.J., USA Christian L. DeSimone, 23, Ringwood, N.J., USA accountant, Marsh & McLennan Cos. Inc. Edward DeSimone III, 36, Atlantic Highlands, N.J., USA vice president, Cantor Fitzgerald Lt. Andrew Desperito, 44, Patchogue, N.Y., USA firefighter, New York Fire Department Michael Jude D'Esposito, 32, Morganville, N.J., USA computer programming consultant at Marsh & McLennan Cos. Inc., Cindy Ann Deuel, 28, New York, N.Y., USA executive assistant, Carr Futures Melanie Louise DeVere, 30, London, England publisher of Waters Reference Products, Risk Waters Group , British Jerry DeVito, 66, New York, N.Y., USA driver, Fred Alger Management Robert P. Devitt Jr., 36, Plainsboro, N.J., USA database administrator, Cantor Fitzgerald Dennis Lawrence Devlin, 51, Washingtonville, N.Y., USA battalion commander, New York Fire Department Gerard Dewan, 35, New York, N.Y., USA firefighter, New York Fire Department Simon Suleman Ali Kassamali Dhanani, 62, Hartsdale, N.Y., USA vice president, Aon Corp. Michael L. DiAgostino, 41, Garden City, N.Y., USA power broker, Cantor Fitzgerald Lourdes Galletti Diaz, 32, New York, N.Y., USA executive secretary, Cantor Fitzgerald Matthew Diaz, 33, New York, N.Y., USA carpenter, Nancy Diaz, 28, New York, N.Y., USA kitchen assistant, Windows on the World Obdulio Ruiz Diaz, 44, New York, N.Y., USA Bronx Builders Michael Diaz-Piedra III, 49 vice president in charge of money planning, Bank of New York Judith Belguese Diaz-Sierra, 32, Bay Shore, N.Y., USA administrative assistant, Fiduciary Trust International Patricia F. DiChiaro, 63, New York, N.Y., USA Marsh & McLennan Cos. Inc. Joseph Dermot Dickey Jr., 50, Manhasset, N.Y., USA managing director, Cantor Fitzgerald Lawrence Patrick Dickinson, 35, Morganville, N.J., USA broker, Harvey Young Yurman Inc. Michael David Diehl, 48, Brick, N.J., USA vice president, Fiduciary Trust International John DiFato, 39, New York, N.Y., USA securities controller, Cantor Fitzgerald Vincent F. DiFazio, 43, Hampton, N.J., USA government bonds broker, Cantor Fitzgerald Carl DiFranco, 27, New York, N.Y., USA assistant vice president, Marsh & McLennan Cos. Inc. Donald J. DiFranco, 43, New York, N.Y., USA broadcast engineer, WABC-TV Debra Ann DiMartino, 36, New York, N.Y., USA assistant trader, Keefe, Bruyette & Woods Stephen P. Dimino, 48, Basking Ridge, N.J., USA partner, Cantor Fitzgerald William J. Dimmling, 47, Garden City, N.Y., USA senior vice president financial system, Marsh Inc. Christopher Dincuff, 31, Jersey City, N.J., USA assistant trader, Carr Futures Jeffrey M. Dingle, 32, New York, N.Y., USA Encompys Anthony DiOnisio Jr., 38, Glen Rock, N.J., USA vice president of operations, Cantor Fitzgerald George DiPasquale, 33, New York, N.Y., USA firefighter, New York Fire Department Joseph DiPilato, 57, New York, N.Y., USA electrician, Petrocelli Electric Douglas Frank DiStefano, 24, Hoboken, N.J., USA commodities broker, Cantor Fitzgerald Ramzi A. Doany, 35, Bayonne, N.J., USA auditor, Marsh & McLennan Cos. Inc. John J. Doherty, 58, Hartsdale, N.Y., USA vice president, Aon Corp. Melissa C. Doi, 32, New York, N.Y., USA manager, IQ Financial Systems Brendan Dolan, 37, Glen Rock, N.J., USA broker, Carr Futures Neil Dollard, 28, Hoboken, N.J., USA bond broker, Cantor Fitzgerald James Joseph Domanico, 56, New York, N.Y., USA New York State Department of Taxation and Finance Benilda Pascua Domingo, 37, New York, N.Y., USA janitorial, cleaner, ABM Industries , Filipino Charles (Carlos) Dominguez, 34, East Meadow, N.Y. Marsh & McLennan Cos. Inc. Geronimo (Jerome) Mark Patrick Dominguez, 37, Holtsville, N.Y., USA police officer, emergency services unit, New York Police Department Lt. Kevin W. Donnelly, 43, New York, N.Y., USA firefighter, New York Fire Department Jacqueline Donovan, 34, New York, N.Y., USA secretary, Keefe, Bruyette & Woods Stephen Dorf, 39, New Milford, N.J., USA maintenance and commications worker, Euro Brokers Inc. Thomas Dowd, 37, Monroe, N.Y., USA bond broker, Cantor Fitzgerald Lt. Kevin Christopher Dowdell, 46, New York, N.Y., USA firefighter, New York Fire Department Mary Yolanda Dowling, 46, New York, N.Y., USA administrator, Aon Corp. Raymond M. Downey, 63, Deer Park, N.Y., USA chief of special operations command, New York Fire Department Frank Joseph Doyle, 39, Englewood, N.J., USA head of equity trading, Keefe, Bruyette & Woods Joseph M. Doyle, 25, New York, N.Y., USA government bond supervisor, Cantor Fitzgerald Randy Drake, 37, Lee's Summit, Mo., USA network integration manager, Siemens Stephen Patrick Driscoll, 38, Lake Carmel, N.Y., USA police officer, New York Police Department Mirna A. Duarte, 31, New York, N.Y., USA Luke A. Dudek, 50, Livingston, N.J., USA food and beverage controller, Windows on the World Christopher Michael Duffy, 23, New York, N.Y., USA assistant trader, Keefe, Bruyette & Woods Gerard Duffy, 53, Manorville, N.Y., USA firefighter, New York Fire Department Michael Joseph Duffy, 29, Northport, N.Y., USA bond salesman, Keefe, Bruyette & Woods Thomas W. Duffy, 52, Pittsford, N.Y., USA senior vice president, Marsh & McLennan Cos. Inc. Antoinette Duger, 44, Belleville, N.J., USA operations associate, Wachovia Corp. Sareve Dukat, 53, New York, N.Y., USA tax conferee, New York State Department of Taxation and Finance Christopher Joseph Dunne, 28, Mineola, N.Y., USA tech support, Marsh & McLennan Richard A. Dunstan, 54, New Providence, N.J., USA insurance broker, Aon Corp. , British Patrick Thomas Dwyer, 37, Nissequogue, N.Y., USA Cantor Fitzgerald Joseph Anthony Eacobacci, 26, New York, N.Y., USA power broker, Cantor Fitzgerald John Bruce Eagleson, 53, Middlefield, Conn., USA vice president, East Coast, The Westfield Group Robert D. Eaton, 37, Manhasset, N.Y., USA broker, Cantor Fitzgerald , British Dean P. Eberling, 44, Cranford, N.J., USA securities analyst, Keefe, Bruyette & Woods Margaret Ruth Echtermann, 33, Hoboken, N.J., USA leasing representative, Regus Paul Robert Eckna, 28, West New York, N.J., USA international trader, Cantor Fitzgerald Constantine (Gus) Economos, 41, New York, N.Y., USA partner, Sandler O'Neill & Partners Dennis Michael Edwards, 35, Huntington, N.Y., USA partner, Cantor Fitzgerald Michael Hardy Edwards, 33, New York, N.Y., USA managing director, Sandler O'Neill & Partners Christine Egan, 55, Winnipeg, Manitoba, Canada nurse epidemiologist, Health Canada , British Lisa Egan, 31, Cliffside Park, N.J., USA human resources manager, Cantor Fitzgerald Capt. Martin Egan Jr., 36, New York, N.Y., USA firefighter, New York Fire Department Michael Egan, 51, Middletown, N.J., USA vice president, Aon Corp. , British Samantha Egan, 24, Jersey City, N.J., USA administrative assistant, Cantor Fitzgerald Carole Eggert, 60, New York, N.Y., USA assistant vice president and supervisor in finance department, Marsh & McLennan Cos. Inc. Lisa Caren Weinstein Ehrlich, 36, New York, N.Y., USA relationship manager, Aon Corp. John Ernst (Jack) Eichler, 69, Cedar Grove, N.J., USA retired director of administration, Cadwalader, Wickersham & Taft Eric Adam Eisenberg, 32, Commack, N.Y., USA Aon Corp. Daphne F. Elder, 36, Newark, N.J., USA business analyst, Marsh & McLennan Cos. Inc. Michael J. Elferis, 27, College Point, N.Y., USA firefighter, New York Fire Department Mark J. Ellis, 26, South Huntington, N.Y., USA police officer, transit district 4, New York Police Department Valerie Silver Ellis, 46, New York, N.Y., USA equities trader, Cantor Fitzgerald Albert Alfy William Elmarry, 30, North Brunswick, N.J., USA computer technician, Cantor Fitzgerald Edgar H. Emery Jr., 45, Clifton, N.J., USA Fiduciary Trust International Doris Suk-Yuen Eng, 30, New York, N.Y., USA club manager, Windows on the World Christopher S. Epps, 29, New York, N.Y., USA accountant, Marsh & McLennan Cos. Inc. Ulf Ramm Ericson, 79, Greenwich, Conn., USA civil engineer, Washington Group International Erwin L. Erker, 41, Farmingdale, N.Y., USA vice president, Marsh & McLennan Cos. Inc. William J. Erwin, 30, Verona, N.J., USA broker, Cantor Fitzgerald Sarah (Ali) Escarcega, 35, New York, N.Y., USA freelance marketing consultant, Risk Waters Group , British Jose Espinal, 31 Fanny M. Espinoza, 29, Teaneck, N.J., USA compliance officer, Cantor Fitzgerald Brigette Ann Esposito, 34, New York, N.Y., USA consultant at Marsh & McLennan Cos. Inc., Francis Esposito, 32, New York, N.Y., USA firefighter, New York Fire Department Lt. Michael Esposito, 41, New York, N.Y., USA firefighter, New York Fire Department William Esposito, 51, Bellmore, N.Y., USA partner, Cantor Fitzgerald Ruben Esquilin Jr., 35, New York, N.Y., USA maintenance employee, Fiduciary Trust International Sadie Ette, 36, New York, N.Y., USA accountant, Windows on the World Barbara G. Etzold, 43, Jersey City, N.J., USA receptionist, Fred Alger Management Eric Brian Evans, 31, Weehawken, N.J., USA insurance manager, Aon Corp. Robert Edward Evans, 36, Franklin Square, N.Y., USA firefighter, New York Fire Department Meredith Emily June Ewart, 29, Hoboken, N.J., USA Aon Corp. Catherine K. Fagan, 58, New York, N.Y., USA assistant vice president, Marsh & McLennan Patricia M. Fagan, 55, Toms River, N.J., USA insurance adjuster, Aon Corp. Keith G. Fairben, 24, Floral Park, N.Y., USA paramedic, New York Presbyterian Hospital William F. Fallon Jr., 53, Rocky Hill, N.J., USA general manager of strategic analysis and industry relations, Port Authority of New York and New Jersey William Fallon, 38, Coram, N.Y., USA trading system support manager, Cantor Fitzgerald Anthony J. Fallone Jr., 39, New York, N.Y., USA bond broker, Cantor Fitzgerald Dolores B. Fanelli, 38, Farmingville, N.Y., USA Marsh & McLennan Cos. Inc. John Joseph Fanning, 54, West Hempstead, N.Y., USA battalion commander, New York Fire Department Kathleen (Kit) Faragher, 33, Denver, Colo., USA systems consultant, Janus Capital Corp. Capt. Thomas Farino, 37, Bohemia, N.Y., USA firefighter, New York Fire Department Nancy Carole Farley, 45, Jersey City, N.J., USA claims negotiator, Reinsurance Solutions Inc. Elizabeth Ann (Betty) Farmer, 62, New York, N.Y., USA executive assistant contractor at Cantor Fitzgerald, Douglas Farnum, 33, New York, N.Y., USA software specialist, Marsh & McLennan Cos. Inc. John G. Farrell, 32, New York, N.Y., USA vice president and partner, government securities, Cantor Fitzgerald John W. Farrell, 41, Basking Ridge, N.J., USA trader, Sandler O'Neill & Partners Terrence Patrick Farrell, 45, Huntington, N.Y., USA firefighter, New York Fire Department Capt. Joseph Farrelly, 47, New York, N.Y., USA firefighter, New York Fire Department Thomas P. Farrelly, 54, East Northport, N.Y., USA computer programmer, Accenture Syed Abdul Fatha, 54, Newark, N.J., USA customer service associate, Pitney Bowes Christopher Faughnan, 37, South Orange, N.J., USA bond trader, Cantor Fitzgerald Wendy R. Faulkner, 47, Mason, Ohio, USA vice president, Aon Corp. Shannon M. Fava, 30, New York, N.Y., USA assistant broker, Cantor Fitzgerald Bernard D. Favuzza, 52, Suffern, N.Y., USA broker, Cantor Fitzgerald Robert Fazio Jr., 41, Freeport, N.Y., USA New York Police Department Ronald C. Fazio, 57, Closter, N.J., USA accountant, Aon Corp. William Feehan, 72, New York, N.Y., USA first deputy commissioner, New York Fire Department Francis J. (Frank) Feely, 41, Middletown, N.Y., USA vice president, Marsh & McLennan Cos. Inc. Garth E. Feeney, 28, New York, N.Y., USA corporate development director, Data Synapse Sean B. Fegan, 34, New York, N.Y., USA broker, Fred Alger Management Lee S. Fehling, 28, Wantagh, N.Y., USA firefighter, New York Fire Department Peter Feidelberg, 34, Hoboken, N.J., USA Aon Corp. Alan D. Feinberg, 48, New York, N.Y., USA firefighter, New York Fire Department Rosa Maria Feliciano, 30, New York, N.Y., USA Marsh & McLennan Cos. Inc. Edward T. Fergus Jr., 40, Wilton, Conn., USA Cantor Fitzgerald George Ferguson, 54, Teaneck, N.J., USA Henry Fernandez, 23, New York, N.Y., USA pastry maker, Windows on the World Jose Manuel Contreras Fernandez, El Aguacate, Jalisco, Mexico janitor, Mexican Judy H. Fernandez, 27, Parlin, N.J., USA benefits specialist, Cantor Fitzgerald Elisa Giselle Ferraina, 27, London, England senior conferences sponsorship coordinator, Risk Waters Group Anne Marie Sallerin Ferreira, 29, Jersey City, N.J., USA broker, Cantor Fitzgerald , Brazilian Robert John Ferris, 63, Garden City, N.Y., USA Aon Corp. David Francis Ferrugio, 46, Middletown, N.J., USA Cantor Fitzgerald Louis V. Fersini Jr., 38, Basking Ridge, N.J., USA bond trader, Cantor Fitzgerald Michael David Ferugio, 37, New York, N.Y., USA insurance broker, Aon Corp. Bradley James Fetchet, 24, New York, N.Y., USA equity trader, Keefe, Bruyette & Woods Jennifer Louise Fialko, 29, Teaneck, N.J., USA client services, Aon Corp. Kristen Fiedel, 27, New York, N.Y., USA Marsh & McLennan Cos. Inc. Samuel Fields, 36, New York, N.Y., USA security officer, Summit Security Services Michael Bradley Finnegan, 37, Basking Ridge, N.J., USA currency broker, Cantor Fitzgerald Timothy J. Finnerty, 33, Glen Rock, N.J., USA broker, Cantor Fitzgerald Michael Curtis Fiore, 46, New York, N.Y., USA firefighter, New York Fire Department Stephen J. Fiorelli, 43, Aberdeen, N.J., USA civil engineer, Port Authority of New York and New Jersey Paul M. Fiori, 31, Yorktown Heights, N.Y., USA trade support clerk, Cantor Fitzgerald John Fiorito, 40, Stamford, Conn., USA broker, Cantor Fitzgerald Lt. John R. Fischer, 46, New York, N.Y., USA firefighter, New York Fire Department Andrew Fisher, 42, New York, N.Y., USA director of internet sales, Imagine Software Inc. Bennett Lawson Fisher, 58, Stamford, Conn., USA senior vice president, Fiduciary Trust International John Roger Fisher, 46, Bayonne, N.J., USA security consultant, NanoTek Thomas J. Fisher, 36, Union, N.J., USA vice president for operations, Fiduciary Trust International Lucy Fishman, 37, New York, N.Y., USA executive secretary, Aon Corp. Ryan D. Fitzgerald, 26, New York, N.Y., USA foreign currency trader, Fiduciary Trust International Thomas Fitzpatrick James, 35, Tuckahoe, N.Y., USA bond salesman financial adviser, Sandler O'Neill & Partners Richard P. Fitzsimons, 57, Lynbrook, N.Y., USA fire safety director, OCS Security Salvatore A. Fiumefreddo, 47, Manalapan, N.J., USA phone technician, IPC Kleinknect Electric Co. Christina Donovan Flannery, 26, New York, N.Y., USA sales associate, Sandler O'Neill & Partners Eileen Flecha, 33, New York, N.Y., USA junior trader, Fiduciary Trust International Andre G. Fletcher, 37, North Babylon, N.Y., USA firefighter, New York Fire Department Carl Flickinger, 38, Conyers, N.Y., USA bond broker, Cantor Fitzgerald John Joseph Florio, 33, Oceanside, N.Y., USA firefighter, New York Fire Department Joseph W. Flounders, 46, East Stroudsburg, Pa., USA money market broker, Euro Brokers Inc. David Fodor, 38, Garrison, N.Y., USA accountant and volunteer fire marshal, Fiduciary Trust International Lt. Michael N. Fodor, 53, Warwick, N.Y., USA firefighter, New York Fire Department Steven Mark Fogel, 40, Westfield, N.Y., USA vice president, assistant general counsel, Cantor Fitzgerald Thomas Foley, 32, West Nyack, N.Y., USA firefighter, New York Fire Department David Fontana, 37, New York, N.Y., USA firefighter, New York Fire Department Chih Min (Dennis) Foo, 40, Holmdel, N.J., USA Del Rose Forbes-Cheatham, 48, New York, N.Y., USA accountant, Cantor Fitzgerald , Jamaican Godwin Forde, 39, New York, N.Y., USA security guard, Merrill Lynch , British Donald A. Foreman, 53, New York, N.Y., USA police officer, Port Authority of New York and New Jersey Christopher Hugh Forsythe, 44, Basking Ridge, N.J., USA foreign exchange money broker, Cantor Fitzgerald , British Claudia Alicia Martinez Foster, 26, New York, N.Y., USA broker assistant, Cantor Fitzgerald Noel J. Foster, 40, Bridgewater, N.J., USA vice president and producing broker, Aon Corp. Ana Fosteris, 58, Coram, N.Y., USA Robert J. Foti, 42, Albertson, N.Y., USA firefighter, New York Fire Department Jeffrey L. Fox, 40, Cranbury, N.J., USA chief financial officer, Keefe, Bruyette & Woods Virginia Fox, 58, New York, N.Y., USA Marsh & McLennan Cos. Inc. Joan Francis, USA Pauline Francis, 57, New York, N.Y., USA food service handler, Forte Food Service Virgin (Lucy) Francis, 62, New York, N.Y., USA housekeeping staff, Windows on the World Gary J. Frank, 35, South Amboy, N.J., USA director of document control, Aon Corp. Morton Frank, 31, New York, N.Y., USA institutional sales desk, Cantor Fitzgerald Peter Christopher Frank, 29, New York, N.Y., USA financial analyst, Fred Alger Management Richard K. Fraser, 32, New York, N.Y., USA Aon Corp. Kevin Joseph Frawley, 34, Bronxville, N.Y., USA trader, Euro Brokers Inc. Clyde Frazier Jr., 41, New York, N.Y., USA tax investigator, New York State Department of Taxation and Finance Lillian I. Frederick, 46, Teaneck, N.J., USA administrative assistant, Aon Corp. Andrew Fredericks, 40, Suffern, N.Y., USA firefighter, New York Fire Department Tamitha Freeman, 35, New York, N.Y., USA client representative, risk management, Aon Corp. Brett O. Freiman, 29, Roslyn, N.Y., USA Lt. Peter L. Freund, 45, Westtown, N.Y., USA firefighter, New York Fire Department Arlene E. Fried, 49, Roslyn Heights, N.Y., USA vice president and assistant general counsel, Cantor Fitzgerald Alan Wayne Friedlander, 52, Yorktown Heights, N.Y., USA senior vice president, Aon Corp. Andrew K. Friedman, 44, Woodbury, N.Y., USA vice president for institutional equities, Carr Futures Gregg J. Froehner, 46, Chester, N.J., USA police officer, Port Authority of New York and New Jersey Peter Christian Fry, 36, Wilton, Conn., USA vice president of international money markets, Euro Brokers Inc. Clement Fumando, 59, New York, N.Y., USA foreign exchange operations manager, Cantor Fitzgerald Steven Elliot Furman, 40, Wesley Hills, N.Y., USA electricity options broker, Cantor Fitzgerald Paul James Furmato, 37, Colts Neck, N.J., USA vice president and institutional sales trader, Cantor Fitzgerald Fredric Gabler, 30, New York, N.Y., USA institutional equities trader, Cantor Fitzgerald Richard S. Gabrielle, 50, West Haven, Conn., USA insurance broker, Aon Corp. James Andrew Gadiel, 23, New York, N.Y., USA assistant trader, Cantor Fitzgerald Pamela Gaff, 51, Robinsville, N.J., USA Aon Corp. Ervin Vincent Gailliard, 42, New York, N.Y., USA security officer, Summit Security Services Deanna L. Galante, 32, New York, N.Y., USA personal assistant for eSpeed, Cantor Fitzgerald Grace Galante, 29, New York, N.Y., USA broker assistant, Cantor Fitzgerald Anthony Edward Gallagher, 41, New York, N.Y., USA energy broker, Cantor Fitzgerald Daniel James Gallagher, 23, Red Bank, N.J., USA trade support clerk, Cantor Fitzgerald John Patrick Gallagher, 31, Yonkers, N.Y., USA electricity trader, Cantor Fitzgerald Cono E. Gallo, 30, New York, N.Y., USA commodities broker, Carr Futures Vincenzo Gallucci, 36, Monroe Township, N.J., USA senior vice president, Marsh & McLennan Cos. Inc. Thomas Edward Galvin, 32, New York, N.Y., USA senior vice president and corporate bond broker, Cantor Fitzgerald Giovanna (Genni) Gambale, 27, New York, N.Y., USA vice president in communications and media events, Cantor Fitzgerald Thomas Gambino Jr., 48, Babylon, N.Y., USA firefighter, New York Fire Department Giann F. Gamboa, 26, New York, N.Y., USA manager, Top of the World Cafe Peter J. Ganci Jr., 55, North Massapequa, N.Y., USA chief of department, New York Fire Department Claude Michael Gann, 41, Roswell, Ga., USA sales executive, Algorithmics Lt. Charles William Garbarini, 44, Pleasantville, N.Y., USA firefighter, New York Fire Department Cesar Garcia, 36, New York, N.Y., USA information technology, Marsh & McLennan Cos. Inc. David Garcia, 40, Freeport, N.Y., USA consultant, Marsh & McLennan Cos. Inc. Jorge Luis Morron Garcia, 38, New York, N.Y., USA security officer, Summit Security Services , Colombian Juan Garcia, 50, New York, N.Y., USA food service handler, Forte Food Service Marlyn C. Garcia, 21, New York, N.Y., USA Marsh & McLennan Cos. Inc. Christopher Gardner, 36, Darien, Conn., USA global risk services, Aon Corp. Douglas B. Gardner, 39, New York, N.Y., USA vice chairman of eSpeed, Cantor Fitzgerald Harvey J. Gardner III, 35, Lakewood, N.J., USA call records management supervisor, General Telecom Jeffrey B. Gardner, 36, Hoboken, N.J., USA environmental insurance broker, Marsh & McLennan Cos. Inc. Thomas A. Gardner, 39, Oceanside, N.Y., USA firefighter, New York Fire Department William Arthur Gardner, 45, Lynbrook, N.Y., USA systems analyst, eSpeed, Cantor Fitzgerald Francesco Garfi, 29, New York, N.Y., USA trader, Cantor Fitzgerald Rocco Gargano, 28, Bayside, N.Y., USA trade support clerk, Cantor Fitzgerald James M. Gartenberg, 36, New York, N.Y., USA associate director, Julien J. Studley Inc. Matthew David Garvey, 37, USA firefighter, New York Fire Department Bruce Gary, 51, Bellmore, N.Y., USA firefighter, New York Fire Department Boyd A. Gatton, 38, Jersey City, N.J., USA operations officer, Fiduciary Trust International , British Donald Richard Gavagan Jr., 35, New York, N.Y., USA bond broker, Cantor Fitzgerald Terence D. Gazzani, 24, New York, N.Y., USA worked on repo desk, Cantor Fitzgerald Gary Geidel, 44, New York, N.Y., USA firefighter, New York Fire Department Paul Hamilton Geier, 36, Farmingdale, N.Y., USA broker, Cantor Fitzgerald Julie M. Geis, 44, Lees Summit, Mo., USA senior vice president, Aon Corp. Peter Gelinas, 34, New York, N.Y., USA partner, Cantor Fitzgerald Steven Paul Geller, 52, New York, N.Y., USA institutional trader, Cantor Fitzgerald Howard G. Gelling Jr., 28, New York, N.Y., USA managing director, Sandler O'Neill & Partners Peter Victor Genco, 36, Rockville Centre, N.Y., USA bond trader, Cantor Fitzgerald Steven Gregory Genovese, 37, Basking Ridge, N.J., USA trader, Cantor Fitzgerald Alayne F. Gentul, 44, Mountain Lakes, N.J., USA director of human resources, Fiduciary Trust International Edward F. Geraghty, 45, Rockville Centre, N.Y., USA battalion commander, New York Fire Department Suzanne Geraty, 30, New York, N.Y., USA system support worker, Cantor Fitzgerald Ralph Gerhardt, 33, New York, N.Y., USA vice president, Cantor Fitzgerald Robert J. Gerlich, 56, Monroe, Conn., USA accountant and consultant, Reinsurance Solutions Inc. Denis P. Germain, 33, Tuxedo Park, N.Y., USA firefighter, New York Fire Department Marina R. Gertsberg, 25, New York, N.Y., USA junior manager, Cantor Fitzgerald Susan M. Getzendanner, 57, New York, N.Y., USA vice president, Fiduciary Trust International James Gerard Geyer, 41, Rockville Centre, N.Y., USA bond broker, Cantor Fitzgerald Joseph M. Giaccone, 43, Monroe, N.J., USA head of telecommunications, eSpeed, Cantor Fitzgerald Lt. Vincent Francis Giammona, 40, Valley Stream, N.Y., USA firefighter, New York Fire Department Debra L. Gibbon, 43, Hackettstown, N.J., USA senior vice president, Aon Corp. James A. Giberson, 43, New York, N.Y., USA firefighter, New York Fire Department Craig Neil Gibson, 37, New York, N.Y., USA reinsurance broker, Marsh & McLennan Cos. Inc. Ronnie Gies, 43, Merrick, N.Y., USA firefighter, New York Fire Department Laura A. Giglio, 35, Oceanside, N.Y., USA executive assistant, Alliance Consulting Andrew Clive Gilbert, 39, Califon, N.J., USA Cantor Fitzgerald , British Timothy Paul Gilbert, 35, Lebanon, N.J., USA Cantor Fitzgerald , British Paul Stuart Gilbey, 39, Chatham, N.J., USA broker, Euro Brokers Inc. , British Paul John Gill, 34, New York, N.Y., USA firefighter, New York Fire Department Mark Y. Gilles, 33, New York, N.Y., USA Evan H. Gillette, 40, New York, N.Y., USA vice president, Sandler O'Neill & Partners Ronald Gilligan, 43, Norwalk, Conn., USA database administrator, Cantor Fitzgerald , British Sgt. Rodney C. Gillis, 34, New York, N.Y., USA police officer, emergency services unit, New York Police Department Laura Gilly, 32, New York, N.Y., USA technical support, Cantor Fitzgerald Lt. John F. Ginley, 37, Warwick, N.Y., USA firefighter, New York Fire Department Donna Marie Giordano, 44, Parlin, N.J., USA broker, Aon Corp. Jeffrey Giordano, 46, New York, N.Y., USA firefighter, New York Fire Department John Giordano, 46, Newburgh, N.Y., USA firefighter, New York Fire Department Steven A. Giorgetti, 43, Manhasset, N.Y., USA senior vice president, Marsh & McLennan Cos. Inc. Martin Giovinazzo, 34, New York, N.Y., USA maintenance worker, Marsh & McLennan Cos. Inc. Kum-Kum Girolamo, 41, New York, N.Y., USA Aon Corp. Salvatore Gitto, 44, Manalapan, N.J., USA senior vice president/senior consultant, Marsh & McLennan Cos. Inc. Cynthia Giugliano, 46, Nesconset, N.Y., USA chief technical specialist, Empire Blue Cross/Blue Shield Mon Gjonbalaj, 65, New York, N.Y., USA janitorial, porter, ABM Industries Dianne Gladstone, 55, New York, N.Y., USA section head, New York State Department of Taxation and Finance Keith Alexander Glascoe, 38, New York, N.Y., USA firefighter, New York Fire Department Thomas I. Glasser, 40, Summit, N.J., USA partner, Sandler O'Neill & Partners Harry Glenn, 38, Piscataway, N.J., USA assistant vice president, global technology, Marsh & McLennan Cos. Inc. Barry H. Glick, 55, Wayne, N.J., USA risk manager, Port Authority of New York and New Jersey Steven Lawrence Glick, 42, Greenwich, Conn., USA financial consultant, Credit Suisse First Boston John T. Gnazzo, 32, New York, N.Y., USA vice president of operations, Cantor Fitzgerald William (Bill) Robert Godshalk, 35, New York, N.Y., USA vice president, institutional equity sales, Keefe, Bruyette & Woods Michael Gogliormella, 43, New Providence, N.J., USA quality assurance technician, Cantor Fitzgerald Brian Fredric Goldberg, 26, Union, N.J., USA Fiduciary Trust International Jeffrey Grant Goldflam, 48, Melville, N.Y., USA senior vice president, chief financial officer, Cantor Fitzgerald Michelle Herman Goldstein, 31, New York, N.Y., USA brokerage services, Aon Corp. Monica Goldstein, 25, New York, N.Y., USA accounts payable associate, Cantor Fitzgerald Steven Goldstein, 35, Princeton, N.J., USA computer analyst, Cantor Fitzgerald Andrew H. Golkin, 30, New York, N.Y., USA vice president, Cantor Fitzgerald Dennis James Gomes, 40, New York, N.Y., USA officer, Fiduciary Trust International Enrique Antonio Gomez, 42, New York, N.Y., USA kitchen worker, Windows on the World Jose Bienvenido Gomez, 45, New York, N.Y., USA kitchen worker, Windows on the World Manuel Gomez Jr., 42, New York, N.Y., USA vice president, Fuji Bank Wilder Gomez, 38, New York, N.Y., USA waiter and bartender, Windows on the World , Colombian Jenine Gonzalez, 27, New York, N.Y., USA secretary, Aon Corp. Joel Guevara Gonzalez, 23, Aguascalientes, Aguascalientes, Mexico Mexican Mauricio Gonzalez, 27, New York, N.Y., USA carpenter, Rosa J. Gonzalez, 32, Jersey City, N.J., USA secretary, McKeon-Grano Calvin J. Gooding, 38, Riverside, N.Y., USA financial trader, Cantor Fitzgerald Harry Goody, 50, New York, N.Y., USA New York State Department of Taxation and Finance Kiran Reddy Gopu, 24, Bridgeport, Conn., USA graduate student in computer science, University of Bridgeport (Conn.) and Marsh USA Catherine Carmen Gorayeb, 41, New York, N.Y., USA marketing director, Random Walk Computing Kerene Gordon, 43, New York, N.Y., USA food service handler, Forte Food Service , Jamaican Sebastian Gorki, 27, New York, N.Y., USA global equities division, Deutsche Bank Kieran Gorman, 35, Yonkers, N.Y., USA mason tender, Structure Tone Thomas E. Gorman, 41, Middlesex, N.J., USA police officer, Port Authority of New York and New Jersey Michael Edward Gould, 29, Hoboken, N.J., USA NASDAQ trader, Cantor Fitzgerald Yugi Goya, 42, Rye, N.Y., USA vice president, Mizuho Capital Markets Corp. , Japanese Jon Richard Grabowski, 33, New York, N.Y., USA vice president for technology information, Marsh & McLennan Cos. Inc. Christopher Michael Grady, 39, Cranford, N.J., USA Cantor Fitzgerald Edwin John Graf III, 48, Rowayton, Conn., USA vice president, Cantor Fitzgerald David M. Graifman, 40, New York, N.Y., USA vice president, Keefe, Bruyette & Woods Gilbert Granados, 51, Hicksville, N.Y., USA loss control consultant, Aon Corp. Elvira Granitto, 43, New York, N.Y., USA Empire Blue Cross Winston Arthur Grant, 59, West Hempstead, N.Y., USA chief technical services specialist, Empire Blue Cross Christopher Stewart Gray, 32, Weehawken, N.J., USA foreign exchange broker, Cantor Fitzgerald James Michael Gray, 34, New York, N.Y., USA firefighter, New York Fire Department Linda Mair Grayling, 44, New York, N.Y., USA receptionist, Marsh & McLennan Cos. Inc. John Michael Grazioso, 41, Middletown, N.J., USA eSpeed salesman, Cantor Fitzgerald Timothy Grazioso, 42, Gulf Stream, Fla., USA trader, Cantor Fitzgerald Derrick Arthur Green, 44, New York, N.Y., USA drywall worker, Wade Brian Green, 42, Westbury, N.Y., USA Thomson Financial Services Elaine Myra Greenberg, 56, New York, N.Y., USA financial services consultant, Compaq Gayle R. Greene, 51, Montville, N.J., USA vice president of professional resource group, Marsh & McLennan Cos. Inc. James Arthur Greenleaf Jr., 32, New York, N.Y., USA foreign exchange trader, Carr Futures Eileen Marsha Greenstein, 52, Morris Plains, N.J., USA data processor, Claims Department, Aon Corp. Elizabeth (Lisa) Martin Gregg, 52, New York, N.Y., USA senior vice president, Fred Alger Management Denise Gregory, 39, New York, N.Y., USA foreign exchange clerk, Carr Futures , Jamaican Donald H. Gregory, 62, Ramsey, N.J., USA bond broker, Cantor Fitzgerald Florence M. Gregory, 38, New York, N.Y., USA marine insurance specialist, Aon Corp. Pedro (David) Grehan, 35, Hoboken, N.J., USA broker, Cantor Fitzgerald John M. Griffin, 38, Waldwick, N.J., USA Silverstein Properties Tawanna Griffin, 30, New York, N.Y., USA food service handler, Forte Food Service Joan D. Griffith, 39, Willingboro, N.J., USA office manager, Fiduciary Trust International Warren Grifka, 54, New York, N.Y., USA computer specialist, Marsh & McLennan Cos. Inc. Ramon Grijalvo, 58 Morgan Stanley , Filipino Joseph F. Grillo, 46, New York, N.Y., USA risk finance analyst, Port Authority of New York and New Jersey David Grimner, 51, Merrick, N.Y., USA Marsh & McLennan Cos. Inc. Kenneth Grouzalis, 56, Lyndhurst, N.J., USA property manager/subterranean areas, Port Authority of New York and New Jersey Joseph Grzelak, 52, New York, N.Y., USA battalion commander, New York Fire Department Matthew J. Grzymalski, 34, New Hyde Park, N.Y., USA bond broker, Cantor Fitzgerald Robert Joseph Gschaar, 55, Spring Valley, N.Y., USA Aon Corp. Liming (Michael) Gu, 34, Piscataway, N.J., USA assistant vice president, lead network specialist, Marsh & McLennan Cos. Inc. Jose A. Guadalupe, 37, New York, N.Y., USA firefighter, New York Fire Department Yan Zhu (Cindy) Guan, 25, New York, N.Y., USA New York State Department of Taxation and Finance Geoffrey E. Guja, 47, Lindenhurst, N.Y., USA firefighter, New York Fire Department Lt. Joseph Gullickson, 37, New York, N.Y., USA firefighter, New York Fire Department Babita Guman, 33, New York, N.Y., USA computer specialist, Fiduciary Trust International Douglas B. Gurian, 38, Tenafly, N.J., USA business development manager, Radianz Philip T. Guza, 54, Sea Bright, N.J., USA client specialist, Aon Corp. Barbara Guzzardo, 49, Glendale, N.Y., USA insurance underwriter, Aon Corp. Peter Gyulavary, 44, Warwick, N.Y., USA environmental engineer, Washington Group International Gary Robert Haag, 36, Ossining, N.Y., USA claims department vice president, Marsh & McLennan Cos. Inc. Andrea Lyn Haberman, 25, Chicago, Ill., USA documentation coordinator, Carr Futures Barbara M. Habib, 49, New York, N.Y., USA vice president, Marsh & McLennan Cos. Inc. Philip Haentzler, 49, New York, N.Y., USA legal administrative officer, Kidder Peabody-Paine Webber Nizam A. Hafiz, 32, New York, N.Y., USA computer analyst, Marsh & McLennan Cos. Inc. , Guyanese Karen Hagerty, 34, New York, N.Y., USA senior vice president, Aon Corp. Steven Hagis, 31, New York, N.Y., USA vice president, Cantor Fitzgerald Mary Lou Hague, 26, New York, N.Y., USA financial analyst, Keefe, Bruyette & Woods David Halderman Jr., 40, New York, N.Y., USA firefighter, New York Fire Department Maile Rachel Hale, 26, Cambridge, Mass., USA vice president of operations, Boston Investor Services Richard Hall, 49, Purchase, N.Y., USA senior vice president, Aon Corp. Vaswald George Hall, 50, New York, N.Y., USA courier, , Jamaican Robert John Halligan, 59, Basking Ridge, N.J., USA reinsurance broker, Aon Corp. , British Lt. Vincent Gerard Halloran, 43, North Salem, N.Y., USA firefighter, New York Fire Department James D. Halvorson, 56, Greenwich, Conn., USA head of Global Infrastructure Group, Marsh & McLennan Cos. Inc. Mohammed Salman Hamdani, 23, New York, N.Y., USA research technician, Howard Hughes Medical Institute at Rockefeller University Felicia Hamilton, 62, New York, N.Y., USA Fiduciary Trust International Robert Hamilton, 43, Washingtonville, N.Y., USA firefighter, New York Fire Department Frederic Kim Han, 45, Marlboro, N.J., USA senior vice president, Cantor Fitzgerald Christopher James Hanley, 34, New York, N.Y., USA manager of business development, Radianz Sean Hanley, 35, New York, N.Y., USA firefighter, New York Fire Department Valerie Joan Hanna, 57, Freeville, N.Y., USA senior vice president, Marsh & McLennan Cos. Inc. Thomas Hannafin, 36, New York, N.Y., USA firefighter, New York Fire Department Kevin James Hannaford, 32, Basking Ridge, N.J., USA commodities broker, Cantor Fitzgerald Michael L. Hannan, 34, Lynbrook, N.Y., USA assistant vice president, Marsh & McLennan Cos. Inc. Dana Hannon, 29, Suffern, N.Y., USA firefighter, New York Fire Department Vassilios G. Haramis, 56, New York, N.Y., USA mechanical engineer, Washington Group International James A. Haran, 41, Malverne, N.Y., USA broker, Cantor Fitzgerald Jeffrey P. Hardy, 46, New York, N.Y., USA executive chef, Forte Food Service Timothy John Hargrave, 38, Readington, N.J., USA vice president, Cantor Fitzgerald Daniel Harlin, 41, Kent, N.Y., USA firefighter, New York Fire Department Frances Haros, 76, New York, N.Y., USA Keefe, Bruyette & Woods Lt. Harvey L. Harrell, 49, New York, N.Y., USA firefighter, New York Fire Department Lt. Stephen Gary Harrell, 44, Warwick, N.Y., USA firefighter, New York Fire Department Aisha Harris, 22, New York, N.Y., USA switch operations technician, General Telecom Stewart D. Harris, 52, Marlboro, N.J., USA chief credit officer, Cantor Fitzgerald John Patrick Hart, 38, Danville, Calif., USA director of global operations, Franklin Templeton Investments John Clinton Hartz, 64, Basking Ridge, N.J., USA senior vice president, Fiduciary Trust International Emeric J. Harvey, 56, Montclair, N.J., USA president, Harvey Young Yurman Inc. Capt. Thomas Theodore Haskell Jr., 37, Massapequa, N.Y., USA firefighter, New York Fire Department Timothy Haskell, 34, Seaford, N.Y., USA firefighter, New York Fire Department Joseph John Hasson III, 34, New York, N.Y., USA assistant vice president of sales, eSpeed, Cantor Fitzgerald Leonard William Hatton Jr., 45, Ridgefield Park, N.J., USA special agent, Federal Bureau of Investigation Capt. Terence S. Hatton, 41, New York, N.Y., USA firefighter, New York Fire Department Michael Helmut Haub, 34, Roslyn Heights, N.Y., USA firefighter, New York Fire Department Timothy Aaron Haviland, 41, Oceanside, N.Y., USA software developer/computer programmer, Marsh & McLennan Cos. Inc. Donald G. Havlish Jr., 53, Yardley, Pa., USA senior vice president, Aon Corp. Anthony Hawkins, 30, New York, N.Y., USA maintenance worker, Cantor Fitzgerald Nobuhiro Hayatsu, 36, Scarsdale, N.Y., USA vice president, Chuo Mitsui Trust and Banking Co. , Japanese Philip Hayes, 67, Northport, N.Y., USA fire safety director, OCS Security William Ward Haynes, 35, Rye, N.Y., USA derivatives broker, Cantor Fitzgerald Scott Hazelcorn, 29, Hoboken, N.J., USA bond trader, Cantor Fitzgerald Lt. Michael K. Healey, 42, East Patchogue, N.Y., USA firefighter, New York Fire Department Roberta Bernstein Heber, 60, New York, N.Y., USA systems analyst, Marsh & McLennan Cos. Inc. Charles Francis Xavier Heeran, 23, Belle Harbor, N.Y., USA institutional equities trader, Cantor Fitzgerald John Heffernan, 37, New York, N.Y., USA firefighter, New York Fire Department Howard Joseph Heller Jr., 37, Ridgefield, Conn., USA managed funds expert, Carr Futures JoAnn L. Heltibridle, 46, Springfield, N.J., USA senior vice president, Marsh & McLennan Cos. Inc. Mark F. Hemschoot, 45, Red Bank, N.J., USA senior vice president, Aon Corp. Ronnie Lee Henderson, 52, Newburgh, N.Y., USA firefighter, New York Fire Department Janet Hendricks, 48, New York, N.Y. Aon Corp. Brian Hennessey, 35, Ringoes, N.J., USA vice president, Cantor Fitzgerald Michelle Marie Henrique, 27, New York, N.Y., USA administrative assistant, Fiduciary Trust International Joseph P. Henry, 25, New York, N.Y., USA firefighter, New York Fire Department William Henry, 49, New York, N.Y., USA firefighter, New York Fire Department John Henwood, 35, New York, N.Y., USA broker, Cantor Fitzgerald Robert Allan Hepburn, 39, Union, N.J., USA office service manager, Marsh & McLennan Cos. Inc. Mary (Molly) Herencia, 47, New York, N.Y., USA insurance broker, Aon Corp. Lindsay Coates Herkness III, 58, New York, N.Y., USA senior vice president, Morgan Stanley Harvey Robert Hermer, 59, New York, N.Y., USA wire person, Forest Electric Corp. Claribel Hernandez, 31, New York, N.Y., USA administrative assistant, Sybase Norberto Hernandez, 42, New York, N.Y., USA pastry sous chef, Windows on the World Raul Hernandez, 51, New York, N.Y., USA maintenance supervisor, Cantor Fitzgerald Gary Herold, 44, Farmingdale, N.Y., USA risk management insurance, Aon Corp. Jeffrey A. Hersch, 53, New York, N.Y., USA accountant, Cantor Fitzgerald Thomas Hetzel, 33, Elmont, N.Y., USA firefighter, New York Fire Department Capt. Brian Hickey, 47, New York, N.Y., USA firefighter, New York Fire Department Ysidro Hidalgo-Tejada, 48, Dominican Republic food preparation, Windows on the World Lt. Timothy Higgins, 43, Farmingville, N.Y., USA firefighter, New York Fire Department Robert D. Higley II, 29, New Fairfield, Conn., USA client services, Aon Corp. Todd Russell Hill, 34, Boston, Mass., USA account executive, QRS Corp. Clara Victorine Hinds, 52, New York, N.Y., USA seamstress, Windows on the World Neal Hinds, 28, New York, N.Y., USA personal banker, Bank of New York , Jamaican Mark D. Hindy, 28, New York, N.Y., USA equities trader, Cantor Fitzgerald Katsuyuki Hirai, 32, Hartsdale, N.Y., USA vice president, Chuo Mitsui Investment Inc. , Japanese Heather Malia Ho, 32, New York, N.Y., USA executive pastry chef, Windows on the World Tara Yvette Hobbs, 31, New York, N.Y., USA employee in insurance division, Aon Corp. Thomas A. Hobbs, 41, Baldwin, N.Y., USA energy trader, Cantor Fitzgerald James L. Hobin, 47, Marlborough, Conn., USA vice president, Marsh & McLennan Cos. Inc. Robert Wayne Hobson III, 36, New Providence, N.J., USA broker, Cantor Fitzgerald DaJuan Hodges, 29, New York, N.Y., USA management services, Marsh & McLennan Cos. Inc. Ronald George Hoerner, 58, Massapequa Park, N.Y., USA security manager, Summit Security Services Patrick Aloysius Hoey, 53, Middletown, N.J., USA executive manager of tunnels, bridges and terminals, Port Authority of New York and New Jersey Marcia Hoffman, 52, New York, N.Y., USA assistant vice president/senior technical architect, Cantor Fitzgerald Stephen G. Hoffman, 36, Long Beach, N.Y., USA bond broker, Cantor Fitzgerald Frederick J. Hoffmann, 53, Freehold, N.J., USA partner, Cantor Fitzgerald Michele L. Hoffmann, 27, Freehold, N.J., USA broker's assistant, Cantor Fitzgerald Judith Florence Hofmiller, 53, Brookfield, Conn., USA senior software consultant, Marsh & McLennan Cos. Inc. Thomas Warren Hohlweck Jr., 57, Harrison, N.Y., USA senior vice president, Aon Corp. Jonathan R. Hohmann, 48, New York, N.Y., USA firefighter, New York Fire Department John Holland, 30 Windows on the World Joseph Francis Holland III, 32, Glen Rock, N.J., USA broker, Carr Futures Elizabeth Holmes, 42, New York, N.Y., USA communications, Euro Brokers Inc. Thomas P. Holohan Jr., 36, Chester, N.Y., USA firefighter, New York Fire Department Bradley Hoorn, 22, New York, N.Y., USA research associate, investment analysis, Fred Alger Management James P. Hopper, 51, Farmingdale, N.Y., USA Cantor Fitzgerald Montgomery McCullough Hord, 46, Pelham, N.Y., USA vice president, Cantor Fitzgerald Michael Horn, 27, Lynbrook, N.Y., USA software support technician, Cantor Fitzgerald Matthew D. Horning, 26, Hoboken, N.J., USA technology analyst, Marsh & McLennan Cos. Inc. Robert L. Horohoe Jr., 31, New York, N.Y., USA vice president, corporate bonds, Cantor Fitzgerald Aaron Horwitz, 24, New York, N.Y., USA bond broker, Cantor Fitzgerald Charles J. Houston, 42, New York, N.Y., USA Euro Brokers Inc. Uhuru G. Houston, 32, Englewood, N.J., USA police officer, Port Authority of New York and New Jersey George Howard, 45, Hicksville, N.Y., USA police officer, Port Authority of New York and New Jersey Michael C. Howell, 60, New York, N.Y., USA information services manager, Fred Alger Management Steven L. Howell, 36, New York, N.Y., USA desktop support manager, Marsh & McLennan Cos. Inc. Jennifer L. Howley, 34, New Hyde Park, N.Y., USA Aon Corp. Milagros "Millie" Hromada, 35, New York, N.Y., USA secretary, Aon Corp. Marian Hrycak, 56, New York, N.Y., USA New York State Department of Taxation and Finance Stephen Huczko Jr., 44, Bethlehem, N.J., USA police officer, Port Authority of New York and New Jersey Kris R. Hughes, 30, Nesconset, N.Y., USA securities trader, Keefe, Bruyette & Woods Melissa Harrington Hughes, 31, San Francisco, Calif., USA director of business development, Slam Dunk Networks Paul R. Hughes, 38, Stamford, Conn., USA data systems manager, Marsh USA Robert T. "Bobby" Hughes Jr., 23, Sayreville, N.J., USA margins clerk, Bank of America Thomas F. Hughes, 46, Spring Lake Heights, N.J., USA owner, Colonial Art Decorators Timothy Robert Hughes, 43, Madison, N.J., USA Cantor Fitzgerald Susan Huie, 43, Fair Lawn, N.J., USA financial analyst, Compaq Mychal Lamar Hulse, 30, New York, N.Y., USA security guard, Advantage Security Kathleen (Casey) Hunt, 43, Middletown, N.J., USA employee on equity trading desk, Sandler O'Neill & Partners William C. Hunt, 32, Norwalk, Conn., USA bond trader, Euro Brokers Inc. Joseph G. Hunter, 31, South Hempstead, N.Y., USA firefighter, New York Fire Department Robert Hussa, 51, Roslyn, N.Y., USA senior vice president, Carr Futures Thomas E. Hynes, 28, Norwalk, Conn., USA account manager, Vestek division of Thomson Financial Capt. Walter Hynes, 46, Belle Harbor, N.Y., USA firefighter, New York Fire Department Joseph Anthony Ianelli, 28, Hoboken, N.J., USA accountant, Marsh & McLennan Cos. Inc. Zuhtu Ibis, 25, Clifton, N.J., USA customer distributions, Cantor Fitzgerald Jonathan Lee Ielpi, 29, Great Neck, N.Y., USA firefighter, New York Fire Department Michael Patrick Iken, 37, New York, N.Y., USA bond trader, Euro Brokers Inc. Daniel Ilkanayev, 36, New York, N.Y., USA senior programmer analyst, Cantor Fitzgerald Capt. Frederick Ill Jr., 49, Pearl River, N.Y., USA firefighter, New York Fire Department Abraham Nethanel Ilowitz, 51, New York, N.Y., USA financial services representative, Metropolitan Life Insurance Co. Anthony P. Infante Jr., 47, Chatham, N.J., USA police inspector, Port Authority of New York and New Jersey Louis S. Inghilterra, 45, New Castle, N.Y., USA treasurer, Fiduciary Trust International Christopher N. Ingrassia, 28, Watchung, N.J., USA equity options trader, Cantor Fitzgerald Paul Innella, 33, East Brunswick, N.J., USA systems analyst, Cantor Fitzgerald Stephanie V. Irby, 38, New York, N.Y., USA accountant, Marsh & McLennan Cos. Inc. Douglas Irgang, 32, New York, N.Y., USA Sandler O'Neill & Partners Kristin A. Irvine-Ryan, 30, New York, N.Y., USA trader, Sandler O'Neill & Partners Todd A. Isaac, 29, New York, N.Y., USA partner, mortgage desk, Cantor Fitzgerald Erik Hans Isbrandtsen, 30, New York, N.Y., USA industrial sales trader, Cantor Fitzgerald Taizo Ishikawa, 50 New York branch general manager, Fuji Bank , Japanese Aram Iskenderian Jr., 41, Merrick, N.Y., USA vice president, global risk management, Cantor Fitzgerald John Iskyan, 41, Wilton, Conn., USA financial analyst, Cantor Fitzgerald Kazushige Ito, 35, New York, N.Y., USA manager, Fuji Bank , Japanese Aleksandr Valeryerich Ivantsov, 23, New York, N.Y., USA computer engineer for eSpeed division, Cantor Fitzgerald , Russian Virginia Jablonski, 49, Matawan, N.J., USA assistant vice president, Marsh & McLennan Cos. Inc. Brooke Alexandra Jackman, 23, New York, N.Y., USA assistant bond trader, Cantor Fitzgerald Aaron Jacobs, 27, New York, N.Y., USA vice president and partner, international trading desk, Cantor Fitzgerald Ariel Louis Jacobs, 29, Briarcliff Manor, N.Y., USA executive vice president, Caplin Systems Jason Kyle Jacobs, 32, Mendham, N.J., USA business partner, Fiduciary Trust International Michael Grady Jacobs, 54, Danbury, Conn., USA accountant/vice president for tax operations, Fiduciary Trust International Steven A. Jacobson, 53, New York, N.Y., USA transmitter engineer, WPIX-TV Ricknauth Jaggernauth, 58, New York, N.Y., USA construction worker, NTX Interiors Jake Denis Jagoda, 24, Huntington, N.Y., USA trader for TradeSpark, Cantor Fitzgerald Yudh V.S. Jain, 54, New City, N.Y., USA senior project manager at eSpeed, Cantor Fitzgerald Maria Jakubiak, 41, Ridgewood, N.Y., USA accounting, Marsh & McLennan Cos. Inc. Ernest James, 40, New York, N.Y., USA Marsh & McLennan Cos. Inc. Gricelda E. James, 44, Willingboro, N.J., USA administrative assistant, Office Centers Corp. Mark Jardim, 39, New York, N.Y., USA senior vice president, Investment Administration, Zurich Scudder Investments Mohammed Jawara, 30, New York, N.Y. MAS Security Francois Jean-Pierre, 58, New York, N.Y., USA Windows on the World Maxima Jean-Pierre, 40, Bellport, N.Y., USA food service handler, Forte Food Service Paul E. Jeffers, 39, New York, N.Y., USA partner, repo sales manager, Cantor Fitzgerald Joseph Jenkins Jr., 47, New York, N.Y., USA Alan K. Jensen, 49, Wyckoff, N.J., USA Prem N. Jerath, 57, Edison, N.J., USA structural engineer, Port Authority of New York and New Jersey Farah Jeudy, 32, Spring Valley, N.Y., USA administrative assistant, Aon Corp. Hweidar Jian, 42, East Brunswick, N.J., USA senior programmer analyst, Cantor Fitzgerald Fernando Jimenez Molina, 21, Oaxaca, Mexico delivery man, Mexican Eliezer Jimenez Jr., 38, New York, N.Y., USA chef's assistant, Windows on the World Luis Jimenez Jr., 25, New York, N.Y., USA accountant, Marsh & McLennan Cos. Inc. Charles Gregory John, 44, New York, N.Y., USA security officer, Royston and Zamani Nicholas John, 42, New York, N.Y., USA Chase Manhattan Bank , British LaShawana Johnson, 27, New York, N.Y., USA customer service manager, General Telecom Scott M. Johnson, 26, New York, N.Y., USA securities analyst, Keefe, Bruyette & Woods William Johnston, 31, North Babylon, N.Y., USA firefighter, New York Fire Department Allison Horstmann Jones, 31, New York, N.Y., USA analyst, Sandler O'Neill & Partners Arthur Joseph Jones III, 37, Ossining, N.Y., USA account executive, Carr Futures Brian L. Jones, 44, New York, N.Y., USA systems administrator, IBM Global Christopher D. Jones, 53, Huntington, N.Y., USA partner, Cantor Fitzgerald , British Donald T. Jones, 39, Livingston, N.J., USA executive vice president, municipal bonds, Cantor Fitzgerald Donald W. Jones, 43, Fairless Hills, Pa., USA bond broker, Cantor Fitzgerald Linda Jones, 50, New York, N.Y., USA Aon Corp. Mary S. Jones, 72, New York, N.Y., USA mailroom clerk, Port Authority of New York and New Jersey Andrew Jordan, 35, Remsenburg, N.Y., USA firefighter, New York Fire Department Robert Thomas Jordan, 34, Williston, N.Y., USA bond trader, Cantor Fitzgerald Albert Joseph, 79 maintenance worker, Morgan Stanley Ingeborg Joseph, 60, Germany import manager, Rohde & Liesenfeld shipping agency , German Karl Henri Joseph, 25, New York, N.Y., USA firefighter, New York Fire Department Stephen Joseph, 39, Franklin Park, N.J., USA operations officer, Fiduciary Trust International Jane Eileen Josiah, 47, Bellmore, N.Y., USA Fiduciary Trust International Lt. Anthony Jovic, 39, Massapequa, N.Y., USA firefighter, New York Fire Department Angel Luis Juarbe Jr., 35, New York, N.Y., USA firefighter, New York Fire Department Karen Susan Juday, 52, New York, N.Y., USA administrative assistant, Cantor Fitzgerald The Rev. Mychal Judge, 68, New York, N.Y., USA fire chaplain, New York Fire Department Paul W. Jurgens, 47, Levittown, N.Y., USA police officer, Port Authority of New York and New Jersey Thomas Edward Jurgens, 26, Lawrence, N.Y., USA court officer, New York State Supreme Court Kacinga Kabeya, 63, McKinney, Texas, USA Congolese Shashi Kiran Lakshmikantha Kadaba, 25, Hackensack, N.J., USA software designer, Wipro Technologies Gavkharoy Mukhometovna Kamardinova, 26, New York, N.Y., USA , Uzbek Shari Kandell, 27, Wyckoff, N.J., USA trader, Cantor Fitzgerald Howard Lee Kane, 40, Hazlet, N.J., USA comptroller, Windows on the World Jennifer Lynn Kane, 26, Fair Lawn, N.J., USA accountant, Marsh & McLennan Cos. Inc. Vincent D. Kane, 37, New York, N.Y., USA firefighter, New York Fire Department Joon Koo Kang, 34, Riverdale, N.J., USA systems analyst, Cantor Fitzgerald Sheldon R. Kanter, 53, Edison, N.J., USA systems vice president, Cantor Fitzgerald Deborah H. Kaplan, 45, Paramus, N.J., USA Port Authority of New York and New Jersey Alvin Peter Kappelmann Jr., 57, Green Brook, N.J., USA insurance executive, Royal & SunAlliance Charles Karczewski, 34, Union, N.J., USA benefits consultant, Aon Corp. William A. Karnes, 37, New York, N.Y., USA technology trainer, Marsh & McLennan Cos. Inc. Douglas G. Karpiloff, 53, Mamaroneck, N.Y., USA security and life safety director, Port Authority of New York and New Jersey Charles L. Kasper, 54, New York, N.Y., USA battalion commander, New York Fire Department Andrew Kates, 37, New York, N.Y., USA senior managing director, Cantor Fitzgerald John Katsimatides, 31, East Marion, N.Y., USA financial trader, Cantor Fitzgerald Sgt. Robert Kaulfers, 49, Kenilworth, N.J., USA police officer, Port Authority of New York and New Jersey Don Jerome Kauth Jr., 51, Saratoga Springs, N.Y., USA bank analyst, Keefe, Bruyette & Woods Hideya Kawauchi, 36, Fort Lee, N.J., USA manager, Fuji Bank , Japanese Edward T. Keane, 66, West Caldwell, N.J., USA engineer, Hill International Richard M. Keane, 54, Wethersfield, Conn., USA senior vice president, Marsh Inc. Lisa Kearney-Griffin, 35, Jamaica, N.Y., USA American Express Corporate Travel, Marsh & McLennan Cos. Inc. Karol Ann Keasler, 42, New York, N.Y., USA event planner, Keefe, Bruyette & Woods Paul Hanlon Keating, 38, New York, N.Y., USA firefighter, New York Fire Department Leo Russell Keene III, 33, Westfield, N.J., USA financial analyst, Keefe, Bruyette & Woods Joseph J. Keller, 31, Park Ridge, N.J., USA department head, Marriott World Trade Center Hotel Peter Rodney Kellerman, 35, New York, N.Y., USA partner, Cantor Fitzgerald Joseph P. Kellett, 37, Riverdale, N.Y., USA commodities trader, Carr Futures Frederick H. Kelley, 57, Huntington, N.Y., USA municipal bonds, Cantor Fitzgerald James Joseph Kelly, 39, Oceanside, N.Y., USA bond broker, Cantor Fitzgerald Joseph A. Kelly, 40, Oyster Bay, N.Y., USA broker, Cantor Fitzgerald Maurice Patrick Kelly, 41, New York, N.Y., USA carpenter/foreman, National Acoustics Inc. Richard John Kelly Jr., 50, New York, N.Y., USA firefighter, New York Fire Department Thomas Michael Kelly, 41, Wyckoff, N.J., USA desk manager, Euro Brokers Inc. Thomas Richard Kelly, 38, Riverhead, N.Y., USA firefighter, New York Fire Department Thomas W. Kelly, 51, New York, N.Y., USA firefighter, New York Fire Department Timothy C. Kelly, 37, Port Washington, N.Y., USA municipal bond trader, Cantor Fitzgerald William Hill Kelly Jr., 30, New York, N.Y., USA salesman, Bloomberg L.P. Robert C. Kennedy, 55, Toms River, N.J., USA senior vice president, Marsh & McLennan Cos. Inc. Thomas J. Kennedy, 36, Islip Terrace, N.Y., USA firefighter, New York Fire Department John Keohane, 41, Jersey City, N.J., USA assistant general counsel, Zurich American Insurance Lt. Ronald T. Kerwin, 42, Levittown, N.Y., USA firefighter, New York Fire Department Howard L. Kestenbaum, 56, Montclair, N.J., USA senior vice president, Aon Corp. Douglas D. Ketcham, 27, New York, N.Y., USA stockbroker, Cantor Fitzgerald Ruth E. Ketler, 42, New York, N.Y., USA director of research, Fiduciary Trust International Boris Khalif, 30, New York, N.Y., USA computer consultant, Marsh & McLennan Cos. Inc. Sarah Khan, 32, New York, N.Y., USA food service handler, Forte Food Service Taimour Firaz Khan, 29, New York, N.Y., USA trader, Carr Futures Rajesh Khandelwal, 33, South Plainfield, N.J., USA business analyst, Marsh & McLennan Cos. Inc. Olivia Bhowanie Devi Khemraj, 26, Jersey City, N.J., USA restaurant worker, SeiLai Khoo, 38, Jersey City, N.J., USA portfolio manager, Fred Alger Management Michael Kiefer, 26, Hempstead, N.Y., USA firefighter, New York Fire Department Satoshi Kikuchihara, 43, Scarsdale, N.Y., USA Chuo Mitsui Trust & Banking Co. , Japanese Andrew Jay-Hoon Kim, 26, Leonia, N.J., USA ceritified financial analyst, Fred Alger Management Lawrence Don Kim, 31, Blue Bell, Pa., USA senior manager, information technology, Marsh & McLennan Cos. Inc. Mary Jo Kimelman, 34, New York, N.Y., USA volume control clerk, Cantor Fitzgerald Andrew Marshall King, 42, Princeton, N.J., USA trader, Cantor Fitzgerald Lucille T. King, 59, Ridgewood, N.J., USA Aon Corp. Robert King Jr., 36, Bellerose Terrace, N.Y., USA firefighter, New York Fire Department Lisa M. King-Johnson, 34, New York, N.Y., USA Keefe, Bruyette & Woods Takashi Kinoshita, 46, Rye, N.Y. president, Mizuho Capital Markets Corp. , Japanese Chris Michael Kirby, 21, New York, N.Y., USA carpenter, Howard (Barry) Kirschbaum, 53, New York, N.Y., USA director of security, Marsh & McLennan Cos. Inc. Glenn Davis Kirwin, 40, Scarsdale, N.Y., USA senior vice president of eSpeed, Cantor Fitzgerald Richard J. Klares, 59, Somers, N.Y., USA risk management, Marsh & McLennan Cos. Inc. Peter A. Klein, 35, Weehawken, N.J., USA consultant, Marsh & McLennan Cos. Inc. Alan D. Kleinberg, 39, East Brunswick, N.J., USA securities trader, Cantor Fitzgerald Karen J. Klitzman, 38, New York, N.Y., USA eSpeed, Cantor Fitzgerald Ronald Philip Kloepfer, 39, Franklin Square, N.Y., USA police officer, New York Police Department Andrew Knox, 30, Adelaide, Australia Thomas Patrick Knox, 31, Hoboken, N.J., USA broker, Cantor Fitzgerald Yevgeny Knyazev, 46, New York, N.Y., USA Windows on the World Rebecca Lee Koborie, 48, Guttenberg, N.J., USA executive secretary, Marsh & McLennan Cos. Inc. Deborah Kobus, 36, New York, N.Y., USA assistant vice president, Chuo Mitsui Trust and Banking Company Gary Edward Koecheler, 57, Harrison, N.Y., USA government bond broker, Euro Brokers Inc. Frank J. Koestner, 48, New York, N.Y., USA trader, Cantor Fitzgerald Ryan Kohart, 26, New York, N.Y., USA trader, Cantor Fitzgerald Vanessa Lynn Kolpak, 21, New York, N.Y., USA financial researcher, Keefe, Bruyette & Woods Irina Kolpakova, 37, New York, N.Y., USA file clerk, Harris Beach LLP Suzanne Kondratenko, 27, Chicago, Ill., USA senior consultant, Keane Consulting Group Abdoulaye Kone, 37, New York, N.Y., USA Windows on the World Bon-seok Koo, 42, River Edge, N.J., USA branch director, LG Insurance Co. Dorota Kopiczko, 26, Nutley, N.J., USA consultant, Marsh & McLennan Cos. Inc. Scott Kopytko, 32, New York, N.Y., USA firefighter, New York Fire Department Bojan Kostic, 34, New York, N.Y., USA sales trader, Cantor Fitzgerald Danielle Kousoulis, 29, New York, N.Y., USA vice president, Cantor Fitzgerald John J. Kren, 52 William Krukowski, 36, New York, N.Y., USA firefighter, New York Fire Department Lyudmila Ksido, 46, New York, N.Y., USA consultant, Accenture Shekhar Kumar, 30, New York, N.Y., USA programmer analyst, Cantor Fitzgerald Kenneth Kumpel, 42, Cornwall, N.Y., USA firefighter, New York Fire Department Frederick Kuo Jr., 53, Great Neck, N.Y., USA engineer, Washington Group International , Filipino Patricia Kuras, 42, New York, N.Y., USA facilities manager, Marsh & McLennan Cos. Inc. Nauka Kushitani, 44, New York, N.Y., USA vice president, FiduciaryTrust International , Japanese Thomas Joseph Kuveikis, 48, Carmel, N.Y., USA firefighter, New York Fire Department Victor Kwarkye, 35, New York, N.Y., USA Windows on the World Kui Fai Kwok, 31, New York, N.Y., USA desktop support technician, Cantor Fitzgerald Angela R. Kyte, 49, Boonton, N.J., USA managing director, Marsh USA Amarnauth Lachhman, 42, Valley Stream, N.Y., USA office renovator, PM Contracting , Guyanese Andrew LaCorte, 61, Jersey City, N.J., USA trader, Carr Futures Ganesh Ladkat, 27, Somerset, N.J., USA database administrator, eSpeed, Cantor Fitzgerald James P. Ladley, 41, Colts Neck, N.J., USA partner and corporate bond broker, Cantor Fitzgerald Joseph A. Lafalce, 54, New York, N.Y., USA operations, Cantor Fitzgerald Jeanette LaFond-Menichino, 49, New York, N.Y., USA senior account analyst, Marsh & McLennan David LaForge, 50, Port Richmond, N.Y., USA firefighter, New York Fire Department Michael Patrick LaForte, 39, Holmdel, N.J., USA vice president, Cantor Fitzgerald Alan Lafrance, 43 freelance audio video technician, Windows on the World Juan Lafuente, 61, Poughkeepsie, N.Y., USA computer analyst, Citibank Neil K. Lai, 59, East Windsor, N.J., USA New York State Department of Taxation and Finance Vincent A. Laieta, 31, Edison, N.J., USA vice president of operations, Aon Corp. William David Lake, 44, New York, N.Y., USA firefighter, New York Fire Department Franco Lalama, 45, Nutley, N.J., USA Port Authority of New York and New Jersey Chow Kwan Lam, 48, Maywood, N.J., USA corporation tax auditor, New York State Department of Taxation and Finance Stephen LaMantia, 38, Darien, Conn., USA securities trader, Cantor Fitzgerald Amy Hope Lamonsoff, 29, New York, N.Y., USA events manager, North America, Risk Waters Group Robert T. Lane, 28, New York, N.Y., USA firefighter, New York Fire Department Brendan M. Lang, 30, Red Bank, N.J., USA project manager, Structure Tone Rosanne P. Lang, 42, Middletown, N.J., USA equities trader, Cantor Fitzgerald Vanessa Langer, 29, Yonkers, N.Y., USA office manager, Regus Mary Lou Langley, 53, New York, N.Y., USA executive assistant, Aon Corp. Peter J. Langone, 41, Roslyn Heights, N.Y., USA firefighter, New York Fire Department Thomas Langone, 39, Williston Park, N.Y., USA police officer, New York Police Department Michele B. Lanza, 36, New York, N.Y., USA administrative assistant, Fiduciary Trust International Ruth Sheila Lapin, 53, East Windsor, N.J., USA senior business analyst, Baseline Financial Services Carol Ann LaPlante, 59, New York, N.Y., USA Marsh & McLennan Cos. Inc. Ingeborg Astrid Desiree Lariby, 42, New York, N.Y., USA center manager, Regus Robin Larkey, 48, Chatham, N.J., USA currency broker, Cantor Fitzgerald , British Christopher Randall Larrabee, 26, New York, N.Y., USA trainee, Cantor Fitzgerald Hamidou S. Larry, 37, New York, N.Y., USA Marsh & McLennan Cos. Inc. Scott Larsen, 35, New York, N.Y., USA firefighter, New York Fire Department John Adam Larson, 37, Colonia, N.J., USA senior vice president, Aon Corp. Gary E. Lasko, 49, Memphis, Tenn., USA Marsh & McLennan Cos. Inc. Nicholas C. Lassman, 28, Cliffside Park, N.J., USA computer programming department, Cantor Fitzgerald Paul Laszczynski, 49, Paramus, N.J., USA police officer, Port Authority of New York and New Jersey Jeffrey Latouche, 49, New York, N.Y., USA banquet captain, Windows on the World Charles Laurencin, 61, New York, N.Y., USA security guard, Morgan Stanley Stephen James Lauria, 39, New York, N.Y., USA project manager, Marsh & McLennan Cos. Inc. Maria Lavache, 60, New York, N.Y., USA receptionist, Marsh & McLennan Cos. Inc. Denis F. Lavelle, 42, Yonkers, N.Y., USA accountant, Syncorp Jeannine M. LaVerde, 36, New York, N.Y., USA new accountants administrator, Keefe, Bruyette & Woods Anna A. Laverty, 52, Middletown, N.J., USA legal secretary, Fiduciary Trust International Steven Lawn, 28, West Windsor, N.J., USA money dealer, , British Robert A. Lawrence, 41, Summit, N.J., USA mortgage-backed securities specialist, Sandler O'Neill & Partners Nathaniel Lawson, 61, New York, N.Y., USA food service handler, Forte Food Service Eugen Lazar, 27, New York, N.Y., USA programmer for eSpeed, Cantor Fitzgerald James Patrick Leahy, 38, New York, N.Y., USA police officer, 6th precinct, New York Police Department Lt. Joseph Gerard Leavey, 45, Pelham, N.Y., USA firefighter, New York Fire Department Neil Leavy, 34, New York, N.Y., USA firefighter, New York Fire Department Leon Lebor, 51, Jersey City, N.J., USA janitorial, cleaner, ABM Industries , British Kenneth Charles Ledee, 38, Monmouth, N.J., USA e-mail coordinator, Marsh & McLennan Cos. Inc. Alan J. Lederman, 43, New York, N.Y., USA senior client specialist, Aon Corp. Elena Ledesma, 36, New York, N.Y., USA maintenance coordinator, Marsh & McLennan Cos. Inc. Alexis Leduc, 45, New York, N.Y., USA maintenance supervisor, Frankline Templeton David S. Lee, 37, West Orange, N.J., USA senior vice president, Fiduciary Trust International Gary H. Lee, 62, Lindenhurst, N.Y., USA senior vice president, Cantor Fitzgerald Hyun-joon (Paul) Lee, 32, New York, N.Y., USA New York State Department of Taxation and Finance Jong-min Lee, 24, New York, N.Y. Juanita Lee, 44, New York, N.Y., USA Aon Corp. Kathryn Blair Lee, 55, New York, N.Y., USA Web page designer, Marsh & McLennan Cos. Inc. Linda C. Lee, 34, New York, N.Y., USA senior associate, Jennison Associates Lorraine Lee, 37, New York, N.Y., USA administrative assistant, Aon Corp. Myung-woo Lee, 41, Lyndhurst, N.J., USA tax auditor, New York State Department of Taxation and Finance Richard Y.C. Lee, 34, Great Neck, N.Y., USA managing director of equities, Cantor Fitzgerald Stuart (Soo-Jin) Lee, 30, New York, N.Y., USA vice president of integrated services, Data Synapse Yang Der Lee, 63, New York, N.Y., USA delivery clerk, Windows on the World Stephen Lefkowitz, 50, Belle Harbor, N.Y., USA mediator, New York State Department of Taxation and Finance Adriana Legro, 32, New York, N.Y., USA broker, Carr Futures , Colombian Edward J. Lehman, 41, Glen Cove, N.Y., USA risk services, Aon Corp. Eric Andrew Lehrfeld, 32, New York, N.Y., USA director of business development, Random Walk Computing David Ralph Leistman, 43, Garden City, N.Y., USA bond trader and partner, Cantor Fitzgerald David Prudencio LeMagne, 27, North Bergen, N.J., USA police officer, Port Authority of New York and New Jersey Joseph A. Lenihan, 41, Greenwich, Conn., USA executive vice president, Keefe, Bruyette & Woods John J. Lennon Jr., 44, Howell, N.J., USA police officer, Port Authority of New York and New Jersey John Robinson Lenoir, 38, Locust Valley, N.Y., USA vice president, Sandler O'Neill & Partners Jorge Luis Leon, 43, Union City, N.J., USA quality assurance analyst, Cantor Fitzgerald Matthew Gerard Leonard, 38, New York, N.Y., USA attorney, Cantor Fitzgerald Michael Lepore, 39, New York, N.Y., USA technical services employee, Marsh & McLennan Cos. Inc. Charles Antoine Lesperance, 55 systems analyst, New York State Department of Transportation Jeffrey Earle LeVeen, 55, Manhasset, N.Y., USA senior vice president of equity sales, Cantor Fitzgerald John D. Levi, 50, New York, N.Y., USA police officer, Port Authority of New York and New Jersey Alisha Caren Levin, 33, New York, N.Y., USA vice president for human resources, Fuji Bank Neil D. Levin, 47, New York, N.Y., USA executive director, Port Authority of New York and New Jersey Robert M. Levine, 66, Edgewater, N.J., USA vice president, finance, Baseline Financial Services Robert Levine, 56, West Babylon, N.Y., USA corporate broker sales, Cantor Fitzgerald Shai Levinhar, 29, New York, N.Y., USA assistant vice president/senior technical analyst, Cantor Fitzgerald , Israeli Adam J. Lewis, 36, Fairfield, Conn., USA senior trader, Keefe, Bruyette & Woods Margaret Susan Lewis, 49, Elizabeth, N.J., USA legal secretary, Port Authority of New York and New Jersey Ye Wei Liang, 27, New York, N.Y., USA technology information specialist, Marsh & McLennan Cos. Inc. Orasri Liangthanasarn, 26, Bayonne, N.J., USA Windows on the World Daniel F. Libretti, 43, New York, N.Y., USA firefighter, New York Fire Department Ralph M. Licciardi, 30, West Hempstead, N.Y., USA electrician, P.E. Stone Inc. Edward Lichtschein, 35, New York, N.Y., USA software designer, Cantor Fitzgerald Steven B. Lillianthal, 38, Millburn, N.J., USA bond broker, mortgage department, Cantor Fitzgerald Carlos R. Lillo, 37, Babylon, N.Y., USA paramedic, New York Fire Department Craig Damian Lilore, 30, Lyndhurst, N.J., USA institutional stock trader, Cantor Fitzgerald Arnold A. Lim, 28, New York, N.Y., USA analyst, Fiduciary Trust International , Filipino Darya Lin, 32, Chicago, Ill., USA senior manager, Keane Consulting Group Wei Rong Lin, 31, Jersey City, N.J., USA president, Frank W.Lin & Co. Nickie L. Lindo, 31, New York, N.Y., USA Thomas V. Linehan Jr., 39, Montville, N.J., USA senior vice president, Marsh & McLennan Cos. Inc. Robert Thomas Linnane, 33, West Hempstead, N.Y., USA firefighter, New York Fire Department Alan Linton Jr., 26, Jersey City, N.J., USA associate director, Sandler O'Neill & Partners Diane Theresa Lipari, 42, New York, N.Y., USA commodities trader, Carr Futures Kenneth P. Lira, 28, Paterson, N.J., USA Field Service Technician, Genuity , Peruvian Francisco Alberto Liriano, 33, New York, N.Y., USA Lorraine Lisi, 44, New York, N.Y., USA Fiduciary Trust International , Italian Paul Lisson, 45, New York, N.Y., USA lead service representative, Pitney Bowes Vincent Litto, 52, New York, N.Y., USA vice president, Cantor Fitzgerald Ming-Hao Liu, 41, Livingston, N.J., USA engineer, Washington Group International Nancy Liz, 39, New York, N.Y., USA Aon Corp. Harold Lizcano, 31, East Elmhurst, N.Y., USA accountant, Carr Futures Martin Lizzul, 31, New York, N.Y., USA account executive, Krestrel Technologies George A. Llanes, 33, New York, N.Y., USA clerk, Carr Futures Elizabeth Claire Logler, 31, Rockville Centre, N.Y., USA employee of eSpeed division, Cantor Fitzgerald Catherine Lisa Loguidice, 30, New York, N.Y., USA assistant bond trader, Cantor Fitzgerald Jerome Robert Lohez, 30, Jersey City, N.J., USA software architect at NexxtHealth subsidiary, Empire Blue Cross and Blue Shield , French Michael W. Lomax, 37, New York, N.Y., USA Aon Corp. , British Laura M. Longing, 35, Pearl River, N.Y., USA assistant vice president, Marsh USA Salvatore P. Lopes, 40, Franklin Square, N.Y., USA travel consultant at Sandler O'Neil & Partners, Daniel Lopez, 39, New York, N.Y., USA international balancer, Carr Futures George Lopez, 40, Stroudsburg, Pa., USA Fiduciary Trust International Luis Lopez, 38, New York, N.Y., USA Manuel L. Lopez, 54, Jersey City, N.J., USA tax accountant, Marsh & McLennan Cos. Inc. , Filipino Joseph Lostrangio, 48, Langhorne, Pa., USA Devonshire Group Chet Louie, 45, New York, N.Y., USA compliance officer, Cantor Fitzgerald Stuart Seid Louis, 43, East Brunswick, N.J., USA managing director, Asset Liability Management, Sandler O'Neill & Partners Joseph Lovero, 60, Jersey City, N.J., USA dispatcher, Jersey City Fire Department Michael W. Lowe, 48, New York, N.Y., USA electrical worker, Liberty Electrical Supply Inc. Garry Lozier, 47, Darien, Conn., USA managing director, Sandler O'Neill & Partners John Peter Lozowsky, 45, New York, N.Y., USA Charles Peter Lucania, 34, East Atlantic Beach, N.Y., USA electrician, P.E. Stone Inc. Edward (Ted) H. Luckett II, 40, Fair Haven, N.J., USA partner, Cantor Fitzgerald Mark G. Ludvigsen, 32, New York, N.Y., USA Keefe, Bruyette & Woods , British Lee Charles Ludwig, 49, New York, N.Y., USA vice president of international investment management, Fiduciary Trust International Sean Thomas Lugano, 28, New York, N.Y., USA Keefe, Bruyette & Woods Daniel Lugo, 45, New York, N.Y., USA security officer, Summit Security Services Marie Lukas, 32, New York, N.Y., USA securities broker at eSpeed, Cantor Fitzgerald William Lum Jr., 45, New York, N.Y., USA senior claims specialist, Marsh & McLennan Cos. Inc. Michael P. Lunden, 37, New York, N.Y., USA partner and vice president of TradeSpark, Cantor Fitzgerald Christopher Lunder, 34, Wall, N.J., USA broker, Cantor Fitzgerald Anthony Luparello, 62, New York, N.Y., USA janitorial, cleaner, ABM Industries Gary Lutnick, 36, New York, N.Y., USA partner, trader on U.S. agency desk, Cantor Fitzgerald Linda Luzzicone, 33, New York, N.Y., USA trader, Cantor Fitzgerald Alexander Lygin, 28, New York, N.Y., USA programmer, Cantor Fitzgerald Farrell Peter Lynch, 39, Centerport, N.Y., USA trader, Cantor Fitzgerald James Francis Lynch, 47, Woodbridge, N.J., USA police officer, Port Authority of New York and New Jersey Louise A. Lynch, 58, Amityville, N.Y., USA Marsh & McLennan Cos. Inc. Michael F. Lynch, 33, New Hyde Park, N.Y., USA firefighter, Ladder 4, New York Fire Department Michael Francis Lynch, 30, New York, N.Y., USA firefighter, Engine 40, New York Fire Department Michael Lynch, 34, New York, N.Y. broker, Cantor Fitzgerald Richard Dennis Lynch Jr., 30, Bedford Hills, N.Y., USA bond trader, Euro Brokers Inc. Robert H. Lynch, 44, Cranford, N.J., USA property manager, Port Authority of New York and New Jersey Sean Patrick Lynch, 36, Morristown, N.J., USA broker, Cantor Fitzgerald Sean Lynch, 34, New York, N.Y., USA senior vice president of equity trading, Cantor Fitzgerald Michael J. Lyons, 32, Hawthorne, N.Y., USA firefighter, New York Fire Department Monica Lyons, 53, New York, N.Y., USA executive assistant, Marsh & McLennan Cos. Inc. Patrick Lyons, 34, South Setauket,, N.Y., USA firefighter, New York Fire Department Robert Francis Mace, 43, New York, N.Y., USA assistant counsel, Cantor Fitzgerald Jan Maciejewski, 37, New York, N.Y., USA waiter/computer consultant, Windows on the World/Julien J. Studley Inc. Catherine Fairfax MacRae, 23, New York, N.Y., USA stock analyst, Fred Alger Management Richard B. Madden, 35, Westfield, N.J., USA insurance broker, Aon Corp. Simon Maddison, 40, Florham Park, N.J., USA contractor at Cantor Fitzgerald, , British Noell Maerz, 29, Long Beach, N.Y., USA bond trader, Euro Brokers Inc. Jeannieann Maffeo, 40, New York, N.Y., USA senior associate in systems development, UBS PaineWebber Joseph Maffeo, 30, New York, N.Y., USA firefighter, New York Fire Department Jay Robert Magazine, 48, New York, N.Y., USA catoring sales manager, Windows on the World Brian Magee, 52, Floral Park, N.Y., USA Compaq Computer Corp. Charles Wilson Magee, 51, Wantagh, N.Y., USA chief engineer, Silverstein Properties Joseph Maggitti, 47, Abingdon, Md., USA Marsh & McLennan Cos. Inc. Ronald E. Magnuson, 57, Park Ridge, N.J., USA contractor at Cantor Fitzgerald, Daniel L. Maher, 50, Hamilton, N.J., USA vice president/senior corporate accounting manager, Marsh & McLennan Cos. Inc. Thomas Anthony Mahon, 37, East Norwich, N.Y., USA broker, Cantor Fitzgerald William Mahoney, 38, Bohemia, N.Y., USA firefighter, New York Fire Department Joseph Maio, 32, Roslyn Harbor, N.Y., USA director of equity derivatives, Cantor Fitzgerald Takashi Makimoto, 49, New York, N.Y., USA general manager, Fuji Bank , Japanese Abdu Malahi, 37, New York, N.Y., USA audio-visual engineer, Marriott Debora Maldonado, 47, New York, N.Y., USA executive secretary, Marsh & McLennan Cos. Inc. Myrna T. Maldonado-Agosto, 49, New York, N.Y., USA systems designer, Port Authority of New York and New Jersey Alfred R. Maler, 39, Convent Station, N.J., USA bond broker, Governments Zero Desk, Cantor Fitzgerald Gregory James Malone, 42, Hoboken, N.J., USA bond broker, Euro Brokers Inc. Edward Francis (Teddy) Maloney III, 32, Darien, Conn., USA account manager at Tradespark division, Cantor Fitzgerald Joseph E. Maloney, 46, Farmingville, N.Y., USA firefighter, New York Fire Department Gene E. Maloy, 41, New York, N.Y., USA analyst, Marsh & McLennan Cos. Inc. Christian Maltby, 37, Chatham, N.J., USA vice president, Cantor Fitzgerald Francisco Miguel (Frank) Mancini, 26, New York, N.Y., USA subcontractor, Bronx Builders Joseph Mangano, 53, Jackson, N.J., USA software analyst, Marsh & McLennan Cos. Inc. Sara Elizabeth Manley, 31, New York, N.Y., USA vice president and senior security analyst, Fred Alger Management Debra M. Mannetta, 31, Islip, N.Y., USA executive assistant, Carr Futures Marion Victoria (vickie) Manning, 27, Rochdale, N.Y., USA executive secretary, Marsh & McLennan Cos. Inc. Terence J. Manning, 36, Rockville Centre, N.Y., USA computer consultant, ARC Partners James Maounis, 42, New York, N.Y., USA Joseph Ross Marchbanks Jr., 47, Nanuet, N.Y., USA battalion commander, New York Fire Department Peter Edward Mardikian, 29, New York, N.Y., USA sales manager, Imagine Software Inc. Edward Joseph Mardovich, 42, Lloyd Harbor, N.Y., USA president, Euro Brokers Inc. Lt. Charles Joseph Margiotta, 44, New York, N.Y., USA firefighter, New York Fire Department Kenneth Joseph Marino, 40, Monroe, N.Y., USA firefighter, New York Fire Department Lester Vincent Marino, 57, Massapequa, N.Y., USA electrician, Forest Electric Corp. Vita Marino, 49, New York, N.Y., USA Sandler O'Neill & Partners Kevin D. Marlo, 28, New York, N.Y., USA associate director, Sandler O'Neill & Partners Jose J. Marrero, 32, Old Bridge, N.J., USA facilities manager, Euro Brokers Inc. John Marshall, 35, Congers, N.Y., USA firefighter, New York Fire Department James Martello, 41, Rumson, N.J., USA equity sales trader, Cantor Fitzgerald Michael A. Marti, 26, Glendale, N.Y., USA bond trader, Cantor Fitzgerald Lt. Peter Martin, 43, Miller Place, N.Y., USA firefighter, New York Fire Department William J. Martin Jr., 35, Rockaway, N.J., USA broker, emerging markets, Cantor Fitzgerald Brian E. Martineau, 37, Edison, N.J., USA benefits consultant, Aon Corp. Betsy Martinez, 33, New York, N.Y., USA accounts manager, Cantor Fitzgerald Edward J. Martinez, 60, New York, N.Y., USA operations manager, Cantor Fitzgerald Jose Martinez, 49, Hauppauge, N.Y., USA electrical worker, Forest Electric Corp. Robert Gabriel Martinez, 24, New York, N.Y., USA security officer, Summit Security Services , Peruvian Lizie Martinez-Calderon, 32, New York, N.Y., USA secretary, Aon Corp. Lt. Paul Richard Martini, 37, New York, N.Y., USA firefighter, New York Fire Department Joseph A. Mascali, 44, New York, N.Y., USA firefighter, New York Fire Department Bernard Mascarenhas, 54, Newmarket, Ontario, Canada information officer for Marsh Canada subsidiary, Marsh & McLennan Cos. Inc. Stephen F. Masi, 55, New York, N.Y., USA senior service technician, Cantor Fitzgerald Nicholas G. Massa, 65, New York, N.Y., USA senior vice president, Aon Corp. Patricia A. Massari, 25, Glendale, N.Y., USA capital analyst, Marsh & McLennan Cos. Inc. Michael Massaroli, 38, New York, N.Y., USA vice president, Cantor Fitzgerald Philip W. Mastrandrea Jr., 42, Chatham, N.J., USA trader, Cantor Fitzgerald Rudolph Mastrocinque, 43, Kings Park, N.Y., USA property claims representative, Marsh & McLennan Cos. Inc. Joseph Mathai, 49, Arlington, Mass., USA managing partner, Cambridge Technology Partners Charles William Mathers, 61, Sea Girt, N.J., USA managing director, Marsh & McLennan Cos. Inc. William A. Mathesen, 40, Morristown, N.J., USA vice president, Euro Brokers Inc. Marcello Matricciano, 31, New York, N.Y., USA manager, customer installations, Cantor Fitzgerald Margaret Elaine Mattic, 51, New York, N.Y., USA customer service account representative, General Telecom Robert D. Mattson, 54, Green Pond, N.J., USA banking executive, Fiduciary Trust International Walter Matuza, 39, New York, N.Y., USA analyst, Carr Futures Charles A. (Chuck) Mauro Jr., 65, New York, N.Y., USA senior client specialist, Aon Corp. Charles J. Mauro, 38, New York, N.Y., USA director of purchasing, Windows on the World Dorothy Mauro, 55, New York, N.Y., USA state tax clerk, Marsh & McLennan Cos. Inc. Nancy T. Mauro, 51, New York, N.Y., USA insurance broker, Marsh & McLennan Cos. Inc. Tyrone May, 44, Rahway, N.J., USA auditor, New York State Department of Taxation and Finance Keithroy Maynard, 30, New York, N.Y., USA firefighter, New York Fire Department , British Robert J. Mayo, 46, Morganville, N.J., USA fire safety director, OCS Security Kathy Nancy Mazza-Delosh, 46, Farmingdale, N.Y., USA police officer, Port Authority of New York and New Jersey Edward Mazzella Jr., 62, Monroe, N.Y., USA senior vice president, Cantor Fitzgerald Jennifer Mazzotta, 23, New York, N.Y., USA trader, Cantor Fitzgerald Kaaria Mbaya, 39, Edison, N.J., USA senior computer analyst, Cantor Fitzgerald James J. McAlary Jr., 42, Spring Lake Heights, N.J., USA heating-oil trader, Carr Futures Brian McAleese, 36, Baldwin, N.Y., USA firefighter, New York Fire Department Patricia A. McAneney, 50, Pomona, N.Y., USA Marsh & McLennan Cos. Inc. Colin Richard McArthur, 52, Howell, N.J., USA Aon Corp. , British John McAvoy, 47, New York, N.Y., USA firefighter, New York Fire Department Kenneth M. McBrayer, 49, New York, N.Y., USA Sandler O'Neill & Partners Brendan McCabe, 40, Sayville, N.Y., USA vice president, Fiduciary Trust International Michael J. McCabe, 42, Rumson, N.J., USA trader, Cantor Fitzgerald Thomas McCann, 46, Manalapan, N.J., USA firefighter, New York Fire Department Justin McCarthy, 30, Port Washington, N.Y., USA assistant equities trader, Cantor Fitzgerald Kevin M. McCarthy, 42, Fairfield, Conn., USA bond trader, Cantor Fitzgerald Michael Desmond McCarthy, 33, Huntington, N.Y., USA trader, Carr Futures Robert Garvin McCarthy, 33, Stony Point, N.Y., USA trader, Cantor Fitzgerald Stanley McCaskill, 47, New York, N.Y., USA security guard, Advantage Security Katie Marie McCloskey, 25, Mount Vernon, N.Y., USA Marsh Inc. Tara McCloud-Gray, 30, New York, N.Y., USA switch operations technician, General Telecom Charles Austin McCrann, 55, New York, N.Y., USA senior vice president, Marsh & McLennan Cos. Inc. Tonyell McDay, 25, Colonia, N.J., USA computer technician, Marsh Inc. Matthew T. McDermott, 34, Basking Ridge, N.J., USA equity trader, Cantor Fitzgerald Joseph P. McDonald, 43, Livingston, N.J., USA broker, Cantor Fitzgerald Brian G. McDonnell, 38, Wantagh, N.Y., USA police officer, New York Police Department Michael McDonnell, 34, Red Bank, N.J., USA accounting manager, Keefe, Bruyette & Woods John F. McDowell Jr., 33, New York, N.Y., USA vice president in equities, Sandler O'Neill & Partners Eamon J. McEneaney, 46, New Canaan, Conn., USA senior vice president and limited partner, Cantor Fitzgerald John Thomas McErlean, 39, Larchmont, N.Y., USA vice president and partner, Cantor Fitzgerald Katherine (Katie) McGarry-Noack, 30, Hoboken, N.J., USA senior sales executive, Telekurs USA Daniel F. McGinley, 40, Ridgewood, N.J., USA senior vice president, Keefe, Bruyette & Woods Mark Ryan McGinly, 26, New York, N.Y., USA futures trader, Carr Futures Lt. William E. McGinn, 43, New York, N.Y., USA firefighter, New York Fire Department Thomas H. McGinnis, 41, Oakland, N.J., USA broker, Carr Futures Michael Gregory McGinty, 42, Foxboro, Mass., USA senior vice president for power and utilities practice, Marsh Inc. Ann McGovern, 68, East Meadow, N.Y., USA claims analyst, ARS Retail Group, Aon Corp. Scott Martin McGovern, 35, Wyckoff, N.J., USA bond broker, Euro Brokers Inc. William J. McGovern, 49, Smithtown, N.Y., USA chief, 2nd battalion, New York Fire Department Stacey S. McGowan, 38, Basking Ridge, N.J., USA senior trader, Sandler O'Neill & Partners Francis Noel McGuinn, 48, Rye, N.Y., USA managing director of emerging markets, Cantor Fitzgerald Patrick J. McGuire, 40, Madison, N.J., USA money broker, Euro Brokers Inc. Thomas M. McHale, 33, Huntington, N.Y., USA broker, Cantor Fitzgerald Keith McHeffey, 31, Monmouth Beach, N.J., USA equities trader, Cantor Fitzgerald Ann M. McHugh, 35, New York, N.Y., USA Euro Brokers Inc. Denis J. McHugh III, 36, New York, N.Y., USA broker, Euro Brokers Inc. Dennis P. McHugh, 34, Sparkill, N.Y., USA firefighter, New York Fire Department Michael Edward McHugh Jr., 35, Tuckahoe, N.Y., USA director of sales at TradeSpark, Cantor Fitzgerald Robert G. McIlvaine, 26, New York, N.Y., USA assistant vice president of media relations, Merrill Lynch Donald James McIntyre, 38, New City, N.Y., USA police officer, Port Authority of New York and New Jersey Stephanie McKenna, 45, New York, N.Y., USA accounting department, Reinsurance Solutions Inc. Barry J. McKeon, 47, Yorktown Heights, N.Y., USA executive vice president, Fiduciary Trust International Evelyn C. McKinnedy, 60, New York, N.Y., USA cafeteria worker, Darryl Leron McKinney, 26, New York, N.Y., USA trade support, Cantor Fitzgerald George Patrick McLaughlin Jr., 36, Hoboken, N.J., USA account executive, Carr Futures Robert C. McLaughlin Jr., 29, Westchester, N.Y., USA vice president for emerging markets, Cantor Fitzgerald Gavin McMahon, 35, Bayonne, N.J., USA Aon Corp. , British Robert Dismas McMahon, 35, New York, N.Y., USA firefighter, New York Fire Department Edmund M. McNally, 41, Fair Haven, N.J., USA senior vice president/director of technology, Fiduciary Trust International Daniel McNeal, 29, Towson, Md., USA vice president, equity research, Sandler O'Neill & Partners Walter Arthur McNeil, 53, Stroudsburg, Pa., USA police officer, Port Authority of New York and New Jersey Jaselliny McNish, 37, USA Christine Sheila McNulty, 42, Peterborough, England , British Sean Peter McNulty, 30, New York, N.Y., USA trader, international desk, Cantor Fitzgerald Robert William McPadden, 30, Pearl River, N.Y., USA firefighter, New York Fire Department Terence A. McShane, 37, West Islip, N.Y., USA firefighter, New York Fire Department Timothy Patrick McSweeney, 37, New York, N.Y., USA firefighter, New York Fire Department Martin E. McWilliams, 35, Kings Park, N.Y., USA firefighter, New York Fire Department Rocco A. Medaglia, 49, Melville, N.Y., USA construction supervisor, G.M.P. Inc. Abigail Medina, 46, New York, N.Y., USA Guy Carpenter Ana Iris Medina, 39, New York, N.Y., USA Deborah Medwig, 46, Dedham, Mass., USA systems analyst, NStar Damian Meehan, 32, Glen Rock, N.J., USA trader, Carr Futures William J. Meehan Jr., 49, Darien, Conn., USA chief market strategist, Cantor Fitzgerald Alok Kumar Mehta, 23, Hempstead, N.Y. manager, Cantor Fitzgerald Raymond Meisenheimer, 46, West Babylon, N.Y., USA firefighter, New York Fire Department Manuel Emilio Mejia, 54, New York, N.Y., USA kitchen worker, Windows on the World Eskedar Melaku, 31, New York, N.Y., USA assistant vice president, Marsh & McLennan Cos. Inc. Antonio Melendez, 30, New York, N.Y., USA Windows on the World , Mexican Mary Melendez, 44, Stroudsburg, Pa., USA legal secretary, Fiduciary Trust International Yelena Melnichenko, 28, New York, N.Y., USA Marsh & McLennan Cos. Inc. Stuart Todd Meltzer, 32, Syosset, N.Y., USA energy broker, TradeSpark, Cantor Fitzgerald Diarelia Jovannah Mena, 30, New York, N.Y., USA computer programmer, Cantor Fitzgerald Charles Mendez, 38, Floral Park, N.Y., USA firefighter, New York Fire Department Lizette Mendoza, 33, North Bergen, N.J., USA Aon Corp. Shevonne Mentis, 25, New York, N.Y., USA clerk, Marsh & McLennan Cos. Inc. Steve Mercado, 38, New York, N.Y., USA firefighter, New York Fire Department Wesley Mercer, 70, New York, N.Y., USA vice president, corporate security, Morgan Stanley Ralph Joseph Mercurio, 47, Rockville Centre, N.Y., USA coal broker, Cantor Fitzgerald Alan H. Merdinger, 47, Allentown, Pa., USA accountant, Cantor Fitzgerald George C. Merino, 39, New York, N.Y., USA securities analyst, Fiduciary Trust International Yamel Merino, 24, Yonkers, N.Y., USA emergency medical technician, Metrocare George Merkouris, 35, Levittown, N.Y., USA account executive, Carr Futures Deborah Merrick, 45 Raymond J. Metz III, 37, Trumbull, Conn., USA currency broker, Euro Brokers Inc. Jill A. Metzler, 32, Franklin Square, N.Y., USA Aon Corp. David Robert Meyer, 57, Glen Rock, N.J., USA bond trader, Cantor Fitzgerald Nurul Huq Miah, 35, New York, N.Y., USA audiovisual technologist, Marsh & McLennan Cos. Inc. William Edward Micciulli, 30, Matawan, N.J., USA partner and senior vice president, Cantor Fitzgerald Martin Paul Michelstein, 57, Morristown, N.J., USA Luis Clodoaldo Revilla Mier, 54 Washington Group International , Peruvian Peter T. Milano, 43, Middletown, N.J., USA senior vice president, corporate bonds, Cantor Fitzgerald Gregory Milanowycz, 25, Cranford, N.J., USA insurance broker, Aon Corp. Lukasz T. Milewski, 21, New York, N.Y., USA food service handler, Forte Food Service Corey Peter Miller, 34, New York, N.Y., USA supply manager, Cantor Fitzgerald Craig James Miller, 29, Va., USA Douglas C. Miller, 34, Port Jervis, N.Y., USA firefighter, New York Fire Department Henry Miller Jr., 52, East Norwich, N.Y., USA firefighter, New York Fire Department Joel Miller, 55, Baldwin, N.Y., USA disaster recovery technologist, Marsh & McLennan Michael Matthew Miller, 39, Englewood, N.J., USA bond trader, Cantor Fitzgerald Phillip D. Miller, 53, New York, N.Y., USA Aon Corp. Robert Alan Miller, 46, Matawan, N.J., USA New York State Department of Taxation and Finance Robert C. Miller Jr., 55, Hasbrouck Heights, N.J., USA Aon Corp. Benjamin Millman, 40, New York, N.Y., USA carpenter, Charles M. Mills Jr., 61, Brentwood, N.Y., USA director of the Petroleum, Alcohol and Tobacco Bureau, New York State Department of Taxation and Finance Ronald Keith Milstein, 54, New York, N.Y., USA civil engineer, Robert Minara, 54, Carmel, N.Y., USA firefighter, New York Fire Department William G. Minardi, 46, Bedford, N.Y., USA broker, Cantor Fitzgerald Louis Joseph Minervino, 54, Middletown, N.J., USA senior vice president, Marsh USA Thomas Mingione, 34, West Islip, N.Y., USA firefighter, New York Fire Department Wilbert Miraille, 29, New York, N.Y., USA computer technician, Cantor Fitzgerald , Haitian Domenick Mircovich, 40, Closter, N.J., USA accountant, Euro Brokers Inc. Rajesh A. Mirpuri, 30, Englewood Cliffs, N.J., USA sales vice president, Data Synapse Joseph Mistrulli, 47, Wantagh, N.Y., USA subcontractor, Bronx Builders Susan Miszkowicz, 37, New York, N.Y., USA Lt. Paul Thomas Mitchell, 46, New York, N.Y., USA firefighter, New York Fire Department Richard Miuccio, 55, New York, N.Y., USA supervisor, New York State Department of Taxation and Finance Frank V. Moccia Sr., 57, Hauppauge, N.Y., USA facility planner, Washington Group International Capt. Louis Joseph Modafferi, 45, New York, N.Y., USA firefighter, New York Fire Department Boyie Mohammed, 50, New York, N.Y., USA domestic balancer, Carr Futures Lt. Dennis Mojica, 50, New York, N.Y., USA firefighter, New York Fire Department Manuel Mojica, 37, Bellmore, N.Y., USA firefighter, New York Fire Department Kleber Rolando Molina, 44, New York, N.Y., USA Manuel Dejesus Molina, 31, New York, N.Y., USA janitorial, cleaner, ABM Industries Carl Molinaro, 32, New York, N.Y., USA firefighter, New York Fire Department Justin J. Molisani Jr., 42, Middletown Township, N.J., USA senior vice president, Euro Brokers Inc. Brian Patrick Monaghan, 21, New York, N.Y., USA carpenter, Certified Installation Services Franklin Monahan, 45, Roxbury, N.Y., USA Cantor Fitzgerald John Gerard Monahan, 47, Wanamassa, N.J., USA operations supervisor, Cantor Fitzgerald Kristen Montanaro, 34, New York, N.Y., USA administrative assistant, Marsh & McLennan Cos. Inc. Craig D. Montano, 38, Glen Ridge, N.J., USA government agencies securities broker, Cantor Fitzgerald Michael Montesi, 39, Highland Mills, N.Y., USA firefighter, New York Fire Department Cheryl Ann Monyak, 43, Greenwich, Conn., USA executive, Marsh & McLennan Cos. Inc. Capt. Thomas Moody, 45, Stony Brook, N.Y., USA firefighter, New York Fire Department Sharon Moore, 37, New York, N.Y., USA vice president, Sandler O'Neill & Partners Krishna Moorthy, 59, Briarcliff Manor, N.Y., USA programmer, Fiduciary Trust International Abner Morales, 37, New York, N.Y., USA Lotus software programmer, Fiduciary Trust International Carlos Morales, 29, New York, N.Y., USA technician, Cantor Fitzgerald Luis Morales, 46, New York, N.Y., USA Honduran Paula Morales, 42, New York, N.Y., USA financial services department, Aon Corp. John Christopher Moran, 38, Haslemere, Surrey, England , British John Moran, 43, Rockaway, N.Y., USA battalion commander, New York Fire Department Kathleen Moran, 42, New York, N.Y., USA Lindsay S. Morehouse, 24, New York, N.Y., USA research assistant, Keefe, Bruyette & Woods George Morell, 47, Mount Kisco, N.Y., USA partner and vice president of mortgage department, Cantor Fitzgerald Steven P. Morello, 52, Bayonne, N.J., USA facilities manager, Marsh & McLennan Cos. Inc. Vincent S. Morello, 34, New York, N.Y., USA firefighter, New York Fire Department Arturo Alva Moreno, 47, Mexico City, Mexico Windows on the World Mexican Yvette Nicole Moreno, 25, New York, N.Y., USA receptionist, Carr Futures Dorothy Morgan, 47, Hempstead, N.Y., USA broker, Marsh & McLennan Cos. Inc. Richard Morgan, 66, Glen Rock, N.J., USA vice president, emergency management, Consolidated Edison Nancy Morgenstern, 32, New York, N.Y. administrative assistant, Cantor Fitzgerald Sanae Mori, 27, Tokyo, Japan system consultant, Nomura Research Institute Ltd. , Japanese Blanca Morocho, 26, New York, N.Y., USA salad preparer, Windows on the World , Ecuadoran Leonel Morocho, 36, New York, N.Y., USA sous chef, Windows on the World , Ecuadoran Dennis G. Moroney, 39, Eastchester, N.Y., USA senior vice president, Cantor Fitzgerald Lynne Irene Morris, 22, Monroe, N.Y., USA equities p&s clerk, Cantor Fitzgerald Seth A. Morris, 35, Kinnelon, N.J., USA managing director, Cantor Fitzgerald Stephen Philip Morris, 31, Ormond Beach, Fla., USA , British Christopher M. Morrison, 34, Charlestown, Mass., USA senior vice president, Zurich Scudder Investments Ferdinand V. Morrone, 63, Lakewood, N.J., USA superintendent of police, Port Authority of New York and New Jersey William David Moskal, 50, Brecksville, Ohio, USA risk consultant, Marsh USA Marco Motroni Sr., 57, Fort Lee, N.J., USA broker-trader, Carr Futures Iouri A. Mouchinski, 55, New York, N.Y., USA engineer, self-employed , Ukrainian Jude J. Moussa, 35, New York, N.Y., USA bond trader, Cantor Fitzgerald , Lebanese Peter C. Moutos, 44, Chatham, N.J., USA systems consultant, Marsh USA Damion Mowatt, 21, New York, N.Y., USA food service handler, Forte Food Service , Jamaican Christopher Mozzillo, 27, New York, N.Y., USA firefighter, New York Fire Department Stephen V. Mulderry, 33, New York, N.Y., USA vice president, equity trading, Keefe, Bruyette & Woods Richard Muldowney Jr., 40, Babylon, N.Y., USA firefighter, New York Fire Department Michael D. Mullan, 34, New York, N.Y., USA firefighter, New York Fire Department Dennis Michael Mulligan, 32, New York, N.Y., USA firefighter, New York Fire Department Peter James Mulligan, 28, New York, N.Y., USA associate vice president, international equities, Cantor Fitzgerald Michael Joseph Mullin, 27, Hoboken, N.J., USA trader, Cantor Fitzgerald James Donald Munhall, 45, Ridgewood, N.J., USA managing director, Sandler O'Neill & Partners Nancy Muniz, 45, New York, N.Y., USA office worker, Carlos Mario Munoz, 43 Windows on the World , Colombian Francisco Munoz, 29, New York, N.Y., USA computer consultant, Directfit Theresa (Terry) Munson, 54, New York, N.Y., USA technical assistant, Aon Corp. Robert M. Murach, 45, Montclair, N.J., USA senior vice president, Cantor Fitzgerald Cesar Augusto Murillo, 32, New York, N.Y., USA international trader, Cantor Fitzgerald , Colombian Marc A. Murolo, 28, Maywood, N.J., USA vice president, government bonds, Cantor Fitzgerald Brian Joseph Murphy, 41, New York, N.Y., USA electronic bond trading coordinator, Cantor Fitzgerald Charles Murphy, 38, New York, N.Y., USA broker, Cantor Fitzgerald Christopher W. Murphy, 35, Easton, Md., USA senior research analyst, Keefe, Bruyette & Woods Edward C. Murphy, 42, Clifton, N.J., USA managing director, Cantor Fitzgerald James F. Murphy IV, 30, Garden City, N.Y., USA account manager, Thomson Financial Services James Thomas Murphy, 35, Middletown, N.J., USA trader, Cantor Fitzgerald Kevin James Murphy, 40, Northport, N.Y., USA claims consultant, Marsh & McLennan Cos. Inc. Patrick Sean Murphy, 36, Millburn, N.J., USA vice president, Marsh & McLennan Cos. Inc. Lt. Raymond E. Murphy, 46, New York, N.Y., USA firefighter, New York Fire Department Robert Eddie Murphy Jr., 56, New York, N.Y., USA security guard, Fuji Bank John Joseph Murray, 32, Hoboken, N.J., USA partner and director, Cantor Fitzgerald John Joseph Murray, 52, Colts Neck, N.J., USA corporate services manager, Industrial Bank of Japan Susan D. Murray, 54, Summit, N.J., USA vice president, Marsh USA Inc. Valerie Victoria Murray, 65, New York, N.Y., USA secretary, Ohrenstein & Brown Richard Todd Myhre, 37, New York, N.Y., USA operations department, Cantor Fitzgerald Lt. Robert B. Nagel, 55, New York, N.Y., USA firefighter, New York Fire Department Takuya Nakamura, 30, Tuckahoe, N.Y., USA section chief, New York branch, Nishi-Nippon Bank , Japanese Alexander J.R. Napier, 38, Morris Township, N.J., USA Aon Corp. , British Frank Joseph Naples III, 29, Cliffside Park, N.J., USA broker, Cantor Fitzgerald John Napolitano, 33, Ronkonkoma, N.Y., USA firefighter, New York Fire Department Catherine A. Nardella, 40, Bloomfield, N.J., USA insurance consultant, Aon Corp. Mario Nardone Jr., 32, New York, N.Y., USA bond broker, Euro Brokers Inc. Manika Narula, 22, Kings Park, N.Y., USA Cantor Fitzgerald Narender Nath, 33, Colonia, N.J., USA quality assurance manager, Marsh & McLennan Karen S. Navarro, 30, New York, N.Y., USA assistant, foreign exchange trading desk, Carr Futures Joseph M. Navas, 44, Paramus, N.J., USA police officer, Port Authority of New York and New Jersey Francis J. Nazario, 28, Jersey City, N.J., USA back office operations manager, Cantor Fitzgerald Glenroy Neblett, 42, New York, N.Y., USA consultant at Marsh & McLennan Cos. Inc., Marcus R. Neblett, 31, Roslyn Heights, N.Y., USA Aon Corp. , British Jerome O. Nedd, 39, New York, N.Y., USA Windows on the World Laurence Nedell, 51, Lindenhurst, N.Y., USA Aon Corp. Luke G. Nee, 44, Stony Point, N.Y., USA operations manager, municipal bonds, Cantor Fitzgerald Pete Negron, 34, Bergenfield, N.J., USA environmental specialist, Port Authority of New York and New Jersey Ann Nicole Nelson, 30, New York, N.Y., USA bond broker in the agencies department, Cantor Fitzgerald David William Nelson, 50, New York, N.Y., USA senior vice president, Carr Futures James Nelson, 40, Clark, N.J., USA police officer, Port Authority of New York and New Jersey Michele Ann Nelson, 27, Valley Stream, N.Y., USA benefits specialist, Cantor Fitzgerald Peter Allen Nelson, 42, Huntington Station, N.Y., USA firefighter, New York Fire Department Oscar Nesbitt, 58, New York, N.Y., USA tax auditor, New York State Department of Taxation and Finance Gerard Terence Nevins, 46, Campbell Hall, N.Y., USA firefighter, New York Fire Department Kapinga Ngalula, 58, McKinney, Texas, USA housewife, Congolese Nancy Yuen Ngo, 36, Harrington Park, N.J., USA network consultant, Marsh & McLennan Cos. Inc. Jody Tepedino Nichilo, 39, New York, N.Y., USA executive assistant, Cantor Fitzgerald Martin Niederer, 23, Hoboken, N.J., USA securities trader, Cantor Fitzgerald Alfonse J. Niedermeyer III, 40, Manasquan, N.J., USA police officer, Port Authority of New York and New Jersey Frank John Niestadt Jr., 55, Ronkonkoma, N.Y., USA operations director, Aon Corp. Gloria Nieves, 48, New York, N.Y., USA Fiduciary Trust International Juan Nieves Jr., 56, New York, N.Y., USA salad maker, Windows on the World Troy Edward Nilsen, 33, New York, N.Y., USA network engineer for eSpeed division, Cantor Fitzgerald Paul R. Nimbley, 42, Middletown, N.J., USA vice president, Cantor Fitzgerald John Ballantine Niven, 44, Oyster Bay, N.Y., USA senior vice president in mergers and acquisitions, Aon Corp. Curtis Terrence Noel, 22, Poughkeepsie, N.Y., USA switch operations technician, General Telecom Daniel R. Nolan, 44, Hopatcong, N.J., USA assistant vice president for computer technology services, Johnson & Higgins/March McLennan Robert Walter Noonan, 36, Norwalk, Conn., USA trader, Cantor Fitzgerald Daniela R. Notaro, 25, New York, N.Y., USA receptionist and secretary, Carr Futures Brian Novotny, 33, Hoboken, N.J., USA derivatives manager, Cantor Fitzgerald Soichi Numata, 45, Irvington, N.Y., USA deputy general manager, Fuji Bank , Japanese Brian Felix Nunez, 29, New York, N.Y., USA office manager for eSpeed division, Cantor Fitzgerald Jose R. Nunez, 42, New York, N.Y., USA food runner, Windows on the World Jeffrey Nussbaum, 37, Oceanside, N.Y., USA trader, Carr Futures James A. Oakley, 52, Cortlandt Manor, N.Y., USA senior vice president for information technology, Marsh & McLennan Cos. Inc. Dennis O'Berg, 28, Babylon, N.Y., USA firefighter, New York Fire Department James P. O'Brien Jr., 33, New York, N.Y., USA bond trader, Cantor Fitzgerald Michael O'Brien, 42, Cedar Knolls, N.J., USA municipal bond desk senior vice president, Cantor Fitzgerald Scott J. O'Brien, 40, New York, N.Y., USA manager, Slam Dunk Networks Timothy Michael O'Brien, 40, Brookville, N.Y., USA partner, managing director, Cantor Fitzgerald Lt. Daniel O'Callaghan, 42, Smithtown, N.Y., USA firefighter, New York Fire Department Dennis J. O'Connor Jr., 34, New York, N.Y., USA equities trader, Cantor Fitzgerald Diana J. O'Connor, 38, Eastchester, N.Y., USA managing director, Sandler O'Neill & Partners Keith K. O'Connor, 28, Hoboken, N.J., USA sales trader, Keefe, Bruyette & Woods Richard J. O'Connor, 49, Poughkeepsie, N.Y., USA senior vice president, Marsh & McLennan Cos. Inc. Amy O'Doherty, 23, New York, N.Y., USA broker's assistant, Cantor Fitzgerald Marni Pont O'Doherty, 31, Armonk, N.Y., USA senior vice president, Keefe, Bruyette & Woods Douglas Oelschlager, 36, New York, N.Y., USA firefighter, New York Fire Department Takashi Ogawa, 37, Tokyo, Japan system consultant, Nomura Research Institute Ltd. Albert Ogletree, 49, New York, N.Y., USA food service handler, Forte Food Service Philip Paul Ognibene, 39, New York, N.Y., USA Keefe, Bruyette & Woods James Andrew O'Grady, 32, Harrington Park, N.J., USA managing director, Sandler O'Neill & Partners Joseph J. Ogren, 30, New York, N.Y., USA firefighter, New York Fire Department Lt. Thomas O'Hagan, 43, New York, N.Y., USA firefighter, New York Fire Department Samuel Oitice, 45, Peekskill, N.Y., USA firefighter, New York Fire Department Patrick O'Keefe, 44, Oakdale, N.Y., USA firefighter, New York Fire Department Capt. William O'Keefe, 49, New York, N.Y., USA firefighter, New York Fire Department Gerald Michael Olcott, 55, New Hyde Park, N.Y., USA Marsh & McLennan Cos. Inc. Gerald O'Leary, 34, Stony Point, N.Y., USA chef, Forte Food Service Christine Anne Olender, 39, New York, N.Y., USA Windows on the World Elsy Carolina Osorio Oliva, 27, New York, N.Y., USA junior translation engineer, General Telecom Linda Mary Oliva, 44, New York, N.Y., USA executive assistant to the president of the New York office, Carr Futures Edward K. Oliver, 31, Jackson, N.J., USA broker, Carr Futures Leah E. Oliver, 24, New York, N.Y., USA technical sales consultant, Marsh & McLennan Cos. Inc. Eric T. Olsen, 41, New York, N.Y., USA firefighter, New York Fire Department Jeffrey James Olsen, 31, New York, N.Y., USA firefighter, New York Fire Department Maureen L. Olson, 50, Rockville Centre, N.Y., USA insurance broker, Marsh Inc. Steven John Olson, 38, New York, N.Y., USA firefighter, New York Fire Department Matthew Timothy O'Mahoney, 39, New York, N.Y., USA Cantor Fitzgerald Toshihiro Onda, 39, New York, N.Y. corporate banking senior manager, Fuji Bank , Japanese Seamus L. O'Neal, 52, New York, N.Y., USA Cantor Fitzgerald John P. O'Neill Sr., 49, New York, N.Y., USA former FBI counterterrorism expert and head of security, World Trade Center Peter J. O'Neill Jr., 21, Amityville, N.Y., USA Sandler O'Neill & Partners Sean Gordon Corbett O'Neill, 34, Rye, N.Y., USA equities trader, Cantor Fitzgerald Michael C. Opperman, 45, Selden, N.Y., USA vice president, Aon Risk Services, Aon Corp. Christopher Orgielewicz, 35, Larchmont, N.Y., USA analyst, Sandler O'Neill & Partners Margaret Orloske, 50, Windsor, Conn., USA manager, Marsh & McLennan Cos. Inc. Virginia A. Ormiston-Kenworthy, 42, New York, N.Y., USA Marsh & McLennan Cos. Inc. Kevin O'Rourke, 44, Hewlett, N.Y., USA firefighter, New York Fire Department Juan Romero Orozco, Acatlan de Osorio, Puebla, Mexico Mexican Ronald Orsini, 59, Hillsdale, N.J., USA bond broker, Cantor Fitzgerald Peter K. Ortale, 37, New York, N.Y., USA bond broker, Euro Brokers Inc. Alexander Ortiz, 36, Ridgewood, N.Y., USA contract security guard, Empire Blue Cross David Ortiz, 37, Nanuet, N.Y., USA locksmith, Port Authority of New York and New Jersey Emilio (Peter) Ortiz Jr., 38, New York, N.Y., USA clearing supervisor, Carr Futures Pablo Ortiz, 49, New York, N.Y., USA superintendent of construction, Port Authority of New York and New Jersey Paul Ortiz Jr., 21, New York, N.Y., USA computer technician, Bloomberg L.P. Sonia Ortiz, 58, New York, N.Y., USA janitorial, elevator operator, ABM Industries Masaru Ose, 36, Fort Lee, N.J., USA manager, Mizuho Capital Markets Corp. , Japanese Patrick J. O'Shea, 45, Farmingdale, N.Y., USA first vice president of futures, Carr Futures Robert W. O'Shea, 47, Wall, N.J., USA broker, Carr Futures James Robert Ostrowski, 37, Garden City, N.Y., USA Cantor Fitzgerald Timothy O'Sullivan, 68, Albrightsville, Pa., USA financial consultant, Cultural Institution of Retirement Systems Jason Douglas Oswald, 28, New York, N.Y., USA bond broker, Cantor Fitzgerald Michael Otten, 42, East Islip, N.Y., USA firefighter, New York Fire Department Isidro Ottenwalder, 35, New York, N.Y., USA Windows on the World Michael Chung Ou, 53, New York, N.Y., USA sales tax auditor, New York State Department of Taxation and Finance , Taiwanese Todd Joseph Ouida, 25, River Edge, N.J., USA options broker, Cantor Fitzgerald Jesus Ovalles, 60, New York, N.Y., USA Windows on the World Peter J. Owens Jr., 42, Williston Park, N.Y., USA government agencies, Cantor Fitzgerald Adianes Oyola, 23, New York, N.Y., USA human resources/payroll employee, Fuji Bank Angel M. Pabon, 54, New York, N.Y., USA manager of international equities, Cantor Fitzgerald Israel Pabon, 31, New York, N.Y., USA food service handler, Forte Food Service Roland Pacheco, 25, New York, N.Y., USA data administrator, Alliance Consulting Michael Benjamin Packer, 45, New York, N.Y., USA managing director of corporate & institutional client group, Merrill Lynch Deepa K. Pakkala, 31, Stewartsville, N.J., USA consultant at Marsh & McLennan Cos. Inc., Jeffrey Matthew Palazzo, 33, New York, N.Y., USA firefighter, New York Fire Department Thomas Anthony Palazzo, 44, Armonk, N.Y., USA bond trader, Cantor Fitzgerald Richard (Rico) Palazzolo, 39, New York, N.Y., USA mortgage security broker, Cantor Fitzgerald Orio Joseph Palmer, 45, Valley Stream, N.Y., USA battalion commander, New York Fire Department Frank A. Palombo, 46, New York, N.Y., USA firefighter, New York Fire Department Alan N. Palumbo, 42, New York, N.Y., USA broker, Cantor Fitzgerald Christopher M. Panatier, 36, Rockville Centre, N.Y., USA foreign currency trader, Cantor Fitzgerald Dominique Pandolfo, 27, Hoboken, N.J., USA computer/local area network specialist, Marsh & McLennan Cos. Inc. Paul Pansini, 34, New York, N.Y., USA firefighter, New York Fire Department John M. Paolillo, 51, Glen Head, N.Y., USA battalion commander, New York Fire Department Edward J. Papa, 47, Oyster Bay, N.Y., USA vice president, partner, government securities, Cantor Fitzgerald Salvatore Papasso, 34, New York, N.Y., USA tax fraud investigator, New York State Department of Taxation and Finance James N. Pappageorge, 29, Yonkers, N.Y., USA firefighter, New York Fire Department Vinod K. Parakat, 34, Sayreville, N.J., USA programmer, central development, Cantor Fitzgerald Vijayashanker Paramsothy, 23, New York, N.Y., USA financial analyst, Aon Corp. Nitin Parandkar, 28 consultant at Marsh & McLennan Cos. Inc., Oracle , Indian Hardai (Casey) Parbhu, 42, New York, N.Y., USA Aon Corp. James Wendell Parham, 32, New York, N.Y., USA police officer, Port Authority of New York and New Jersey Debra (Debbie) Paris, 48, New York, N.Y., USA executive assistant, Sandler O'Neill & Partners George Paris, 33, New York, N.Y., USA Cantor Fitzgerald Gye-Hyong Park, 28, New York, N.Y., USA sales support associate, Metropolitan Life Insurance Co. Philip L. Parker, 53, Skillman, N.J., USA senior vice president, Aon Corp. Michael A. Parkes, 27, New York, N.Y., USA senior accountant, Marsh & McLennan Cos. Inc. , Jamaican Robert Emmett Parks Jr., 47, Middletown, N.J., USA bond broker, Cantor Fitzgerald Hasmukhrai Chuckulal Parmar, 48, Warren, N.J., USA computer systems manager, Cantor Fitzgerald , British Robert Parro, 35, Levittown, N.Y., USA firefighter, New York Fire Department Diane Marie Moore Parsons, 58, Malta, N.Y., USA tax technician, New York State Department of Taxation and Finance Leobardo Lopez Pascual, 41, New York, N.Y., USA Windows on the World , Mexican Michael J. Pascuma Jr., 50, Massapequa Park, N.Y., USA stock broker, Harvey Young Yurman Inc. Jerrold H. Paskins, 56, Anaheim Hills, Calif., USA insurance executive, Devonshire Group Horace Robert Passananti, 55, New York, N.Y., USA vice president of claims, Marsh & McLennan Cos. Inc. Suzanne H. Passaro, 38, East Brunswick, N.J., USA client service specialist/broker, Aon Corp. Victor Antonio Martinez Pastrana, 38, Tlachichuca, Puebla, Mexico dish washer, Windows on the World Mexican Avnish Ramanbhai Patel, 28, New York, N.Y., USA research analyst, Fred Alger Management , British Dipti Patel, 38, New Hyde Park, N.Y., USA data systems engineer, Cantor Fitzgerald Manish K. Patel, 29, Edison, N.J., USA LDC options broker, Euro Brokers Inc. Steven B. Paterson, 40, Ridgewood, N.J., USA bond trader, Cantor Fitzgerald James Matthew Patrick, 30, Norwalk, Conn., USA bond broker, Cantor Fitzgerald Manuel Patrocino, 34 Windows on the World Bernard E. Patterson, 46, Upper Brookville, N.Y., USA muni broker, Cantor Fitzgerald Cira Marie Patti, 40, New York, N.Y., USA trader's assistant, Keefe, Bruyette & Woods Robert Edward Pattison, 40, New York, N.Y., USA transmission engineer, WCBS-TV James R. Paul, 58, New York, N.Y., USA executive vice president, Carr Futures Patrice Paz, 52, New York, N.Y., USA Aon Corp. Sharon Cristina Millan Paz, 31, New York, N.Y., USA office services coordinator, Harris Beach LLP , Colombian Victor Paz-Gutierrez, 43, New York, N.Y., USA pastry chef, Windows on the World , Colombian Stacey L. Peak, 36, New York, N.Y., USA energy/power stock broker, Cantor Fitzgerald Richard Allen Pearlman, 18, New York, N.Y., USA volunteer medic, Forest Hills Ambulance Corps Durrell Pearsall Jr., 34, Wainscott, N.Y., USA firefighter, New York Fire Department Thomas E. Pedicini, 30, Hicksville, N.Y., USA institutional equities department, Cantor Fitzgerald Todd D. Pelino, 34, Fair Haven, N.J., USA power broker, Cantor Fitzgerald Michel Adrian Pelletier, 36, Greenwich, Conn., USA commodities broker, Cantor Fitzgerald Anthony Peluso, 46, New York, N.Y., USA construction supervisor, Structure Tone Angel Ramon Pena, 45, River Vale, N.J., USA senior client specialist, risk services, Aon Corp. Richard Al Penny, 53, New York, N.Y., USA recycling program worker, World Trade Center Project Renewal Salvatore F. Pepe, 45, New York, N.Y., USA assistant vice president for technology, Marsh & McLennan Cos. Inc. Carl Allen Peralta, 37, New York, N.Y., USA broker, Cantor Fitzgerald , Filipino Robert David Peraza, 30, New York, N.Y., USA bond trader, Cantor Fitzgerald Jon A. Perconti, 32, Brick, N.J., USA stock trader, Cantor Fitzgerald Alejo Perez, 66, Union City, N.J., USA kitchen staff, Windows on the World Angel Perez Jr., 43, Jersey City, N.J., USA Cantor Fitzgerald Angela Susan Perez, 35, New York, N.Y., USA clerk, Cantor Fitzgerald Anthony Perez, 33, Locust Valley, N.Y., USA technical specialist, eSpeed, Cantor Fitzgerald Ivan Perez, 37, New York, N.Y., USA Fiduciary Trust International Nancy E. Perez, 36, Secaucus, N.J., USA customer relations, Port Authority of New York and New Jersey Joseph John Perroncino, 33, Smithtown, N.Y., USA vice president of operations, Cantor Fitzgerald Edward J. Perrotta, 43, Mount Sinai, N.Y., USA vice president, Cantor Fitzgerald Emelda Perry, 52, Elmont, N.Y., USA Washington Group International Lt. Glenn C. Perry, 41, Monroe, N.Y., USA firefighter, New York Fire Department John William Perry, 38, New York, N.Y., USA police officer, 40th precinct, New York Police Department Franklin Allan Pershep, 59, New York, N.Y., USA insurance underwriter, Aon Corp. Daniel Pesce, 34, New York, N.Y., USA ticket desk manager, Cantor Fitzgerald Michael J. Pescherine, 32, New York, N.Y., USA bond trader, Keefe, Bruyette & Woods Davin Peterson, 25, New York, N.Y., USA Nasdaq assistant trader, Cantor Fitzgerald William Russel Peterson, 46, New York, N.Y., USA claims examiner, Marsh & McLennan Cos. Inc. Mark Petrocelli, 28, New York, N.Y., USA commodities broker, Carr Futures Lt. Philip S. Petti, 43, New York, N.Y., USA firefighter, New York Fire Department Glen Kerrin Pettit, 30, Oakdale, N.Y., USA police academy video unit, New York Police Department Dominick Pezzulo, 36, New York, N.Y., USA police officer, Port Authority of New York and New Jersey Kaleen E. Pezzuti, 28, Fair Haven, N.J., USA bond broker, Cantor Fitzgerald Lt. Kevin Pfeifer, 42, New York, N.Y., USA firefighter, New York Fire Department Tu-Anh Pham, 42, Princeton, N.J., USA vice president and chief financial analyst, Fred Alger Management Lt. Kenneth John Phelan, 41, New York, N.Y., USA firefighter, New York Fire Department Eugenia Piantieri, 55, New York, N.Y., USA Marsh & McLennan Cos. Inc. Ludwig John Picarro, 44, Basking Ridge, N.J., USA vice president, Zurich American Insurance Matthew Picerno, 44, Holmdel, N.J., USA municipal bond broker, Cantor Fitzgerald Joseph O. Pick, 40, Hoboken, N.J., USA vice president, Fiduciary Trust International Christopher Pickford, 32, New York, N.Y., USA firefighter, New York Fire Department Dennis J. Pierce, 54, New York, N.Y., USA New York State Department of Taxation and Finance Bernard T. Pietronico, 39, Matawan, N.J., USA corporate bond broker, Cantor Fitzgerald Nicholas P. Pietrunti, 38, Belford, N.J., USA data entry clerk, Cantor Fitzgerald Theodoros Pigis, 60, New York, N.Y., USA One Source (Hudson Shatz) Susan Elizabeth Ancona Pinto, 44, New York, N.Y., USA vice president of systems infrastructure at eSpeed, Cantor Fitzgerald Joseph Piskadlo, 48, North Arlington, N.J., USA structural carpenter, ABM Industries Christopher Todd Pitman, 30, New York, N.Y., USA sales, credit derivatives, Cantor Fitzgerald Josh Piver, 23, New York, N.Y., USA trader, pollution and energy credits, Cantor Fitzgerald Joseph Plumitallo, 45, Manalapan, N.J., USA bond broker, Cantor Fitzgerald John M. Pocher, 36, Middletown, N.J., USA bond broker, Cantor Fitzgerald William Howard Pohlmann, 56, Ardsley, N.Y., USA assistant deputy commissioner, New York State Department of Taxation and Finance Laurence M. Polatsch, 32, New York, N.Y., USA equities trader, Cantor Fitzgerald Thomas H. Polhemus, 39, Morris Plains, N.J., USA systems analyst, Accenture Steve Pollicino, 48, Plainview, N.Y., USA vice president, Cantor Fitzgerald Susan M. Pollio, 45, Long Beach Township, N.J., USA broker, Euro Brokers Inc. Joshua Poptean, 37, New York, N.Y., USA construction foreman, Bronx Builders Giovanna Porras, 24, New York, N.Y., USA accountant, General Telecom Anthony Portillo, 48, New York, N.Y., USA architect, Washington Group International James Edward Potorti, 52, Princeton, N.J., USA vice president, Marsh & McLennan Cos. Inc. Daphne Pouletsos, 47, Westwood, N.J., USA Aon Corp. Richard Poulos, 55, Levittown, N.Y., USA assistant security officer, Cantor Fitzgerald Stephen E. Poulos, 45, Basking Ridge, N.J., USA information technology manager, Aon Corp. Brandon Jerome Powell, 26, New York, N.Y., USA food service handler, Forte Food Service Shawn Edward Powell, 32, New York, N.Y., USA firefighter, New York Fire Department Tony Pratt, 43, New York, N.Y., USA food service handler, Forte Food Service Gregory M. Preziose, 34, Holmdel, N.J., USA bond trader, Cantor Fitzgerald Wanda Ivelisse Prince, 30, New York, N.Y., USA foreign trader, Fiduciary Trust International Vincent Princiotta, 39, Orangeburg, N.Y., USA firefighter, New York Fire Department Kevin Prior, 28, Bellmore, N.Y., USA firefighter, New York Fire Department Everett Martin (Marty) Proctor III, 44, New York, N.Y., USA equities controller, Cantor Fitzgerald Carrie B. Progen, 25, New York, N.Y., USA assistant office manager, Aon Corp. David Lee Pruim, 53, Upper Montclair, N.J., USA senior vice president of risk services, Aon Corp. Richard Prunty, 57, Sayville, N.Y., USA battalion chief, New York Fire Department John F. Puckett, 47, Glen Cove, N.Y., USA sound engineer, Windows on the World Robert D. Pugliese, 47, East Fishkill, N.Y., USA assistant vice president, Marsh & McLennan Cos. Inc. Edward F. Pullis, 34, Hazlet, N.J., USA consultant, Aon Corp. Patricia Ann Puma, 33, New York, N.Y., USA administrator, Julien J. Studley Inc. Hemanth Kumar Puttur, 26, White Plains, N.Y., USA Marsh & McLennan Cos. Inc. Edward R. Pykon, 33, Princeton, N.J., USA senior vice president, Fred Alger Management Christopher Quackenbush, 44, Manhasset, N.Y., USA executive in charge of investment banking, Sandler O'Neill & Partners Lars Peter Qualben, 49, New York, N.Y., USA senior vice president, Marsh & McLennan Cos. Inc. Lincoln Quappe, 38, Sayville, N.Y., USA firefighter , New York Fire Department Beth Ann Quigley, 25, New York, N.Y., USA trader, Cantor Fitzgerald Lt. Michael Quilty, 42, New York, N.Y., USA firefighter, New York Fire Department James Francis Quinn, 23, New York, N.Y., USA trade support staff, Cantor Fitzgerald Ricardo Quinn, 40, New York, N.Y., USA paramedic, New York Fire Department Carol Rabalais, 38, New York, N.Y., USA administrative assistant, Aon Corp. , Jamaican Christopher Peter A. Racaniello, 30, New York, N.Y., USA operations department, Cantor Fitzgerald Leonard Ragaglia, 36, New York, N.Y., USA firefighter, New York Fire Department Eugene J. Raggio, 55, New York, N.Y., USA operations supervisor, Port Authority of New York and New Jersey Laura Marie Ragonese-Snik, 41, Bangor, Pa., USA special risk insurance specialist, Aon Corp. Michael Ragusa, 29, New York, N.Y., USA firefighter, New York Fire Department Peter F. Raimondi, 46, New York, N.Y., USA vice president, Carr Futures Harry A. Raines, 37, New York, N.Y., USA vice president of global networking for eSpeed, Cantor Fitzgerald Ehtesham U. Raja, 28, Clifton, N.J., USA TCG Software Valsa Raju, 39, Yonkers, N.Y., USA supervisor, foreign exchange division, Carr Futures Edward Rall, 44, Holbrook, N.Y., USA firefighter, New York Fire Department Lukas (Luke) Rambousek, 27, New York, N.Y., USA temporary worker at Cantor Fitzgerald, United Staffing Julio Fernandez Ramirez, 51, New York, N.Y. painter, One Source (Hudson Shatz) , Peruvian Maria Isabel Ramirez, 25, New York, N.Y., USA executive secretary, Lanagan Engineering and Environmental Services Harry Ramos, 41, Newark, N.J., USA head trader, May Davis Group Vishnoo Ramsaroop, 44, New York, N.Y., USA janitorial, cleaner, ABM Industries Lorenzo Ramzey, 48, East Northport, N.Y., USA casualty broker, Aon Corp. A. Todd Rancke, 42, Summit, N.J., USA managing director, Sandler O'Neill & Partners Adam David Rand, 30, Bellmore, N.Y., USA firefighter, New York Fire Department Jonathan C. Randall, 26, New York, N.Y., USA manager, Marsh & McLennan Cos. Inc. Srinivasa Shreyas Ranganath, 26, Hackensack, N.J., USA consultant at Marsh & McLennan Cos. Inc., Anne Rose T. Ransom, 45, Edgewater, N.J., USA travel department, American Express Faina Rapoport, 45, New York, N.Y., USA consultant, Marsh & McLennan Robert Arthur Rasmussen, 42, Hinsdale, Ill., USA financial analyst, Vestek Amenia Rasool, 33, New York, N.Y., USA accountant, Marsh & McLennan Cos. Inc. Roger Mark Rasweiler, 53, Flemington, N.J., USA vice president, Marsh Inc. David Alan James Rathkey, 47, Mountain Lakes, N.J., USA sales executive, IQ Financial Systems , British William Ralph Raub, 38, Saddle River, N.J., USA institutional stock trader, Cantor Fitzgerald Gerard Rauzi, 42, New York, N.Y., USA New York State Department of Taxation and Finance , Italian Alexey Razuvaev, 40, New York, N.Y., USA Euro Brokers Inc. Gregory Reda, 33, New Hyde Park, N.Y., USA e-mail coordinator, Marsh & McLennan Cos. Inc. Sarah (Prothero) Redheffer, 35, London, England conferences operations manager, Risk Waters Group , British Michele Reed, 26, Ringoes, N.J., USA Aon Corp. Judith A. Reese, 56, Kearny, N.J., USA administrative assistant, LJ Gonzer Donald J. Regan, 47, Wallkill, N.Y., USA firefighter, New York Fire Department Lt. Robert M. Regan, 48, Floral Park, N.Y., USA firefighter, New York Fire Department Thomas M. Regan, 43, Cranford, N.J., USA managing director, sector leader, Aon Corp. Christian Michael Otto Regenhard, 28, New York, N.Y., USA firefighter, New York Fire Department Howard Reich, 59, New York, N.Y., USA customer service associate, Pitney Bowes Gregg Reidy, 26, Holmdel, N.J., USA trader, Cantor Fitzgerald James Brian Reilly, 25, New York, N.Y., USA bond trader, Keefe, Bruyette & Woods Kevin O. Reilly, 28, New York, N.Y., USA firefighter, New York Fire Department Timothy E. Reilly, 40, New York, N.Y., USA vice president, Marsh USA Joseph Reina Jr., 32, New York, N.Y., USA manager of operations, Cantor Fitzgerald Thomas Barnes Reinig, 48, Bernardsville, N.J., USA investment banker at eSpeed division, Cantor Fitzgerald Frank B. Reisman, 41, Princeton, N.J., USA trader, Cantor Fitzgerald Joshua Scott Reiss, 23, New York, N.Y., USA bond trader, Cantor Fitzgerald Karen Renda, 52, New York, N.Y., USA travel agent, American Express John Armand Reo, 28, Larchmont, N.Y., USA bond trader, Cantor Fitzgerald Richard Rescorla, 62, Morristown, N.J., USA security chief, Morgan Stanley , British John Thomas Resta, 40, New York, N.Y., USA trader, Carr Futures Eduvigis (Eddie) Reyes, 37, New York, N.Y., USA Rohde & Liesenfeld Bruce A. Reynolds, 41, Columbia, N.J., USA patrolman, Port Authority of New York and New Jersey John Frederick Rhodes, 57, Howell, N.J., USA claims consultant, Aon Corp. Francis S. Riccardelli, 40, Westwood, N.J., USA manager of vertical transportation at trade center complex, Port Authority of New York and New Jersey Rudolph N. Riccio, 50, New York, N.Y., USA Cantor Fitzgerald AnnMarie (Davi) Riccoboni, 58, New York, N.Y., USA billing supervisor, Ohrenstein & Brown David Rice, 31, New York, N.Y., USA investment banker, Sandler O'Neill & Partners Eileen Mary Rice, 57, New York, N.Y., USA executive assistant, Marsh & McLennan Cos. Inc. Kenneth F. Rice III, 34, Hicksville, N.Y., USA vice president technology division, Marsh & McLennan Cos. Inc. Lt. Vernon Allan Richard, 53, Nanuet, N.Y., USA firefighter, New York Fire Department Claude D. Richards, 46, New York, N.Y., USA detective, bomb squad, New York Police Department Gregory Richards, 30, New York, N.Y., USA eSpeed division, Cantor Fitzgerald Michael Richards, 38, New York, N.Y., USA sculptor, , Jamaican Venesha O. Richards, 26, North Brunswick, N.J., USA secretary, Marsh & McLennan Cos. Inc. , Jamaican James C. Riches, 29, New York, N.Y., USA firefighter, New York Fire Department Alan Jay Richman, 44, New York, N.Y., USA vice president, employee benefits, Marsh & McLennan Cos. Inc. John M. Rigo, 48, New York, N.Y., USA insurance brokerage executive, Marsh & McLennan Cos. Inc. Theresa (Ginger) Risco, 48, New York, N.Y., USA senior vice president and senior analyst, Fred Alger Management Rose Mary Riso, 55, New York, N.Y., USA New York State Department of Taxation and Finance Moises N. Rivas, 29, New York, N.Y., USA staff cafeteria cook, Windows on the World Joseph Rivelli Jr., 43, New York, N.Y., USA firefighter, New York Fire Department Carmen A. Rivera, 33, Westtown, N.Y., USA assistant vice president, Fiduciary Trust International Isaias Rivera, 51, Perth Amboy, N.J., USA technician, CBS Juan William Rivera, 27, New York, N.Y., USA switch engineer, General Telecom Linda Rivera, 26, New York, N.Y., USA human resources, Marsh & McLennan Cos. Inc. David E. Rivers, 40, New York, N.Y., USA editorial director, Waters magazine, Risk Waters Group Joseph R. Riverso, 34, White Plains, N.Y., USA bond trader, Cantor Fitzgerald Paul Rizza, 34, Park Ridge, N.J., USA investors services officer, Fiduciary Trust International John Frank Rizzo, 50, New York, N.Y., USA carpenter, Stephen Louis Roach, 36, Verona, N.J., USA vice president, Cantor Fitzgerald Joseph Roberto, 37, Midland Park, N.J., USA bank analyst, Keefe, Bruyette & Woods Leo A. Roberts, 44, Wayne, N.J., USA municipal bond trader, Cantor Fitzgerald Michael Edward Roberts, 31, New York, N.Y., USA firefighter, Engine 214, New York Fire Department Michael Roberts, 30, New York, N.Y., USA firefighter, Ladder 35, New York Fire Department Donald Walter Robertson Jr., 35, Rumson, N.J., USA bond trader, Cantor Fitzgerald Catherina Robinson, 45, New York, N.Y., USA Wachovia Corp. Jeffrey Robinson, 38, Monmouth Junction, N.J., USA systems analyst, Marsh & McLennan Cos. Inc. Michell Lee Robotham, 32, Kearny, N.J., USA help desk manager, Aon Corp. Donald Robson, 52, Manhasset, N.Y., USA partner and bond broker, Cantor Fitzgerald Antonio Augusto Tome Rocha, 34, East Hanover, N.J., USA bond broker, Cantor Fitzgerald , Portuguese Raymond J. Rocha, 29, Malden, Mass., USA bond trader, Cantor Fitzgerald Laura Rockefeller, 41, New York, N.Y., USA freelance delegate coordinator, Risk Waters Group John M. Rodak, 39, Mantua, N.J., USA managing director, Sandler O'Neill & Partners Antonio Jose Carrusca Rodrigues, 35, Port Washington, N.Y., USA police officer, Port Authority of New York and New Jersey , Portuguese Anthony Rodriguez, 36, New York, N.Y., USA firefighter, New York Fire Department Carmen Milagros Rodriguez, 46, Freehold, N.J., USA Aon Corp. Gregory E. Rodriguez, 31, White Plains, N.Y., USA assistant vice president, information security, Cantor Fitzgerald Marsha A. Rodriguez, 41, West Paterson, N.J., USA Marsh & McLennan Co. Richard Rodriguez, 31, Cliffwood, N.J., USA police officer, Port Authority of New York and New Jersey David B. Rodriguez-Vargas, 44, New York, N.Y., USA Windows on the World Matthew Rogan, 37, West Islip, N.Y., USA firefighter, New York Fire Department Karlie Barbara Rogers, 25, London, England divisional sponsorship manager, Risk Waters Group , British Scott Rohner, 22, Hoboken, N.J., USA foreign exchange trader, Cantor Fitzgerald Keith Roma, 27, New York, N.Y., USA firefighter, New York Fire Patrol Joseph M. Romagnolo, 37, Coram, N.Y., USA electrical worker, IPC Kleinknect Electric Co. Efrain Franco Romero Sr., 57, Hazleton, Pa., USA painter, Fine Painting and Decorating Elvin Santiago Romero, 34, Matawan, N.J., USA vice president of international equities, Cantor Fitzgerald James A. Romito, 51, Westwood, N.J., USA chief of port authority police department, Port Authority of New York and New Jersey Sean Rooney, 50, Stamford, Conn., USA risk management services, Aon Corp. Eric Thomas Ropiteau, 24, New York, N.Y., USA trade support clerk, Cantor Fitzgerald Wendy Alice Rosario Wakeford, 40, Freehold, N.J., USA broker's assistant, Cantor Fitzgerald Aida Rosario, 42, Jersey City, N.J., USA assistant manager, Marsh Inc. Angela Rosario, 27, New York, N.Y., USA traders/brokers assistant, TradeSpark, Cantor Fitzgerald Mark H. Rosen, 45, West Islip, N.Y., USA partner, fixed income division, Sandler O'Neill & Partners Brooke David Rosenbaum, 31, Franklin Square, N.Y., USA supervisor, overseas division, Cantor Fitzgerald Linda Rosenbaum, 41, Little Falls, N.J., USA claims specialist, Marsh & McLennan Sheryl Lynn Rosenbaum, 33, Warren, N.J., USA accountant and partner, Cantor Fitzgerald Lloyd D. Rosenberg, 31, Morganville, N.J., USA junk bond dealer, Cantor Fitzgerald Mark Louis Rosenberg, 26, Teaneck, N.J., USA software developer, Marsh & McLennan Cos. Inc. Andrew I. Rosenblum, 45, Rockville Centre, N.Y., USA bond trader, Cantor Fitzgerald Joshua M. Rosenblum, 28, Hoboken, N.J., USA assistant trader, Cantor Fitzgerald Joshua A. Rosenthal, 44, New York, N.Y., USA senior vice president, Fiduciary Trust International Richard David Rosenthal, 50, Fair Lawn, N.J., USA vice president of finance, Cantor Fitzgerald Daniel Rossetti, 32, Bloomfield, N.J., USA carpenter, Certified Installation Services Norman Rossinow, 39, Cedar Grove, N.J., USA senior vice president, Aon Corp. Nicholas P. Rossomando, 35, New York, N.Y., USA firefighter, New York Fire Department Michael Craig Rothberg, 39, Greenwich, Conn., USA bonds manager, Cantor Fitzgerald Donna Marie Rothenberg, 53, New York, N.Y., USA global affairs executive, Aon Corp. Nick Rowe, 29, Hoboken, N.J., USA client services and sales, UME Voice Timothy A. Roy Sr., 36, Massapequa Park, N.Y., USA bus squad sergeant, New York Police Department Paul G. Ruback, 50, Newburgh, N.Y., USA firefighter, New York Fire Department Ronald J. Ruben, 36, Hoboken, N.J., USA vice president, equity trading, Keefe, Bruyette & Woods Joanne Rubino, 45, New York, N.Y., USA Marsh & McLennan Cos. Inc. David Michael Ruddle, 31, New York, N.Y., USA carpenter, Reliable Bart Joseph Ruggiere, 32, New York, N.Y., USA broker, Cantor Fitzgerald Susan Ann Ruggiero, 30, Plainview, N.Y., USA assistant vice president, Marsh Technologies, Marsh & McLennan Cos. Inc. Adam K. Ruhalter, 40, Plainview, N.Y., USA controller, Cantor Fitzgerald Gilbert Ruiz, 45, New York, N.Y., USA Windows on the World Stephen P. Russell, 40, Rockaway Beach, N.Y., USA firefighter, New York Fire Department Steven Harris Russin, 32, Mendham, N.J., USA partner, Cantor Fitzgerald Lt. Michael Thomas Russo Sr., 44, Nesconset, N.Y., USA firefighter, New York Fire Department Wayne Alan Russo, 37, Union, N.J., USA accountant, Marsh & McLennan Cos. Inc. Edward Ryan, 42, Scarsdale, N.Y., USA first vice president, Carr Futures John J. Ryan, 45, West Windsor, N.J., USA vice president, Keefe, Bruyette & Woods Jonathan Stephan Ryan, 32, Bayville, N.Y., USA corporate bond broker, Euro Brokers Inc. Matthew Lancelot Ryan, 54, Seaford, N.Y., USA battalion commander, New York Fire Department Tatiana Ryjova, 36, South Salem, N.Y., USA Regus Christina Sunga Ryook, 25, New York, N.Y., USA human resources department, Cantor Fitzgerald Thierry Saada, 27, New York, N.Y., USA trader, Cantor Fitzgerald Jason E. Sabbag, 26, New York, N.Y., USA Fiduciary Trust International Thomas E. Sabella, 44, New York, N.Y., USA firefighter, New York Fire Department Scott Saber, 38, New York, N.Y., USA UBS Warburg Joseph Sacerdote, 48, Freehold, N.J., USA vice president at eSpeed division, Cantor Fitzgerald Mohammad Ali Sadeque, 62, New York, N.Y., USA newspaper vendor, Francis J. Sadocha, 41, Huntington, N.Y., USA manager, Forte Food Service Jude Elias Safi, 24, New York, N.Y., USA assistant trader, Cantor Fitzgerald , Lebanese Brock Joel Safronoff, 26, New York, N.Y., USA computer systems analyst, Marsh & McLennan Cos. Inc. Edward Saiya, 49, New York, N.Y., USA communications engineer, John Patrick Salamone, 37, North Caldwell, N.J., USA broker, Cantor Fitzgerald Hernando R. Salas, 71, New York, N.Y., USA clerk, Civilian Complaint Review Board , Colombian Juan Salas, 35, New York, N.Y., USA Windows on the World Esmerlin Salcedo, 36, New York, N.Y., USA security officer, Summit Security Services John Salvatore Salerno Jr., 31, Westfield, N.J., USA broker, Cantor Fitzgerald Richard L. Salinardi, 32, Hoboken, N.J., USA general manager for food services, Aramark Corp. Wayne John Saloman, 43, Seaford, N.Y., USA vice president, government bond broker, Cantor Fitzgerald Nolbert Salomon, 33, New York, N.Y., USA security guard, Morgan Stanley , Haitian Catherine Patricia Salter, 37, New York, N.Y., USA assistant vice president, property claims, Aon Corp. Frank Salvaterra, 41, Manhasset, N.Y., USA partner, Sandler O'Neill & Partners Paul R. Salvio, 27, New York, N.Y., USA broker, Carr Futures Samuel R. Salvo Jr., 59, Yonkers, N.Y., USA vice president, Aon Corp. Carlos Samaniego, 29, New York, N.Y., USA Cantor Fitzgerald Rena Sam-Dinnoo, 28, New York, N.Y., USA accounting division, Marsh & McLennan Cos. Inc. James Kenneth Samuel Jr., 29, Hoboken, N.J., USA commodities trader, Carr Futures Michael V. San Phillip, 55, Ridgewood, N.J., USA vice president, equity sales and trading, Sandler O'Neill & Partners Sylvia San Pio Resta, 26, New York, N.Y., USA trader, Carr Futures Hugo Sanay-Perafiel, 41, New York, N.Y., USA chef, Euro Brokers Inc. Alva Jeffries Sanchez, 41, Hempstead, N.Y., USA Marsh & McLennan Cos. Inc. Erick Sanchez, 43, New York, N.Y. floor covering installer and foreman, Soundtone Floors Inc. Jacquelyn P. Sanchez, 23, New York, N.Y., USA compliance assistant, Cantor Fitzgerald Eric Sand, 36, Westchester, N.Y., USA stock trader, Cantor Fitzgerald Stacey Leigh Sanders, 25, New York, N.Y., USA Marsh & McLennan Cos. Inc. Herman Sandler, 57, New York, N.Y., USA chief executive, Sandler O'Neill & Partners James Sands Jr., 39, Bricktown, N.J., USA strategic development engineer, eSpeed, Cantor Fitzgerald Ayleen J. Santiago, 40, New York, N.Y., USA Blue Cross Blue Shield Kirsten Santiago, 26, New York, N.Y., USA Insurance Overload Systems Maria Theresa Santillan, 27, Morris Plains, N.J., USA customer service representative for eSpeed, Cantor Fitzgerald Susan G. Santo, 24, New York, N.Y., USA Marsh & McLennan Cos. Inc. Christopher Santora, 23, New York, N.Y., USA firefighter, New York Fire Department John Santore, 49, New York, N.Y., USA firefighter, New York Fire Department Mario L. Santoro, 28, New York, N.Y., USA emergency medical technician, New York Presbyterian Hospital Jorge Octavio Santos Anaya, 25, Aguascalientes, Aguascalientes, Mexico Mexican Rafael Humberto Santos, 42, New York, N.Y., USA data center operator, Cantor Fitzgerald , Colombian Rufino Conrado F. (Roy) Santos III, 37, New York, N.Y., USA computer consultant for Guy Carpenter, Accenture , Filipino Kalyan K. Sarkar, 53, Westwood, N.J., USA Port Authority of New York and New Jersey Chapelle Sarker, 37, New York, N.Y. computer consultant, Marsh & McLennan Cos. Inc. Paul F. Sarle, 38, Babylon, N.Y., USA MBS broker, mortgages, Cantor Fitzgerald Deepika Kumar Sattaluri, 33, Edison, N.J., USA consultant at Marsh & McLennan Cos. Inc., Gregory Thomas Saucedo, 31, New York, N.Y., USA firefighter, New York Fire Department Susan Sauer, 48, Chicago, Ill., USA managing director, Marsh Inc., Marsh & McLennan Cos. Inc. Anthony Savas, 72, New York, N.Y., USA construction inspector, Port Authority of New York and New Jersey Vladimir Savinkin, 21, New York, N.Y., USA accountant, Cantor Fitzgerald Jackie Sayegh Duggan, 34, USA banquet and party planner, Windows on the World John Sbarbaro, 45, New York, N.Y., USA bond trader, Cantor Fitzgerald Robert L. Scandole Jr., 36, Pelham Manor, N.Y., USA vice president, Cantor Fitzgerald Michelle Scarpitta, 26, New York, N.Y., USA compliance administrator, Euro Brokers Inc. Dennis Scauso, 46, Dix Hills, N.Y., USA firefighter, New York Fire Department John A. Schardt, 34, New York, N.Y., USA firefighter, New York Fire Department John G. Scharf, 29, Manorville, N.Y., USA Fred Claude Scheffold Jr., 57, Piermont, N.Y., USA battalion commander, New York Fire Department Angela Susan Scheinberg, 46, New York, N.Y., USA manager, Blue Cross Blue Shield Scott M. Schertzer, 28, Edison, N.J., USA human resources department, Cantor Fitzgerald Sean Schielke, 27, New York, N.Y., USA trader, Cantor Fitzgerald Steven Francis Schlag, 41, Franklin Lakes, N.J., USA Cantor Fitzgerald Jon S. Schlissel, 51, Jersey City, N.J., USA mediator, New York State Department of Taxation and Finance Karen Helene Schmidt, 42, Bellmore, N.Y., USA Ian Schneider, 45, Short Hills, N.J., USA senior managing director, Cantor Fitzgerald Thomas G. Schoales, 27, Stony Point, N.Y., USA firefighter, New York Fire Department Marisa Di Nardo Schorpp, 38, White Plains, N.Y., USA commodities broker, Cantor Fitzgerald , Italian Frank G. Schott, 39, Massapequa Park, N.Y., USA assistant vice president for technology, Marsh & McLennan Cos. Inc. Gerard P. Schrang, 45, Holbrook, N.Y., USA firefighter, New York Fire Department Jeffrey Schreier, 48, New York, N.Y., USA mailroom clerk and messenger, Cantor Fitzgerald John T. Schroeder, 31, Hoboken, N.J., USA equity trader, Fred Alger Management Susan Lee Kennedy Schuler, 55, Allentown, N.J., USA securities operations consultant, Singer Frumento LLP Edward W. Schunk, 54, Baldwin, N.Y., USA bond broker, Cantor Fitzgerald Mark E. Schurmeier, 44, McLean, Va., USA director of strategic engineering, Federal Home Loan Mortgage Corp. Clarin Shellie Schwartz, 51, New York, N.Y., USA senior vice president, Aon Corp. John Schwartz, 49, Goshen, Conn., USA bond broker, Cantor Fitzgerald Mark Schwartz, 50, West Hempstead, N.Y., USA emergency medical technician, Adriane Victoria Scibetta, 31, New York, N.Y., USA accountant, Cantor Fitzgerald Raphael Scorca, 61, Beachwood, N.J., USA assistant vice president/senior technical financial analyst, Marsh & McLennan Cos. Inc. Randolph Scott, 48, Stamford, Conn., USA broker, Euro Brokers Inc. Christopher J. Scudder, 34, Monsey, N.Y., USA computer technician, EnPointe Technologies Arthur Warren Scullin, 57, New York, N.Y., USA senior vice president and director of taxes, Marsh Inc. Michael Seaman, 41, Manhasset, N.Y., USA senior vice president, Cantor Fitzgerald Margaret Seeliger, 34, New York, N.Y., USA director of underwriting, Combined Insurance, Aon Corp. Anthony Segarra, 52, New York, N.Y., USA electrical worker, Proven Electrical Contracting Inc. Carlos Segarra, 54, New York, N.Y., USA securities trader, Wachovia Corp. Jason Sekzer, 31, New York, N.Y., USA vice president, Cantor Fitzgerald Matthew Carmen Sellitto, 23, Morristown, N.J., USA trading desk, Cantor Fitzgerald Howard Selwyn, 47, Hewlett, N.Y., USA vice president, Euro Brokers Inc. , British Larry John Senko, 34, Yardley, Pa., USA director of recruiting, Alliance Consulting Arturo Angelo Sereno, 29, New York, N.Y., USA maintenance, BP Air Conditioning Frankie Serrano, 23, Elizabeth, N.J., USA telecommunications technician, Genuity Alena Sesinova, 57, New York, N.Y., USA information technology, Marsh Inc. Adele Sessa, 36, New York, N.Y., USA sales associate, Cantor Fitzgerald Sita Nermalla Sewnarine, 37, New York, N.Y., USA disaster recovery agent, Fiduciary Trust International Karen Lynn Seymour-Dietrich, 40, Millington, N.J., USA technology specialist, Garban Intercapital Davis (Deeg) Sezna Jr., 22, New York, N.Y., USA Sandler O'Neill & Partners Thomas Joseph Sgroi, 45, New York, N.Y., USA Marsh & McLennan Cos. Inc. Jayesh Shah, 38, Edgewater, N.J., USA vice president, TradeSpark energy products, Cantor Fitzgerald Khalid M. Shahid, 35, Union, N.J., USA systems administrator, eSpeed, Cantor Fitzgerald Mohammed Shajahan, 41, Spring Valley, N.Y., USA computer administrator, Marsh & McLennan Cos. Inc. Gary Shamay, 23, New York, N.Y., USA equities desktop support, Cantor Fitzgerald Earl Richard Shanahan, 50, New York, N.Y., USA senior accountant, Marsh & McLennan Shiv Shankar, New York, N.Y. Neil G. Shastri, 25, New York, N.Y., USA consultant to Cantor Fitzgerald, Scient Kathryn Anne Shatzoff, 37, New York, N.Y., USA consultant's assistant, Marsh & McLennan Cos. Inc. Barbara A. Shaw, 57, Morris Township, N.J., USA North American manager for capital markets, Compaq Jeffrey J. Shaw, 42, Levittown, N.Y., USA electrician, Forest Electric Corp. Robert J. Shay Jr., 27, New York, N.Y., USA bond broker, Cantor Fitzgerald Daniel James Shea, 37, Pelham Manor, N.Y., USA managing director and partner, Cantor Fitzgerald Joseph Patrick Shea, 47, Pelham, N.Y., USA senior executive, Cantor Fitzgerald Linda Sheehan, 40, New York, N.Y., USA vice president, Sandler O'Neill & Partners Hagay Shefi, 34, Tenafly, N.J., USA founder, GoldTier Technologies John Anthony Sherry, 34, Rockville Centre, N.Y., USA trader, Euro Brokers Inc. Atsushi Shiratori, 36, New York, N.Y., USA dollar/yen options trader, Cantor Fitzgerald , Japanese Thomas Shubert, 43, New York, N.Y., USA international trader, Cantor Fitzgerald Mark Shulman, 44, Old Bridge, N.J., USA fire prevention and risk consultant, Marsh & McLennan Cos. Inc. See-Wong Shum, 44, Westfield, N.J., USA New York State Department of Transportation Allan Shwartzstein, 37, Chappaqua, N.Y., USA equities trader, Cantor Fitzgerald Johanna Sigmund, 25, Syndmoor, Pa., USA investor liaision, Fred Alger Management Dianne T. Signer, 32, New York, N.Y., USA Fred Alger Management Gregory Sikorsky, 34, Spring Valley, N.Y., USA firefighter, New York Fire Department Stephen Gerard Siller, 34, West Brighton, N.Y., USA firefighter, New York Fire Department David Silver, 35, New Rochelle, N.Y., USA vice president for eSpeed, Cantor Fitzgerald Craig A. Silverstein, 41, Wyckoff, N.J., USA equities trader, Sandler O'Neill & Partners Nasima H. Simjee, 38, New York, N.Y., USA Fiduciary Trust International Bruce Edward Simmons, 41, Ridgewood, N.J., USA partner, Sandler O'Neill & Partners Arthur Simon, 57, Thiells, N.Y., USA equities trader, Fred Alger Management Kenneth Alan Simon, 34, Secaucus, N.J., USA equities trader, Cantor Fitzgerald Michael John Simon, 40, Harrington Park, N.J., USA energy broker, Cantor Fitzgerald Paul Joseph Simon, 54, New York, N.Y., USA computer consultant, Marsh & McLennan Cos. Inc. Marianne Simone, 62, New York, N.Y., USA communications specialist, Cantor Fitzgerald Barry Simowitz, 64, New York, N.Y., USA auditor, New York State Department of Taxation and Finance Jeff Simpson, 38, Lake Ridge, Va., USA project manager, Oracle Khamladai K. (Khami) Singh, 25, New York, N.Y., USA assistant banquet manager, Windows on the World Roshan R. (Sean) Singh, 21, New York, N.Y., USA equipment technician, Windows on the World Thomas Sinton III, 41, Croton-on-Hudson, N.Y., USA senior vice president, Cantor Fitzgerald Peter A. Siracuse, 29, New York, N.Y., USA bond broker, Cantor Fitzgerald Muriel F. Siskopoulos, 60, New York, N.Y., USA secretary, Keefe, Bruyette & Woods Joseph M. Sisolak, 35, New York, N.Y., USA senior vice president, Marsh & McLennan Cos. Inc. John P. Skala, 31, Clifton, N.J., USA police officer, Port Authority of New York and New Jersey Francis J. Skidmore Jr., 58, Mendham, N.J., USA institutional money markets broker, Euro Brokers Inc. Toyena Corliss Skinner, 27, Kingston, N.J., USA Wachovia Corp. Paul A. Skrzypek, 37, New York, N.Y., USA broker at eSpeed division, Cantor Fitzgerald Christopher Paul Slattery, 31, New York, N.Y., USA trader, Cantor Fitzgerald Vincent R. Slavin, 41, Belle Harbor, N.Y., USA vice president, partner, equities, Cantor Fitzgerald Robert Sliwak, 42, Wantagh, N.Y., USA bond trader, Cantor Fitzgerald Paul K. Sloan, 26, New York, N.Y., USA research department, Keefe, Bruyette & Woods Stanley S. Smagala Jr., 36, Holbrook, N.Y., USA firefighter, New York Fire Department Wendy L. Small, 26, New York, N.Y., USA secretary, Cantor Fitzgerald Catherine T. Smith, 44, West Haverstraw, N.Y., USA division vice president, Marsh & McLennan Cos. Inc. Daniel Laurence Smith, 47, Northport, N.Y., USA mortgage broker, Euro Brokers Inc. George Eric Smith, 38, West Chester, Pa., USA senior business analyst, SunGard Asset Management Systems/Global Plus James G. Smith, 43, Garden City, N.Y., USA trader, Cantor Fitzgerald Jeffrey Randall Smith, 36, New York, N.Y., USA equity research analyst, Sandler O'Neill & Partners Joyce Smith, 55, New York, N.Y., USA food service handler, Forte Food Service , Jamaican Karl Trumbull Smith, 44, Little Silver, N.J., USA municipal bond broker, Cantor Fitzgerald Kevin Smith, 47, Mastic, N.Y., USA firefighter, New York Fire Department Leon Smith Jr., 48, New York, N.Y., USA firefighter, New York Fire Department Moira Smith, 38, New York, N.Y., USA police officer, 13th precinct, New York Police Department Rosemary A. Smith, 61, New York, N.Y., USA receptionist, Sidley Austin Brown & Wood Sandra Fajardo Smith, 37, New York, N.Y., USA accountant, Marsh & McLennan Cos. Inc. , Brazilian Bonnie S. Smithwick, 54, Quogue, N.Y., USA Fred Alger Management Rochelle Monique Snell, 24, Mount Vernon, N.Y., USA administrative assistant, Regus , Jamaican Leonard J. Snyder Jr., 35, Cranford, N.J., USA vice president of special risks, Aon Corp. Astrid Elizabeth Sohan, 32, Freehold, N.J., USA manager, Marsh Inc. Sushil Solanki, 35, New York, N.Y., USA computer operator, Cantor Fitzgerald Ruben Solares, 51, New York, N.Y., USA mailroom worker, Cantor Fitzgerald Naomi Leah Solomon, 52, New York, N.Y., USA vice president of business development, Callixa Daniel W. Song, 34, New York, N.Y., USA bond broker, Cantor Fitzgerald Michael C. Sorresse, 34, Morris Plains, N.J., USA vice president, Marsh Inc. Fabian Soto, 31, Harrison, N.J., USA janitorial, window cleaner, ABM Industries Timothy P. Soulas, 35, Basking Ridge, N.J., USA managing director of foreign currencies, Cantor Fitzgerald Gregory T. Spagnoletti, 32, New York, N.Y., USA bond salesman, Keefe, Bruyette & Woods Donald F. Spampinato Jr., 39, Manhasset, N.Y., USA corporate bond trader, Cantor Fitzgerald Thomas Sparacio, 35, New York, N.Y., USA currency trader, Euro Brokers Inc. John Anthony Spataro, 32, Mineola, N.Y., USA Marsh & McLennan Cos. Inc. Robert W. Spear Jr., 30, Valley Cottage, N.Y., USA firefighter, New York Fire Department Maynard S. Spence Jr., 42, Douglasville, Ga., USA construction safety consultant, Marsh & McLennan Cos. Inc. George E. Spencer III, 50, West Norwalk, Conn., USA credit derivative desk, Euro Brokers Inc. Robert Andrew Spencer, 35, Red Bank, N.J., USA foreign exchange broker, Cantor Fitzgerald Mary Rubina Sperando, 39, New York, N.Y., USA director of marketing and communications, Encompys Frank J. Spinelli, 44, Short Hills, N.J., USA foreign exchange broker, Cantor Fitzgerald William E. Spitz, 49, Oceanside, N.Y., USA government bonds broker, Cantor Fitzgerald Joseph P. Spor, 35, Yorktown Heights, N.Y., USA firefighter, New York Fire Department Klaus Johannes Sprockamp, 42, Muhltal, Germany chief financial officer, LION Bioscience AG , German Saranya Srinuan, 23, New York, N.Y., USA bond trader, Cantor Fitzgerald Fitzroy St. Rose, 40, New York, N.Y., USA computer technician, General Telecom Michael F. Stabile, 50, New York, N.Y., USA currency broker, Euro Brokers Inc. Lawrence T. Stack, 58, Lake Ronkonkoma, N.Y., USA battalion commander, New York Fire Department Capt. Timothy Stackpole, 42, New York, N.Y., USA firefighter, New York Fire Department Richard James Stadelberger, 55, Middletown, N.J., USA Fiduciary Trust International Eric A. Stahlman, 43, Holmdel Township, N.J., USA money trader, Cantor Fitzgerald Gregory M. Stajk, 46, Long Beach, N.Y., USA firefighter, New York Fire Department Alexandru Liviu Stan, 34, New York, N.Y., USA consultant at Cantor Fitzgerald, Corina Stan, 31, Middle Village, N.Y. programmer analyst, Cantor Fitzgerald Mary D. Stanley, 53, New York, N.Y., USA vice president and technical analyst, Marsh & McLennan Cos. Inc. Joyce Stanton Patricia Stanton Anthony M. Starita, 35, Westfield, N.J., USA limited partner, Cantor Fitzgerald Jeffrey Stark, 30, New York, N.Y., USA firefighter, New York Fire Department Derek James Statkevicus, 30, Norwalk, Conn., USA research department, Keefe, Bruyette & Woods Craig William Staub, 30, Basking Ridge, N.J., USA senior vice president, research, Keefe, Bruyette & Woods William V. Steckman, 56, West Hempstead, N.Y., USA engineer, WNBC-TV Eric Thomas Steen, 32, New York, N.Y., USA bond trader, Euro Brokers Inc. William R. Steiner, 56, New Hope, Pa., USA consultant at Marsh & McLennan Cos. Inc., Alexander Robbins Steinman, 32, Hoboken, N.J., USA trader, Cantor Fitzgerald Andrew Stergiopoulos, 23, New York, N.Y., USA product development, Cantor Fitzgerald Andrew Stern, 45, Bellmore, N.Y., USA broker, Cantor Fitzgerald Martha Jane Stevens, 55, New York, N.Y., USA Aon Corp. Michael James Stewart, 42, New York, N.Y., USA account executive, Carr Futures , British Richard H. Stewart Jr., 35, New York, N.Y., USA corporate bond trader, Cantor Fitzgerald Sanford M. Stoller, 54, New York, N.Y., USA Accenture Lonny J. Stone, 43, Bellmore, N.Y., USA operations manager, Carr Futures Jimmy Nevill Storey, 58, Katy, Texas, USA senior vice president in Houston office, Marsh & McLennan Cos. Inc. Timothy Stout, 42, Dobbs Ferry, N.Y., USA quality assurance specialist, Cantor Fitzgerald Thomas S. Strada, 41, Chatham, N.J., USA bond broker, Cantor Fitzgerald James J. Straine Jr., 36, Oceanport, N.J., USA fixed- income investment salesman, Cantor Fitzgerald Edward W. Straub, 48, Morris Township, N.J., USA president of compensation consulting, Aon Corp. George Strauch Jr., 53, Avon-by-the-Sea, N.J., USA insurance broker, Aon Corp. Edward T. Strauss, 44, Edison, N.J., USA chief of World Trade Center operations, Port Authority of New York and New Jersey Steven R. Strauss, 51, Fresh Meadows, N.Y., USA electrical worker, Petrocelli Electric Steven F. Strobert, 33, Ridgewood, N.J., USA trader, Cantor Fitzgerald Walwyn W. Stuart, 28, Valley Stream, N.Y., USA police officer, Port Authority of New York and New Jersey Benjamin Suarez, 36, New York, N.Y., USA firefighter, New York Fire Department David S. Suarez, 24, Princeton, N.J., USA systems consultant, Deloitte Consulting Ramon Suarez, 45, New York, N.Y., USA police officer, transit district 4, New York Police Department Yoichi Sugiyama, 34, Fort Lee, N.J., USA manager, Fuji Bank , Japanese William Christopher Sugra, 30, New York, N.Y., USA network administrator for eSpeed, Cantor Fitzgerald Daniel Suhr, 37, Nesconset, N.Y., USA firefighter, New York Fire Department David Marc Sullins, 30, New York, N.Y., USA paramedic, Cabrini Hospital , Filipino Lt. Christopher P. Sullivan, 38, Massapequa, N.Y., USA firefighter, New York Fire Department Patrick Sullivan, 32, New York, N.Y., USA Cantor Fitzgerald Thomas Sullivan, 38, Kearney, N.J., USA partner, Harvey Young Yurman Inc. Hilario Soriano (Larry) Sumaya Jr., 42, New York, N.Y., USA technology manager, Marsh & McLennan Cos. Inc. , Filipino James Joseph Suozzo, 47, Hauppauge, N.Y., USA sales, corp. broker, Cantor Fitzgerald Colleen Supinski, 27, New York, N.Y., USA assets trader, Sandler O'Neill & Partners Robert Sutcliffe, 39, Huntington, N.Y., USA broker, Harvey Young Yurman Inc. Selina Sutter, 63, New York, N.Y., USA First Liberty Investment Group Claudia Suzette Sutton, 34, New York, N.Y., USA senior regulator accountant, Cantor Fitzgerald John F. Swaine, 36, Larchmont, N.Y., USA trader, Cantor Fitzgerald Kristine M. Swearson, 34, New York, N.Y., USA web designer for eSpeed, Cantor Fitzgerald Brian Edward Sweeney, 29, Merrick, N.Y., USA firefighter, New York Fire Department Kenneth J. Swensen, 40, Chatham, N.J., USA vice president, Cantor Fitzgerald Thomas F. Swift, 30, Jersey City, N.J., USA assistant vice president, Morgan Stanley Derek O. Sword, 29, New York, N.Y., USA equities sales analyst, Keefe, Bruyette & Woods , British Kevin T. Szocik, 27, Garden City, N.Y., USA equity research analyst, Keefe, Bruyette & Woods Gina Sztejnberg, 52, Ridgewood, N.J., USA database architect consultant for Marsh & McLennan Cos. Inc., Norbert P. Szurkowski, 31, New York, N.Y., USA wallpaper hanger, Signature Painting and Decorating Harry Taback, 56, New York, N.Y., USA managing regional director/executive vice president in risk control strategy and consulting, Marsh & McLennan Cos. Inc. Joann Tabeek, 41, New York, N.Y., USA vice president, Cantor Fitzgerald Norma C. Taddei, 64, New York, N.Y., USA Marsh & McLennan Cos. Inc. Michael Taddonio, 39, Huntington, N.Y., USA bond broker, Euro Brokers Inc. Keiichiro Takahashi, 53, Port Washington, N.Y., USA first vice president, Euro Brokers Inc. , Japanese Keiji Takahashi, 42, Tenafly, N.J., USA manager, Mizuho Capital Markets Corp. , Japanese Phyllis Gail Talbot, 53, New York, N.Y., USA vice president, Marsh USA Robert R. Talhami, 40, Shrewsbury, N.J., USA broker, Cantor Fitzgerald Sean Patrick Tallon, 26, Yonkers, N.Y., USA firefighter, New York Fire Department Paul Talty, 40, Wantagh, N.Y., USA police officer, New York Police Department Maurita Tam, 22, New York, N.Y., USA executive assistant, Aon Corp. Rachel Tamares, 30, New York, N.Y., USA Aon Corp. Hector Tamayo, 51, New York, N.Y., USA project manager, Vanderbilt Group Inc. , Filipino Michael Andrew Tamuccio, 37, Pelham Manor, N.Y., USA vice president of equity trading, Fred Alger Management Kenichiro Tanaka, 52, Rye Brook, N.Y., USA corporate banking general manager, Fuji Bank , Japanese Rhondelle Cherie Tankard, 31, Devonshire, Bermuda Aon Corp. , British Michael Anthony Tanner, 44, Secaucus, N.J., USA trader, Cantor Fitzgerald Dennis Gerard Taormina Jr., 36, Montville, N.J., USA vice president, Marsh & McLennan Cos. Inc. Kenneth Joseph Tarantino, 39, Bayonne, N.J., USA currency trader, Cantor Fitzgerald Allan Tarasiewicz, 45, New York, N.Y., USA firefighter, New York Fire Department Ronald Tartaro, 39, Bridgewater, N.J., USA executive vice president, Fred Alger Management Darryl Taylor, 52, New York, N.Y., USA computer systems analyst, General Telecom Donnie Brooks Taylor, 40, New York, N.Y., USA office services assistant, Aon Corp. Lorisa Ceylon Taylor, 31, New York, N.Y., USA insurance broker, Marsh & McLennan Cos. Inc. Michael M. Taylor, 42, New York, N.Y., USA high-yield bond broker, Cantor Fitzgerald Paul A. Tegtmeier, 41, Hyde Park, N.Y., USA firefighter, New York Fire Department Yeshavant Moreshwar Tembe, 59, Piscataway, N.J., USA excise tax auditor, New York State Department of Taxation and Finance Anthony Tempesta, 38, Elizabeth, N.J., USA broker, Cantor Fitzgerald Dorothy Temple, 52, New York, N.Y., USA New York State Department of Taxation and Finance Stanley L. Temple, 77, New York, N.Y., USA David Tengelin, 25, New York, N.Y., USA accountant, Marsh & McLennan Cos. Inc. , Swedish Brian J. Terrenzi, 29, Hicksville, N.Y., USA global network manager, Cantor Fitzgerald Lisa Marie Terry, 42, Rochester, Mich., USA vice president, Marsh & McLennan Cos. Inc. Goumatie T. Thackurdeen, 35, New York, N.Y., USA vice president, Fiduciary Trust International Harshad Sham Thatte, 30, Norcross, Ga., USA consultant at Marsh & McLennan Cos. Inc., Thomas F. Theurkauf Jr., 44, Stamford, Conn., USA executive vice president, Keefe, Bruyette & Woods Lesley Anne Thomas, 40, Hoboken, N.J., USA electricity broker, Cantor Fitzgerald Brian T. Thompson, 49, Dix Hills, N.Y., USA vice president, human resources, Fuji Bank Clive Thompson, 43, Summit, N.J., USA broker, Euro Brokers Inc. , British Glenn Thompson, 44, New York, N.Y., USA bond trader, Cantor Fitzgerald Nigel Bruce Thompson, 33, New York, N.Y., USA senior broker, Cantor Fitzgerald , British Perry Anthony Thompson, 36, Mount Laurel, N.J., USA accountant, Aon Corp. Vanavah Alexi Thompson, 26, New York, N.Y., USA janitorial, cleaner, ABM Industries Capt. William Harry Thompson, 51, New York, N.Y., USA associate court officer, New York state courts Eric Raymond Thorpe, 35, New York, N.Y., USA Keefe, Bruyette & Woods Nichola A. Thorpe, 22, New York, N.Y., USA accounting department, Keefe, Bruyette & Woods , Jamaican Sal Tieri Jr., 40, Shrewsbury, N.J., USA managing director, Marsh & McLennan Cos. Inc. John Patrick Tierney, 27, New York, N.Y., USA firefighter, New York Fire Department Mary Ellen Tiesi, 38, Jersey City, N.J., USA William R. Tieste, 54, Basking Ridge, N.J., USA executive vice president of equity sales, Cantor Fitzgerald Kenneth F. Tietjen, 31, Matawan, N.J., USA police officer, Port Authority of New York and New Jersey Stephen Edward Tighe, 41, Rockville Centre, N.Y., USA Cantor Fitzgerald Scott C. Timmes, 28, Ridgewood, N.Y., USA commodities customer service clerk, Carr Futures Michael E. Tinley, 56, Dallas, Texas, USA vice president, Marsh Inc. Jennifer M. Tino, 29, Livingston, N.J., USA Marsh & McLennan Cos. Inc. Robert Frank Tipaldi, 25, New York, N.Y., USA assistant trader, Cantor Fitzgerald John J. Tipping II, 33, Port Jefferson, N.Y., USA firefighter, New York Fire Department David Tirado, 26, New York, N.Y., USA technical services representative, Rent-a-PC Hector Luis Tirado Jr., 30, New York, N.Y., USA firefighter, New York Fire Department Michelle Titolo, 34, Copiague, N.Y., USA equity controller, Cantor Fitzgerald John J. Tobin, 47, Kenilworth, N.J., USA senior vice president, Marsh & McLennan Cos. Inc. Richard J. Todisco, 61, Wyckoff, N.J., USA vice president, Sandler O'Neill & Partners Vladimir Tomasevic, 36, Etobicoke, Ontario, Canada vice president of software development, Optus Stephen K. Tompsett, 39, Garden City, N.Y., USA computer scientist and vice president, Instinet (Reuters) Thomas Tong, 31, New York, N.Y., USA Doris Torres, 32, New York, N.Y. Fiduciary Trust Luis Eduardo Torres, 31, New York, N.Y. broker, Cantor Fitzgerald , Colombian Amy E. Toyen, 24, Newton, Mass., USA marketing for sales and trading group, Thomson Financial Services Christopher M. Traina, 25, Bricktown, N.J., USA break clerk, Carr Futures Daniel Patrick Trant, 40, Northport, N.Y., USA trader, Cantor Fitzgerald Abdoul Karim Traore, 41, New York, N.Y., USA banquet cook, Windows on the World , Ivory Coast Glenn J. Travers, 53, Tenafly, N.J., USA electrician, Forest Electric Corp. Walter (Wally) P. Travers Jr., 44, Upper Saddle River, N.J., USA bond broker, Cantor Fitzgerald Felicia Traylor-Bass, 38, New York, N.Y., USA office manager, Alliance Consulting Lisa L. Trerotola, 38, Hazlet, N.J., USA principal office assistant, Port Authority of New York and New Jersey Karamo Trerra, 40, New York, N.Y., USA computer technician, ASAP NetSource Michael Trinidad, 33, New York, N.Y., USA telecommunications accounting, Cantor Fitzgerald Francis Joseph Trombino, 68, Clifton, N.J., USA security guard, Brinks Gregory J. Trost, 26, New York, N.Y., USA research analyst, Keefe, Bruyette & Woods William Tselepis Jr., 33, New Providence, N.J., USA broker, Cantor Fitzgerald Zhanetta Tsoy, 32, Jersey City, N.J., USA accountant, Marsh & McLennan Cos. Inc. Michael Patrick Tucker, 40, Rumson, N.J., USA partner/senior vice president, Cantor Fitzgerald Lance Richard Tumulty, 32, Bridgewater, N.J., USA distressed trading manager, Euro Brokers Inc. Ching Ping Tung, 44, New York, N.Y., USA Simon James Turner, 39, London, England publishing director, Risk Waters Group , British Donald Joseph Tuzio, 51, Goshen, N.Y., USA former systems programmer, Bear Stearns Robert T. Twomey, 48, New York, N.Y., USA trader, Harvey Young Yurman Inc. Jennifer Tzemis, 26, New York, N.Y., USA financial analyst, Fred Alger Management John G. Ueltzhoeffer, 36, Roselle Park, N.J., USA assistant vice president/senior technical financial analyst, Marsh & McLennan Cos. Inc. Tyler V. Ugolyn, 23, New York, N.Y., USA research associate, Fred Alger Management Michael A. Uliano, 42, Aberdeen, N.J., USA options broker, Cantor Fitzgerald Jonathan J. Uman, 33, Westport, Conn., USA managing director for eSpeed, Cantor Fitzgerald Anil Shivhari Umarkar, 34, Hackensack, N.J., USA computer programmer/consultant for eSpeed at Cantor Fitzgerald, Allen V. Upton, 44, New York, N.Y., USA first vice president, corporate bonds, Cantor Fitzgerald Diane Maria Urban, 50, Malverne, N.Y., USA tax auditor, New York State Department of Taxation and Finance John Damien Vaccacio, 30, New York, N.Y., USA bond broker, Cantor Fitzgerald Bradley H. Vadas, 37, Westport, Conn., USA senior vice president, Keefe, Bruyette & Woods William Valcarcel, 54, New York, N.Y., USA supervisor of tax conferences, bureau of conciliation, New York State Department of Taxation and Finance Mayra Valdes-Rodriguez, 39, New York, N.Y., USA Aon Corp. Felix Antonio Vale, 29, New York, N.Y., USA manager, Cantor Fitzgerald Ivan Vale, 27, New York, N.Y., USA Cantor Fitzgerald Benito Valentin, 33, New York, N.Y., USA travel consultant at Marsh & McLennan Cos. Inc., American Express Santos Valentin Jr., 39, New York, N.Y., USA emergency service squad 7, New York Police Department Carlton Francis Valvo II, 38, New York, N.Y., USA vice president of interest rate swaps, Cantor Fitzgerald Erica Van Acker, 62, New York, N.Y., USA Aon Corp. Kenneth W. Van Auken, 47, East Brunswick, N.J., USA bond trader, Cantor Fitzgerald Richard Bruce Van Hine, 48, Greenwood Lake, N.Y., USA firefighter, New York Fire Department Daniel M. Van Laere, 46, Glen Rock, N.J., USA risk analyst and underwriter, Aon Corp. Edward Raymond Vanacore, 29, Jersey City, N.J., USA stock analyst, Fiduciary Trust International Jon C. Vandevander, 44, Ridgewood, N.J., USA vice president, Carr Futures Frederick T. Varacchi, 35, Greenwich, Conn., USA president of eSpeed, Cantor Fitzgerald Gopalakrishnan Varadhan, 32, New York, N.Y., USA Cantor Fitzgerald David Vargas, 46, New York, N.Y., USA customer service manager, Pitney Bowes Scott C. Vasel, 32, Park Ridge, N.J., USA disaster recovery specialist, Marsh & McLennan Cos. Inc. Azael Ismael Vasquez, 21, New York, N.Y., USA food service handler, Forte Food Service Santos Vasquez, 55, New York, N.Y., USA mailroom associate, Cantor Fitzgerald Arcangel Vazquez, 47, New York, N.Y., USA maintenance, Peter Anthony Vega, 36, New York, N.Y., USA firefighter, New York Fire Department Sankara S. Velamuri, 63, Avenel, N.J., USA auditor, New York State Department of Taxation and Finance Jorge Velazquez, 47, Passaic, N.J., USA security guard, Morgan Stanley Lawrence Veling, 44, New York, N.Y., USA firefighter, New York Fire Department Anthony M. Ventura, 41, Middletown, N.J., USA Fiduciary Trust International David Vera, 41, New York, N.Y., USA senior telecommunications technician, Euro Brokers Inc. Loretta A, Vero, 51, Nanuet, N.Y., USA corporate travel consultant, American Express Christopher Vialonga, 30, Demarest, N.J., USA foreign currency trader, Carr Futures Matthew Gilbert Vianna, 23, Manhasset, N.Y., USA sales, TradeSpark, Cantor Fitzgerald Robert A. Vicario, 40, Weehawken, N.J., USA contractor, Celeste Torres Victoria, 41, New York, N.Y., USA conferences telesales executive, Risk Waters Group Joanna Vidal, 26, Yonkers, N.Y., USA event coordinator, Risk Waters Group John T. Vigiano II, 36, West Islip, N.Y., USA firefighter, New York Fire Department Joseph Vincent Vigiano, 34, Medford, N.Y., USA detective, New York Police Department Frank J. Vignola Jr., 44, Merrick, N.Y., USA senior vice president and partner, Cantor Fitzgerald Joseph B. Vilardo, 44, Stanhope, N.J., USA senior vice president, Cantor Fitzgerald Sergio Villanueva, 33, New York, N.Y., USA firefighter, New York Fire Department Chantal Vincelli, 38, New York, N.Y., USA director, member services, Data Synapse Melissa Vincent, 28, Hoboken, N.J., USA resource manager, Alliance Consulting Francine A. Virgilio, 48, New York, N.Y., USA vice president, Aon Corp. Lawrence Virgilio, 38, USA firefighter, New York Fire Department Joseph G. Visciano, 22, New York, N.Y., USA trader, Keefe, Bruyette & Woods Joshua S. Vitale, 28, Great Neck, N.Y., USA trading sales clerk, Cantor Fitzgerald Maria Percoco Vola, 37, New York, N.Y., USA administrative assistant, Aon Corp. Lynette D. Vosges, 48, New York, N.Y., USA senior vice president of reinsurance, Aon Corp. Garo H. Voskerijian, 43, Valley Stream, N.Y., USA global technology services, Marsh & McLennan Cos. Inc. Alfred Vukosa, 32, New York, N.Y., USA information technology specialist, Cantor Fitzgerald Gregory Wachtler, 25, Ramsey, N.J., USA research associate, Fred Alger Management Gabriela Waisman, 33, New York, N.Y., USA office manager, Sybase Courtney Wainsworth Walcott, 37, New York, N.Y., USA manager, IQ Financial Systems , Jamaican Victor Wald, 49, New York, N.Y., USA stock broker, Avalon Partners Benjamin Walker, 41, Suffern, N.Y., USA Marsh & McLennan Cos. Inc. , British Glen J. Wall, 38, Rumson, N.J., USA senior vice president, Cantor Fitzgerald Mitchel Scott Wallace, 34, Mineola, N.Y., USA court officer, New York State Supreme Court Peter G. Wallace, 66, Lincoln Park, N.J., USA vice president, Marsh Inc. Lt. Robert F. Wallace, 43, New York, N.Y., USA firefighter, New York Fire Department Roy Michael Wallace, 42, Wyckoff, N.J., USA broker, Cantor Fitzgerald Jean Marie Wallendorf, 23, New York, N.Y., USA Keefe, Bruyette & Woods Matthew Blake Wallens, 31, New York, N.Y., USA vice president, Cantor Fitzgerald John Wallice Jr., 43, Huntington, N.Y., USA international equities trader, Cantor Fitzgerald Barbara P. Walsh, 59, New York, N.Y., USA administrative assistant, Marsh & McLennan Cos. Inc. James Walsh, 37, Scotch Plains, N.J., USA computer programmer, Cantor Fitzgerald Jeffrey Patrick Walz, 37, Tuckahoe, N.Y., USA firefighter, New York Fire Department Ching H. Wang, 59, New York, N.Y., USA First Commercial Bank Weibin Wang, 41, Orangeburg, N.Y., USA analyst, Cantor Fitzgerald Lt. Michael Warchola, 51, Middle Village, N.Y., USA firefighter, New York Fire Department Stephen Gordon Ward, 33, Gorham, Maine, USA accountant, Cantor Fitzgerald James A. Waring, 49, New York, N.Y., USA Cantor Fitzgerald Brian G. Warner, 32, Morganville, N.J., USA senior systems engineer in eSpeed division, Cantor Fitzgerald Derrick Washington, 33, Calverton, N.Y., USA technician, Verizon Charles Waters, 44, New York, N.Y., USA vice president and partner, Cantor Fitzgerald James Thomas (Muddy) Waters Jr., 39, New York, N.Y., USA senior vice president and head trader, Keefe, Bruyette & Woods Capt. Patrick J. Waters, 44, New York, N.Y., USA firefighter, New York Fire Department Kenneth Watson, 39, Smithtown, N.Y., USA firefighter, New York Fire Department Michael H. Waye, 38, Morganville, N.J., USA Marsh & McLennan Cos. Inc. Todd C. Weaver, 30, New York, N.Y., USA vice president, Fiduciary Trust International Walter E. Weaver, 30, Centereach, N.Y., USA police officer, emergency services unit, New York Police Department Nathaniel Webb, 56, Jersey City, N.J., USA police officer, Port Authority of New York and New Jersey Dinah Webster, 50, Port Washington, N.Y. advertising manager, Risk Waters Group British Joanne Flora Weil, 39, New York, N.Y., USA counsel, Harris Beach LLP Michael Weinberg, 34, New York, N.Y., USA firefighter, New York Fire Department Steven Weinberg, 41, New City, N.Y., USA accounting manager, Baseline Financial Services Scott Jeffrey Weingard, 29, New York, N.Y., USA trader, Cantor Fitzgerald Steven Weinstein, 50, New York, N.Y., USA Simon Weiser, 65, New York, N.Y., USA power-distribution engineering, Port Authority of New York and New Jersey David M. Weiss, 41, Maybrook, N.Y., USA firefighter, New York Fire Department David T. Weiss, 50, New York, N.Y., USA vice president and deputy general counsel, Cantor Fitzgerald Vincent Michael Wells, 22, Redbridge, England options broker, Cantor Fitzgerald , British Timothy Matthew Welty, 34, Yonkers, N.Y., USA firefighter, New York Fire Department Christian Hans Rudolf Wemmers, 43, San Francisco, Calif., USA director of product management, Callixa Ssu-Hui (Vanessa) Wen, 23, New York, N.Y., USA programmer, Cantor Fitzgerald Oleh D. Wengerchuk, 56, Centerport, N.Y., USA designer, Washington Group International Peter M. West, 54, Pottersville, N.J., USA bond trader, Cantor Fitzgerald Whitfield West, 41, New York, N.Y., USA helpdesk support representative, Cantor Fitzgerald Meredith Lynn Whalen, 23, Hoboken, N.J., USA research analyst, Fred Alger Management Eugene Whelan, 31, Rockaway Beach, N.Y., USA firefighter, New York Fire Department Adam S. White, 26, New York, N.Y., USA broker, Cantor Fitzgerald Edward James White, 30, New York, N.Y., USA firefighter, New York Fire Department James Patrick White, 34, Hoboken, N.J., USA bond broker, Cantor Fitzgerald John S. White, 48, New York, N.Y., USA janitorial cleaner, ABM Industries Kenneth W. White, 50, New York, N.Y., USA telephone technician, IPC Kleinknect Electric Co. Leonard Anthony White, 57, New York, N.Y., USA technician, global communications division, Verizon Malissa White, 37, New York, N.Y., USA human resources, Marsh & McLennan Cos. Inc. Wayne White, 38, New York, N.Y., USA mailroom manager, Marsh & McLennan Cos. Inc. Leanne Marie Whiteside, 31, New York, N.Y., USA Aon Corp. Mark Whitford, 31, Salisbury Mills, N.Y., USA firefighter, New York Fire Department Michael T. Wholey, 34, Westwood, N.J., USA police officer, Port Authority of New York and New Jersey Mary Lenz Wieman, 43, Rockville Centre, N.Y., USA marketing executive, Aon Corp. Jeffrey David Wiener, 33, New York, N.Y., USA manager of risk technologies group, Marsh & McLennan Cos. Inc. William J. Wik, 44, Crestwood, N.Y., USA assistant director risk management service, Aon Corp. Alison Marie Wildman, 30, New York, N.Y., USA broker, Carr Futures Lt. Glenn Wilkinson, 46, Bayport, N.Y., USA firefighter, New York Fire Department John C. Willett, 29, Jersey City, N.J., USA analyst for C02e.com, Cantor Fitzgerald Brian Patrick Williams, 29, New York, N.Y., USA broker, Cantor Fitzgerald Crossley Williams Jr., 28, Uniondale, N.Y., USA financial analyst, Fiduciary Trust International David Williams, 34, New York, N.Y., USA engineering, tenant man, ABM Industries Deborah Lynn Williams, 35, Hoboken, N.J., USA assistant vice president, Aon Corp. Kevin Michael Williams, 24, New York, N.Y., USA Sandler O'Neill & Partners Louie Anthony Williams, 44, New York, N.Y., USA paralegal, Port Authority of New York and New Jersey Louis Calvin Williams III, 53, Mandeville, La., USA vice president and investment management consultant, Vestek Lt. John Williamson, 46, Warwick, N.Y., USA battalion commander, New York Fire Department Cynthia Wilson, 52, New York, N.Y., USA head receptionist, International Office Centers Donna Wilson, 48, Williston Park, N.Y., USA assistant vice president, Aon Corp. William E. Wilson, 55, New York, N.Y., USA marine insurance broker, Aon Corp. David H. Winton, 29, New York, N.Y., USA vice president and equity research analyst, Keefe, Bruyette & Woods Glenn J. Winuk, 40, New York, N.Y., USA partner, Holland & Knight Thomas Francis Wise, 43, New York, N.Y., USA senior computer operator, Marsh & McLennan Alan L. Wisniewski, 47, Howell, N.J., USA associate director, Sandler O'Neill & Partners Frank T. Wisniewski, 54, Basking Ridge, N.J., USA vice president, Cantor Fitzgerald David Wiswall, 54, North Massapequa, N.Y., USA senior vice president, Aon Corp. Sigrid Charlotte Wiswe, 41, New York, N.Y., USA American Express Michael R. Wittenstein, 34, Hoboken, N.J., USA trader, Cantor Fitzgerald Christopher W. Wodenshek, 35, Ridgewood, N.J., USA director for TradeSpark, Cantor Fitzgerald Martin P. Wohlforth, 47, Greenwich, Conn., USA managing director, Sandler O'Neill & Partners Katherine S. Wolf, 40, New York, N.Y., USA Marsh & McLennan Cos. Inc. , British Jennifer Y. Wong, 26, New York, N.Y., USA client services in risk management division, Marsh & McLennan Cos. Inc. Jenny Seu Kueng Low Wong, 25, New York, N.Y., USA assistant vice president, market information group, Marsh & McLennan Cos. Inc. Siu Cheung Wong, 34, Jersey City, N.J., USA Marsh & McLennan Cos. Inc. Yin Ping (Steven) Wong, 34, New York, N.Y., USA Aon Corp. Yuk Ping Wong, 47, New York, N.Y., USA tax auditor trainee, New York State Department of Taxation and Finance Brent James Woodall, 31, Oradell, N.J., USA vice president, trading desk, Keefe, Bruyette & Woods James J. Woods, 26, New York, N.Y., USA trader's assistant, Cantor Fitzgerald Patrick Woods, 36, New York, N.Y., USA carpenter, Richard Herron Woodwell, 44, Ho-Ho-Kus, N.J., USA senior vice president, Keefe, Bruyette & Woods Capt. David Terence Wooley, 54, Nanuet, N.Y., USA firefighter, New York Fire Department John Bentley Works, 36, Darien, Conn., USA trader, Keefe, Bruyette & Woods Martin Michael Wortley, 29, Park Ridge, N.J., USA dealer, interest rate operations, Cantor Fitzgerald , British Rodney James Wotton, 36, Middletown, N.J., USA senior vice president of web site design, Fiduciary Trust International William Wren, 61, Lynbrook, N.Y., USA resident manager, OCS Security John Wright, 33, Rockville Centre, N.Y., USA managing director, Sandler O'Neill & Partners Neil R. Wright, 30, Asbury, N.J., USA options broker, Cantor Fitzgerald , British Sandra Wright, 57, Langhorne, Pa., USA Aon Corp. Jupiter Yambem, 41, Beacon, N.Y., USA banquet manager, Windows on the World Suresh Yanamadala, 33, Plainsboro, N.J., USA consultant at Marsh & McLennan Cos. Inc., Matthew David Yarnell, 26, Jersey City, N.J., USA vice president of technology, Fiduciary Trust International Myrna Yaskulka, 59, New York, N.Y., USA executive secretary, Fred Alger Management Shakila Yasmin, 26, New York, N.Y., USA computer assistant, Marsh & McLennan Cos. Inc. Olabisi L. Yee, 38, New York, N.Y., USA assistant manager, International Office Centers Edward P. York, 45, Wilton, Conn., USA vice president and director of human resources, Cantor Fitzgerald Kevin Patrick York, 41, Princeton, N.J., USA senior vice president, Euro Brokers Inc. Raymond York, 45, Valley Stream, N.Y., USA firefighter, New York Fire Department Suzanne Youmans, 60, New York, N.Y., USA technical assistant, global services, Aon Corp. Barrington L. Young, 35, New York, N.Y., USA manager telecommunications, Euro Brokers Inc. Jacqueline (Jakki) Young, 37, New York, N.Y., USA Marsh & McLennan Cos. Inc. Elkin Yuen, 32, New York, N.Y., USA broker, Carr Futures Joseph Zaccoli, 39, Valley Stream, N.Y., USA broker, Cantor Fitzgerald Adel Agayby Zakhary, 50, North Arlington, N.J., USA accountant, Carr Futures Arkady Zaltsman, 45, New York, N.Y., USA architect, Skidmore, Owings & Merrill , Moldovan Edwin J. Zambrana Jr., 24, New York, N.Y., USA Robert Alan Zampieri, 30, Saddle River, N.J., USA trader, Carr Futures Mark Zangrilli, 36, Pompton Plains, N.J., USA insurance underwriter, Aon Corp. Ira Zaslow, 55, North Woodmere, N.Y., USA assistant vice president, Lehman Brothers Kenneth Albert Zelman, 37, Succasunna, N.J., USA consultant, Oracle Corp. Abraham J. Zelmanowitz, 55, New York, N.Y., USA computer programmer, Empire Blue Cross Blue Shield Martin Morales Zempoaltecatl, 22, New York, N.Y., USA assistant chef, Windows on the World , Mexican Zhe (Zack) Zeng, 28, New York, N.Y., USA assistant treasurer depository receipts division, Bank of New York Marc Scott Zeplin, 33, Harrison, N.Y., USA trader, Cantor Fitzgerald Jie Yao Justin Zhao, 27, New York, N.Y., USA computer technician, Aon Corp. Ivelin Ziminski, 40, Tarrytown, N.Y., USA Marsh & McLennan Cos. Inc. Michael Joseph Zinzi, 37, Newfoundland, N.J., USA vice president and CPA, Marsh & McLennan Cos. Inc. Charles A. Zion, 54, Greenwich, Conn., USA senior vice president, Cantor Fitzgerald Julie Lynne Zipper, 44, Paramus, N.J., USA product manager, SunGard Trading Systems/BRASS Salvatore J. Zisa, 45, Hawthorne, N.J., USA senior vice president, Marsh USA Prokopios Paul Zois, 46, Lynbrook, N.Y., USA consultant at Marsh & McLennan Cos. Inc., Joseph J. Zuccala, 54, Croton-on-Hudson, N.Y., USA Andrew Steven Zucker, 27, New York, N.Y., USA associate, Harris Beach LLP Igor Zukelman, 29, New York, N.Y., USA computer sceince, Fiduciary Trust International

AMERICAN AIRLINES FLIGHT 11

ssachusetts, to Los Angeles, California, was crashed into the north tower of the World Trade Center with 92 people on board.

REW

Barbara Arestegui, 38, Marstons Mills, Massachusetts
Jeffrey Collman, 41, Novato, Calif.
Sara Low, 28, Batesville, Arkansas
Karen A. Martin, 40, Danvers, Mass.
First Officer Thomas McGuinness, 42, Portsmouth, New Hampshire
Kathleen Nicosia, 54, Winthrop, Mass.
John Ogonowski, 52, Dracut, Massachusetts
Betty Ong, 45, Andover, Massachusetts
Jean Roger, 24, Longmeadow, Massachusetts
Dianne Snyder, 42, Westport, Massachusetts
Madeline Sweeney, 35, Acton, Massachusetts

PASSENGERS

Anna Williams Allison, 48, Stoneham, Massachusetts
David Angell, 54, Pasadena, California
Lynn Angell, 45, Pasadena, California
Seima Aoyama, 48, Culver City, Calif.
Myra Aronson, 52, Charlestown, Massachusetts
Christine Barbuto, 32, Brookline, Massachusetts
Carolyn Beug, 48, Los Angeles, California
Kelly Ann Booms, 24, Brookline, Mass.
Carol Bouchard, 43, Warwick, Rhode Island
Neilie Anne Heffernan Casey, 32, Wellesley, Massachusetts
Jeffrey Coombs, 42, Abington, Massachusetts
Tara Creamer, 30, Worcester, Massachusetts
Thelma Cuccinello, 71, Wilmot, New Hampshire
Patrick Currivan, 52, Winchester, Mass.
Brian Dale, 43, Warren, New Jersey
David DiMeglio, 22, Wakefield, Mass.
Donald Americo DiTullio, 49, Peabody, Mass.
Albert Dominguez, 66, Sydney, Australia
Paige Farley-Hackel, 46, Newton, Mass.
Alex Filipov, 70, Concord, Massachusetts
Carol Flyzik, 40, Plaistow, N.H.
Paul Friedman, 45, Belmont, Massachusetts
Karleton D.B. Fyfe, 31, Brookline, Massachusetts
Peter Gay, 54, Tewksbury, Massachusetts
Linda George, 27, Westboro, Massachusetts
Edmund Glazer, 41, Los Angeles, California
Lisa Fenn Gordenstein, 41, Needham, Massachusetts
Andrew Peter Charles Curry Green, 34, Santa Monica, Calif.
Peter Hashem, 40, Tewksbury, Massachusetts
Robert Hayes, 37, from Amesbury, Massachusetts
Edward (Ted) R. Hennessy, 35, Belmont, Mass.
John A. Hofer, 45, Los Angeles, Calif.
Cora Hidalgo Holland, 52, of Sudbury, Massachusetts
Nicholas Humber, 60, of Newton, Massachusetts,
Waleed Iskandar, 34, London, England
John Charles Jenkins, 45, Cambridge, Mass.
Charles Edward Jones, 48, Bedford, Mass.
Robin Kaplan, 33, Westboro, Massachusetts
Barbara Keating, 72, Palm Springs, Calif.
David P. Kovalcin, 42, Hudson, New Hampshire
Judy Larocque, 50, Framingham, Mass.
Natalie Janis Lasden, 46, Peabody, Mass.
Daniel John Lee, 34, Van Nuys, Calif.
Daniel C. Lewin, 31, Charlestown, Mass.
Susan A. MacKay, 44, Westford, Massachusetts
Christopher D. Mello, 25, Boston, Mass.
Jeff Mladenik, 43, Hinsdale, Illinois
Antonio Jesus Montoya Valdes, 46, East Boston, Mass.
Carlos Alberto Montoya, 36, Bellmont, Mass.
Laura Lee Morabito, 34, Framingham, Massachusetts
Mildred Rose Naiman, 81, Andover, Mass.
Laurie Ann Neira, 48, Los Angeles, Calif.
Renee Newell, 37, of Cranston, Rhode Island
Jacqueline J. Norton, 61, Lubec, Maine
Robert Grant Norton, 85, Lubec, Maine
Jane M. Orth, 49, Haverhill, Mass.
Thomas Pecorelli, 31, of Los Angeles, California
Berinthia Berenson Perkins, 53, Los Angeles, Calif.
Sonia Morales Puopolo, 58, of Dover, Massachusetts
David E. Retik, 33, Needham, Mass.
Philip M. Rosenzweig, 47, Acton, Mass.
Richard Ross, 58, Newton, Massachusetts
Jessica Sachs, 22, Billerica, Massachusetts
Rahma Salie, 28, Boston, Mass.
Heather Lee Smith, 30, Boston, Mass.
Douglas J. Stone, 54, Dover, N.H
Xavier Suarez, 41, Chino Hills, Calif.
Michael Theodoridis, 32, Boston, Mass.
James Trentini, 65, Everett, Massachusetts
Mary Trentini, 67, Everett, Massachusetts
Pendyala Vamsikrishna, 30, Los Angeles, Calif.
Mary Wahlstrom, 78, Kaysville, Utah
Kenneth Waldie, 46, Methuen, Massachusetts
John Wenckus, 46, Torrance, Calif.
Candace Lee Williams, 20, Danbury, Conn.
Christopher Zarba, 47, Hopkinton, Massachusetts

AMERICAN AIRLINES FLIGHT 77

American Airlines Flight 77, from Washington to Los Angeles, was crashed into the Pentagon with 64 people aboard.

CREW

Charles Burlingame, 51, Herndon, Va.
David M. Charlebois, 39, Washington, D.C
Michele Heidenberger, 57, Chevy Chase, Md.
Jennifer Lewis, 38, Culpeper, Virginia
Kenneth Lewis, 49, Culpeper, Virginia
Renee A. May, 39, Baltimore, Md

PASSENGERS

Paul Ambrose, 32, Washington, D.C.
Yeneneh Betru, 35, Burbank, Calif
Mary Jane (MJ) Booth, 64, Falls Church, Va.
Bernard Curtis Brown, 11, Washington, D.C.
Suzanne Calley, 42, San Martin, Calif.
William Caswell, 54, Silver Spring, Md.
Sarah Clark, 65, Columbia, Md.
Zandra Cooper, Annandale, Va.
Asia Cottom, 11, Washington, D.C.
James Debeuneure, 58, Upper Marlboro, Md.
Rodney Dickens, 11, Washington, D.C.
Eddie Dillard, Alexandria, Va.
Charles Droz, 52, Springfield, Va.
Barbara G. Edwards, 58, Las Vegas, Nev.
Charles S. Falkenberg, 45, University Park, Md.
Zoe Falkenberg, 8, University Park, Md.
Dana Falkenberg, 3, of University Park, Md.
James Joe Ferguson, 39, Washington, D.C.
Wilson "Bud" Flagg, 63, Millwood, Va.
Darlene Flagg, 63, Millwood, Va.
Richard Gabriel, 54, Great Falls, Va.
Ian J. Gray, 55, Columbia, Md.
Stanley Hall, 68, Rancho Palos Verdes, Calif.
Bryan Jack, 48, Alexandria, Va.
Steven D. Jacoby, 43, Alexandria, Va.
Ann Judge, 49, Great Falls, Va.
Chandler Keller, 29, El Segundo, Calif.
Yvonne Kennedy, 62, Sydney, New South Wales, Australia
Norma Khan, 45, Reston, Va.
Karen A. Kincaid, 40, Washington, D.C.
Dong Lee, 48, Leesburg, Va.
Dora Menchaca, 45, of Santa Monica, Calif.
Christopher Newton, 38, Anaheim, Calif.
Barbara Olson, 45, Great Falls, Va
Ruben Ornedo, 39, Los Angeles, Calif.
Robert Penniger, 63, of Poway, Calif.
Robert R. Ploger, 59, Annandale, Va.
Lisa J. Raines, 42, Great Falls, Va.
Todd Reuben, 40, Potomac, Maryland
John Sammartino, 37, Annandale, Va.
Diane Simmons, Great Falls, Va.
George Simmons, Great Falls, Va.
Mari-Rae Sopper, 35, Santa Barbara, Calif.
Robert Speisman, 47, Irvington, N.Y
Norma Lang Steuerle, 54, Alexandria, Va.
Hilda E. Taylor, 62, Forestville, Md
Leonard Taylor, 44, Reston, Va.
Sandra Teague, 31, Fairfax, Va.
Leslie A. Whittington, 45, University Park, Maryland.
John D. Yamnicky, 71, Waldorf, Md.
Vicki Yancey, 43, Springfield, Va.
Shuyin Yang, 61, Beijing, China
Yuguag Zheng, 65, Beijing, China

UNITED AIRLINES FLIGHT 175

United Airlines Flight 175, from Boston, Massachusetts, to Los Angeles, California, was the second hijacked plane to strike the World Trade Center, and was crashed into the South Tower. Two pilots, seven flight attendants and 56 passengers were on board.

CREW

Robert Fangman, 33, Claymont, Del.
Michael R. Horrocks, 38, Glen Mills, Pa.
Amy N. Jarret, 28, North Smithfield, R.I.
Amy R. King, 29, Stafford Springs, Conn.
Kathryn L. LaBorie, 44, Providence, R.I.
Alfred Gilles Padre Joseph Marchand, 44, Alamogordo, N.M.
Capt. Victor Saracini, 51, Lower Makefield Township, Pa.
Michael C. Tarrou, 38, Stafford Springs, Conn.
Alicia Nicole Titus, 28, San Francisco, Calif.

PASSENGERS

Alona Avraham, 30, Asdod, Israel.
Garnet Edward (Ace) Bailey, 54, Lynnfield, Mass.
Mark Bavis, 31, West Newton, Mass.
Graham Andrew Berkeley, 37, Boston, Mass.
Touri Bolourchi, 69, Beverly Hills, Calif.
Klaus Bothe, 31, Linkenheim, Baden-Wurttemberg, Germany
Daniel R. Brandhorst, 41, Los Angeles, Calif
David Reed Gamboa Brandhorst, 3, Los Angeles, Calif.
John Brett Cahill, 56, Wellesley, Mass.
Christoffer Carstanjen, 33, Turner Falls, Mass.
John (Jay) J. Corcoran, 43, Norwell, Mass
Dorothy Alma DeAraujo, 80, Long Beach, Calif.
Ana Gloria Pocasangre de Barrera, 49, San Salvador, El Salvador
Lisa Frost, 22, Rancho Santa Margarita, Calif.
Ronald Gamboa, 33, Los Angeles, Calif.
Lynn Catherine Goodchild, 25, Attleboro, Mass.
Peter Morgan Goodrich, 33, Sudbury, Mass.
Douglas A. Gowell, 52, Methuen, Mass.
The Rev. Francis E. Grogan, 76, of Easton, Mass.
Carl Max Hammond, 37, Derry, N.H.
Peter Hanson, 32, Groton, Mass.
Sue Kim Hanson, 35, Groton, Mass.
Christine Lee Hanson, 2, Groton, Mass.
Gerald F. Hardacre, 61, Carlsbad, Calif.
Eric Samadikan Hartono, 20, Boston, Mass.
James E. Hayden, 47, Westford, Mass.
Herbert W. Homer, 48, Milford, Mass.
Robert Adrien Jalbert, 61, Swampscott, Mass.
Ralph Francis Kershaw, 52, Manchester-by-the-Sea, Mass.
Heinrich Kimmig, 43, Willstaett, Germany
Brian Kinney, 29, Lowell, Mass.
Robert George LeBlanc, 70, Lee, N.H.
Maclovio Lopez, Jr., 41, Norwalk, Calif.
Marianne MacFarlane, MacFarlane, 34, Revere, Mass.
Louis Neil Mariani, 59, Derry, N.H.
Juliana Valentine McCourt, 4, New London, Conn.
Ruth Magdaline McCourt, 45, New London, Conn.
Wolfgang Peter Menzel, 59, Wilhelmshaven, Germany
Shawn M. Nassaney, 25, Pawtucket, R.I.
Marie Pappalardo, 53, Paramount, Calif.
Patrick Quigley, 40, of Wellesley, Mass.
Frederick Charles Rimmele, 32, Marblehead, Mass.
James M. Roux, 43, Portland, Maine
Jesus Sanchez, 45, Hudson, Mass.
Mary Kathleen Shearer, 61, Dover, N.H.
Robert Michael Shearer, 63, Dover, N.H.
Jane Louise Simpkin, 36, Wayland, Mass.
Brian D. Sweeney, 38, Barnstable, Mass.
Timothy Ward, 38, San Diego, Calif.
William M. Weems, 46, Marblehead, Mass.

UNITED AIRLINES FLIGHT 93

United Airlines Flight 93, from Newark, New Jersey, to San Francisco, California, was crashed in rural southwest Pennsylvania, with 45 people on board.

CREW

Lorraine G. Bay, 58, East Windsor, N.J.
Sandra W. Bradshaw, 38, Greensboro, N.C.
Jason Dahl, 43, Denver, Colo.
Wanda Anita Green, 49, Linden, N.J.
Leroy Homer, 36, Marlton, N.J.
CeeCee Lyles, 33, Fort Myers, Fla.
Deborah Welsh, 49, New York, N.Y.

PASSENGERS

Christian Adams, 37, Biebelsheim, Germany
Todd Beamer, 32, Cranbury, N.J.
Alan Beaven, 48, Oakland, CA
Mark K. Bingham, 31, San Francisco, Calif.
Deora Frances Bodley, 20, San Diego, Calif.
Marion Britton, 53, New York, N.Y.
Thomas E. Burnett Jr., 38, San Ramon, Calif.
William Cashman, 57, North Bergen, N.J.
Georgine Rose Corrigan, 56, Honolulu, Hawaii
Patricia Cushing, 69, Bayonne, N.J.
Joseph Deluca, 52, Ledgewood, N.J.
Patrick Joseph Driscoll, 70, Manalapan, N.J.
Edward P. Felt, 41, Matawan, N.J.
Jane C. Folger, 73, Bayonne, N.J.
Colleen Laura Fraser, 51, Elizabeth, N.J.
Andrew Garcia, 62, Portola Valley, Calif.
Jeremy Glick, 31, Hewlett, N.J.
Lauren Grandcolas, 38, San Rafael, Calif.
Donald F. Greene, 52, Greenwich, Conn.
Linda Gronlund, 46, Warwick, N.Y.
Richard Guadagno, 38, of Eureka, Calif.
Toshiya Kuge, 20, Nishimidoriguoska, Japan
Hilda Marcin, 79, Budd Lake, N.J.
Nicole Miller, 21, San Jose, Calif.
Louis J. Nacke, 42, New Hope, Pa.
Donald Arthur Peterson, 66, Spring Lake, N.J.
Jean Hoadley Peterson, 55, Spring Lake, N.J.
Waleska Martinez Rivera, 37, Jersey City, N.J.
Mark Rothenberg, 52, Scotch Plains, N.J.
Christine Snyder, 32, Kailua, Hawaii
John Talignani, 72, New York, N.Y.
Honor Elizabeth Wainio, 27, Watchung, N.J.
Olga Kristin Gould White, 65, New York, N.Y.

Pentagon attack

The Departments died in the September 11 attack on the Pentagon building. An additional 64 people died aboard the hijacked American Airlines Flight 77, which was crashed into the west side of the building.

Spc. Craig Amundson, 28, Fort Belvoir, Va.
Melissa Rose Barnes, 27, Redlands, Calif.
(Retired) Master Sgt. Max Beilke, 69, Laurel, Md.
Kris Romeo Bishundat, 23, Waldorf, Md.
Carrie Blagburn, 48, Temple Hills, Md.
Lt. Col. Canfield D. Boone, 54, Clifton, Va.
Donna Bowen, 42, Waldorf, Md.
Allen Boyle, 30, Fredericksburg, Va.
Christopher Lee Burford, 23, Hubert, N.C.
Daniel Martin Caballero, 21, Houston, Texas
Sgt. 1st Class Jose Orlando Calderon-Olmedo, 44, Annandale, Va.
Angelene C. Carter, 51, Forrestville, Md.
Sharon Carver, 38, Waldorf, Md.
John J. Chada, 55, Manassas, Va.
Rosa Maria (Rosemary) Chapa, 64, Springfield, Va.
Julian Cooper, 39, Springdale, Md.
Lt. Cmdr. Eric Allen Cranford, 32, Drexel, N.C.
Ada M. Davis, 57, Camp Springs, Md.
Capt. Gerald Francis Deconto, 44, Sandwich, Mass.
Lt. Col. Jerry Don Dickerson, 41, Durant, Miss.
Johnnie Doctor, 32, Jacksonville, Fla.
Capt. Robert Edward Dolan, 43, Alexandria, Va.
Cmdr. William Howard Donovan, 37, Nunda, N.Y.
Cmdr. Patrick S. Dunn, 39, Springfield, Va.
Edward Thomas Earhart, 26, Salt Lick, Ky.
Lt. Cmdr. Robert Randolph Elseth, 37, Vestal, N.Y.
Jamie Lynn Fallon, 23, Woodbridge, Va.
Amelia V. Fields, 36, Dumfries, Va.
Gerald P. Fisher, 57, Potomac, Md.
Matthew Michael Flocco, 21, Newark, Del.
Sandra N. Foster, 41, Clinton, Md.
Capt. Lawrence Daniel Getzfred, 57, Elgin, Neb.
Cortz Ghee, 54, Reisterstown, Md.
Brenda C. Gibson, 59, Falls Church, Va.
Ron Golinski, 60, Columbia, Md.
Diane M. Hale-McKinzy, 38, Alexandria, Va.
Carolyn B. Halmon, 49, Washington, D.C.
Sheila Hein, 51, University Park, Md.
Ronald John Hemenway, 37, Shawnee, Kan.
Maj. Wallace Cole Hogan, 40, Fla.
Jimmie Ira Holley, 54, Lanham, Md.
Angela Houtz, 27, La Plata, Md.
Brady K. Howell, 26, Arlington, Va.
Peggie Hurt, 36, Crewe, Va.
Lt. Col. Stephen Neil Hyland, 45, Burke, Va.
Robert J. Hymel, 55, Woodbridge, Va.
Sgt. Maj. Lacey B. Ivory, 43, Woodbridge, Va.
Lt. Col. Dennis M. Johnson, 48, Port Edwards, Wis.
Judith Jones, 53, Woodbridge, Va.
Brenda Kegler, 49, Washington, D.C.
Lt. Michael Scott Lamana, 31, Baton Rouge, La.
David W. Laychak, 40, Manassas, Va.
Samantha Lightbourn-Allen, 36, Hillside, Md.
Maj. Steve Long, 39, Ga.
James Lynch, 55, Manassas, Va.
Terence M. Lynch, 49, Alexandria, Va.
Nehamon Lyons, 30, Mobile, Ala.
Shelley A. Marshall, 37, Marbury, Md.
Teresa Martin, 45, Stafford, Va.
Ada L. Mason, 50, Springfield, Va.
Lt. Col. Dean E. Mattson, 57, Calif.
Lt. Gen. Timothy J. Maude, 53, Fort Myer, Va.
Robert J. Maxwell, 53, Manassas, Va.
Molly McKenzie, 38, Dale City, Va.
Patricia E. (Patti) Mickley, 41, Springfield, Va.
Maj. Ronald D. Milam, 33, Washington, D.C.
Gerard (Jerry) P. Moran, 39, Upper Marlboro, Md.
Odessa V. Morris, 54, Upper Marlboro, Md.
Brian Anthony Moss, 34, Sperry, Okla.
Ted Moy, 48, Silver Spring, Md.
Lt. Cmdr. Patrick Jude Murphy, 38, Flossmoor, Ill.
Khang Nguyen, 41, Fairfax, Va.
Michael Allen Noeth, 30, New York, N.Y.
Diana Borrero de Padro, 55, Woodbridge, Va.
Spc. Chin Sun Pak, 25, Lawton, Okla.
Lt. Jonas Martin Panik, 26, Mingoville, Pa.
Maj. Clifford L. Patterson, 33, Alexandria, Va.
Lt. J.G. Darin Howard Pontell, 26, Columbia, Md.
Scott Powell, 35, Silver Spring, Md.
(Retired) Capt. Jack Punches, 51, Clifton, Va.
Joseph John Pycior, 39, Carlstadt, N.J.
Deborah Ramsaur, 45, Annandale, Va.
Rhonda Rasmussen, 44, Woodbridge, Va.
Marsha Dianah Ratchford, 34, Prichard, Ala.
Martha Reszke, 36, Stafford, Va.
Cecelia E. Richard, 41, Fort Washington, Md.
Edward V. Rowenhorst, 32, Lake Ridge, Va.
Judy Rowlett, 44, Woodbridge, Va.
Robert E. Russell, 52, Oxon Hill, Md.
William R. Ruth, 57, Mount Airy, Md.
Charles E. Sabin, 54, Burke, Va.
Marjorie C. Salamone, 53, Springfield, Va.
Lt. Col. David M. Scales, 44, Cleveland, Ohio
Cmdr. Robert Allan Schlegel, 38, Alexandria, Va.
Janice Scott, 46, Springfield, Va.
Michael L. Selves, 53, Fairfax, Va.
Marian Serva, 47, Stafford, Va.
Cmdr. Dan Frederic Shanower, 40, Naperville, Ill.
Antoinette Sherman, 35, Forest Heights, Md.
Don Simmons, 58, Dumfries, Va.
Cheryle D. Sincock, 53, Dale City, Va.
Gregg Harold Smallwood, 44, Overland Park, Kan.
(Retired) Lt. Col. Gary F. Smith, 55, Alexandria, Va.
Patricia J. Statz, 41, Takoma Park, Md.
Edna L. Stephens, 53, Washington, D.C.
Sgt. Maj. Larry Strickland, 52, Woodbridge, Va.
Maj. Kip P. Taylor, 38, McLean, Va.
Sandra C. Taylor, 50, Alexandria, Va.
Karl W. Teepe, 57, Centreville, Va.
Sgt. Tamara Thurman, 25, Brewton, Ala.
Lt. Cmdr. Otis Vincent Tolbert, 38, Lemoore, Calif.
Willie Q. Troy, 51, Aberdeen, Md.
Lt. Cmdr. Ronald James Vauk, 37, Nampa, Idaho
Lt. Col. Karen Wagner, 40, Houston, Texas
Meta L. Waller, 60, Alexandria, Va.
Staff Sgt. Maudlyn A. White, 38, St. Croix, Virgin Islands
Sandra L. White, 44, Dumfries, Va.
Ernest M. Willcher, 62, North Potomac, Md.
Lt. Cmdr. David Lucian Williams, 32, Newport, Ore.
Maj. Dwayne Williams, 40, Jacksonville, Ala.
Marvin R. Woods, 57, Great Mills, Md.
Kevin Wayne Yokum, 27, Lake Charles, La.
Donald McArthur Young, 41, Roanoke, Va.
Lisa L. Young, 36, Germantown, Md.
Edmond Young, 22, Owings, Md.

List of names credited to cnn.com and pinkisthenewblog.com.